106 Mackey Drive, Whitby, ON
Lynde Creek, Whitby · MLS® E13542592
About this home
Nestled In One Of Whitby's Most Desirable Neighbourhoods, This Home Makes An Unforgettable First Impression. From The Moment You Step Through The Front Door The Soaring Open-To-Above Foyer With Elegant Chevron-Pattern Tiles Set The Tone For The Exceptional Finishes Found Throughout. The Main Floor Is Designed For Both Entertaining And Everyday Living. A Stunning Formal Dining Room With A Coffered Ceiling For Those Special Occasions, A Custom Chef's Kitchen - A True Showstopper Featuring Commercial-Grade Appliances, A Built-In Panel Fridge And Dishwasher, And A Spectacular 10-Foot Quartz Island, Pot Lights And Hardwood Flooring. The Living Room Impresses With Its Custom Feature Wall, While The Spectacular Great Room Steals The Show With 16-Foot Cathedral Ceilings, Wainscotting, And Views Of The Backyard. The Primary Suite Located On The Main Floor Is A Private Retreat You'll Never Want To Leave - Complete With Custom Built-In Wardrobe, Hardwood Floors, And A Spa-Inspired 5-Piece Ensuite. Upstairs You Will Find Two Well-Appointed Bedrooms With Laminate Flooring And Built-Ins And A Renovated Bathroom Featuring Heated Floors, A Quartz Vanity, A Tiled Shower, And A Built-In Cabinet With Laundry Bin. The Finished Basement Offers Incredible Versatility With A Generous Recreation Room, A Dedicated Work-Out Space, And A Private Office. Outside, The Professionally Landscaped Front Yard Creates Stunning Curb Appeal, While The Backyard Gazebo Is The Perfect Spot To Soak In The Western Sun Exposure All Day Long. This Home Is Truly Exceptional In Every Way!
Key facts
- Property type
- Detached, Bungaloft
- MLS®
- E13542592
- Bedrooms
- 3
- Bathrooms
- 4 (2 half)
- Size
- 2000-2500
- Lot
- 44.85 × 112.54 ft
- Cross streets
- Mcquay & Rossland
- Parking
- 2 garage · 6 parking (attached)
- Driveway
- Private
- Basement
- Finished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick, Stone
- Foundation
- Concrete
- Roof
- Shingles
- Sewer
- Sewer
- Property tax
- $8,613 / 2026
- Days on market
- 8
- Listing brokerage
- CENTURY 21 LEADING EDGE REALTY INC.
Rooms
hardwood floor · coffered ceiling(s) · pot lights
broadloom · electric fireplace · pot lights
hardwood floor · pot lights · vaulted ceiling(s)
laminate · b/i closet · window
hardwood floor · coffered ceiling(s) · pot lights
hardwood floor · centre island · pot lights
Pocket Doors
laminate · b/i closet · window
tile floor · access to garage · laundry sink
hardwood floor · 5 pc ensuite · walk-in closet(s)
Listed at $1,399,900, this home is within the range of a wider set of listings, but with few close matches nearby, so worth confirming with a precise CMA. The number above is my independent estimate of value, not the asking price.
There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.
Based on 15 similar homes nearby, adjusted for size, beds, and baths.Median of 15 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.16M, a close match.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $1.13M
- Bedrooms −$30K
- Bathrooms +$15K
- Adjusts to $1.11M
That comparable adjusts to $1.11M; the $1.22M estimate above is the median of all 15 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. McQuay Westbound @ Muir is about a 4-minute walk away.
Total price vs nearby homes. Fair value about $1.22M, median of 15 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Finished basement: added living space, worth checking ceiling height and that the work was permitted.
- Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
- Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person.
- Heated floors: comfort and a premium-finish signal.
- Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room.
- Value driver
- Lifestyle
- Worth verifying
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest of 8 active listings nearby.
See all comparable homesThis home lists 10% above the area average of $564/sqft.
0 days faster than the Whitby average (8 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Lynde Creek, Whitby, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Somewhat WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Some errands on foot, but most trips need a car.
🚉 Nearest transit: McQuay Westbound @ Muir, about 291 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Whitby.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $1,119,920 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $5,976
- Property tax
- $718
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $6,694
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $24,473
- Estimated closing costs
- $24,473
Plus your down payment of $279,980. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $358,579
- Principal paid down
- $142,622
- Interest paid
- $215,956
- Balance remaining
- $977,298
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CENTURY 21 LEADING EDGE REALTY INC.. MLS®/PropTx.