7 Charterhouse Road, Toronto, ON
Agincourt South-Malvern West, Toronto · MLS® E13541404
About this home
Step into this beautifully maintained 4-bedroom, 3-bathroom two-storey detached home that perfectly blends comfort, space, and opportunity! With an efficient, family-friendly layout and generously sized rooms throughout, this home is designed for easy everyday living and effortless entertaining. Brand new luxury vinyl flooring and fresh paint create a bright, modern feel from the moment you walk in. The fully renovated basement adds valuable additional living space-ideal for a recreation room, home office, or extended family use. The main floor features a convenient laundry room and an inviting family room with a cozy fireplace-perfect for relaxing evenings-flowing seamlessly to a charming lanai overlooking the backyard. Whether you love gardening or hosting summer get-togethers, the outdoor space offers plenty of room to enjoy. Upstairs, the spacious primary bedroom retreat includes a private ensuite, while the additional bedrooms are all well-proportioned and filled with natural light.The kitchen and bathrooms are functional and offer a great opportunity for personalization or future updates to suit your style-an excellent chance to add value over time. With newer windows already in place, this is a solid home with great bones.Ideally located just minutes from Scarborough Town Centre, you'll have easy access to shopping, diverse dining options, Asian grocery stores, and a variety of local plazas. Commuters will appreciate quick access to Highway 401, along with nearby parks and public transit.A fantastic opportunity in a convenient, family-friendly location-don't miss this one!
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- E13541404
- Bedrooms
- 4
- Bathrooms
- 3 (1 half)
- Size
- 2000-2500
- Lot
- 55 × 110 ft
- Cross streets
- McCowan and Sheppard
- Parking
- 2 garage · 4 parking (attached)
- Driveway
- Private Double
- Basement
- Finished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick, Vinyl Siding
- Foundation
- Concrete
- Roof
- Shingles
- Sewer
- Sewer
- Property tax
- $5,867 / 2026
- Days on market
- 8
- Listing brokerage
- RIGHT AT HOME REALTY
Rooms
eat-in kitchen · overlooks backyard · tile floor
Walk-Out
4 pc ensuite · vinyl floor · walk-in closet(s)
vinyl floor · closet
vinyl floor · closet
fireplace · walk-out · vinyl floor
combined w/dining · large window · vinyl floor
combined w/living · vinyl floor · picture window
vinyl floor · closet
Heads up: the asking price here sits well below what comparable listings suggest. In this market that usually means it is priced to draw multiple offers, so plan for competition and a final number above asking. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.
Ask Moe if this price is fairOn schools, this address is zoned for C D Farquharson Junior Public School, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.
On location, this is a very walkable address with everyday errands close by. McCowan Rd at Pitfield Rd is about a 3-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
- Recent major systems: lower near-term capital costs, ask for the ages and any warranties.
- Primary suite: a key comfort and resale feature.
- Value driver
- Lifestyle
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 4 closest active listings nearby.
See all comparable homes7 days longer than the Toronto average (1 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Agincourt South-Malvern West, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Most daily errands can be done on foot.
🚉 Nearest transit: McCowan Rd at Pitfield Rd, about 261 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $799,200 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $4,265
- Property tax
- $489
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $4,754
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $16,455
- Toronto municipal land transfer tax
- $16,455
- Estimated closing costs
- $32,910
Plus your down payment of $199,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $255,890
- Principal paid down
- $101,778
- Interest paid
- $154,111
- Balance remaining
- $697,422
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RIGHT AT HOME REALTY. MLS®/PropTx.