36-925 Bayly Street, Pickering, ON

West Shore, Pickering · MLS® E13542690

$575,000
For Sale
Listed 8 days ago
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3Bedrooms
2Bathrooms
1Parking
1200-1399Sq Ft

About this home

Discover this beautiful townhome nestled in a peaceful, family-oriented community with views of Frenchman's Bay. Offering 3 bedrooms and 2 bathrooms, this spacious residence features a thoughtfully designed floor plan, including a powder room in the basement, sun-filled living areas, and a partially finished basement. Enjoy the best of Pickering's waterfront lifestyle with scenic walking trails, Frenchman's Bay, Pickering Town Centre, Highway 401, and GO Transit all just moments away. Combining modern comfort, everyday convenience, and an exceptional location, this is a home you won't want to miss.

Key facts

Property type
Condo Townhouse, 2-Storey
MLS®
E13542690
Bedrooms
3
Bathrooms
2
Size
1200-1399
Cross streets
Westshore/Bayly
Parking
1 parking
Basement
Partially Finished
Heating
Forced Air
A/C
Central Air
Exterior
Aluminum Siding, Brick
Maintenance
$511/mo
Exposure
East
Property tax
$3,079 / 2025
Days on market
8
Listing brokerage
EXP REALTY

Rooms

Bedroom 3Second3.44 × 2.39 m

hardwood floor · large closet

KitchenMain3.95 × 3.40 m

ceramic floor · granite counters

Primary BedroomSecond3.44 × 5.56 m

hardwood floor · walk-in closet(s)

Bedroom 2Second3.67 × 3.43 m

hardwood floor · large closet

Living RoomMain7.02 × 3.40 m

hardwood floor · combined w/dining

Dining RoomMain3.04 × 3.40 m

hardwood floor · combined w/living

RecreationBasement6.90 × 3.33 m

concrete floor · separate room

Moe’s TakeTeam Asgarian · Broker
Below comparables
$635Kest. value

Listed at $575,000, this home is about 9% below comparable homes, worth a close look. The number above is my independent estimate of value, not the asking price.

There were not many closely comparable homes right in West Shore, so I widened the search to the surrounding area.

Based on 7 similar homes nearby, adjusted for size, beds, and baths.Median of 7 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $525K, a bit lower.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $710K
  • Bedrooms −$30K
  • Adjusts to $680K

That comparable adjusts to $680K; the $635K estimate above is the median of all 7 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. Bayly Eastbound @ 957 Bayly is about a 2-minute walk away.

List price
$575KGreat deal$698KOverpriced

Total price vs nearby homes. Fair value about $635K, median of 7 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Finished basement: added living space, worth checking ceiling height and that the work was permitted.
  • Value driver
Comparable listingsCurrently listed nearby · asking prices
$676kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

78-1235 Radom Street$615k4-765 Oklahoma Drive$635k33-735 Sheppard Avenue$779k

The 3 closest active listings nearby.

See all comparable homes
575kThis home615k635k779kThis home vs active comparables
Live market pulseActive comparables in Pickering · median list $635K
$442this home / sqft
67active listings nearby
8days on market

This home lists 8% below the area average of $478/sqft.

36 days faster than the Pickering average (44 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

West Shore, Pickering, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

61/ 100

WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Many errands can be done on foot; a car still helps.

🚉 Nearest transit: Bayly Eastbound @ 957 Bayly, about 143 m away

20+ transit stops4 grocery20+ dining14 parks8 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Bay Ridges
$672K
Woodlands
$569K
Liverpool
$596K
Town Centre
$575K
Rougemount
$719K

Typical asking price of active listings of the same type, per area (outliers removed). Pickering.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$2,621/mo
$121KIncome needed
4.7×Price ÷ income
$605Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

77%mortgage
Mortgage $2,621Property tax $257Condo fee $511Total carry $3,388

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,455per month

Mortgage amount $460,000 · 4.14% over 25 years

$115,000Down payment (20.0%)
$460,000Loan before insurance
$0CMHC premium
$3,222Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,455
Property tax
$257
Condo / maintenance fees
$511
Heating
$0
Estimated monthly cost
$3,222

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$7,975
Estimated closing costs
$7,975

Plus your down payment of $115,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$2,981/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$276,419Total interest paid
$736,419Total of all payments
Principal $460,000 Interest $276,419
YearPrincipalInterestBalance
1$10,776$18,681$449,224
2$11,227$18,230$437,997
3$11,697$17,760$426,300
4$12,186$17,271$414,114
5$12,696$16,761$401,419
6$13,227$16,230$388,192
7$13,780$15,677$374,413
8$14,356$15,101$360,056
9$14,957$14,500$345,100
10$15,582$13,874$329,517
11$16,234$13,223$313,283
12$16,913$12,544$296,370
13$17,621$11,836$278,749
14$18,358$11,099$260,392
15$19,126$10,331$241,266
16$19,926$9,531$221,341
17$20,759$8,698$200,582
18$21,627$7,829$178,954
19$22,532$6,925$156,423
20$23,474$5,982$132,948
21$24,456$5,000$108,492
22$25,479$3,977$83,013
23$26,545$2,912$56,468
24$27,655$1,801$28,812
25$28,812$645$0

At the end of your 5-year term

Total paid over the term
$147,284
Principal paid down
$58,581
Interest paid
$88,703
Balance remaining
$401,419

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,100/mo
$49,200Gross annual rent
5.9%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

8.6%
Gross yield
− Property tax $3,079− Condo fees $6,133− Insurance $600− Vacancy & upkeep $5,412Net operating income $33,976

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of EXP REALTY. MLS®/PropTx.

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