18 Sivyer Crescent, Ajax, ON

Northeast Ajax, Ajax · MLS® E13543900

$849,900
For Sale
Listed 8 days ago
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4Bedrooms
4Bathrooms
1Garage · 3 parking
1500-2000Sq Ft

About this home

Welcome To This Bright & Spacious Beautifully Updated Home Offering A Functional Open-Concept Layout And A Fully Finished Basement. The Main Floor Features Combined Living & Dining Areas, A Cozy Family Room With Fireplace, Pot Lights, Crown Moulding, And Hardwood Flooring Throughout. An Elegant Oak Staircase With Upgraded Iron Pickets Leads To The Second Level. The Modern Kitchen Showcases Quartz Countertops, Backsplash, Stainless Steel Appliances, And An Open Breakfast Area With Walk-Out To The Deck. Convenient Interior Access To The Garage Adds Everyday Functionality. The Second Floor Continues With Hardwood Flooring And Crown Moulding In The Hallway. The Spacious Primary Bedroom Features A Walk-In Closet And An Upgraded 4-Piece Ensuite With Quartz Countertop. All Bathrooms Throughout The Home Have Been Updated With Quartz Countertops. The Original Second-Floor Laundry Has Been Converted Into A Prayer Room And Can Easily Be Converted Back If Desired. The Finished Basement Offers Excellent Additional Living Space Featuring A Large Recreation Room With Laminate Flooring, Crown Moulding, And Pot Lights, Along With A Modern Kitchen Complete With Quartz Countertops, Stainless Steel Appliances, Breakfast Bar, And A 3-Piece Bathroom. Additional Upgrades Include An Upgraded Front Door, Stylish Light Fixtures, A Partially Interlocked Driveway, Updated Front Porch Railings, And A New Metal Roof (2024). Conveniently Located Within Walking Distance To Audley Recreation Centre, Parks, Schools, And The Amazon Warehouse. Just Minutes Away From Highways 401, 412, And 407, As Well As Costco, Shopping Centers, And Much More.

Key facts

Property type
Detached, 2-Storey
MLS®
E13543900
Bedrooms
4
Bathrooms
4 (1 half)
Size
1500-2000
Lot
34.12 × 86.94 ft
Cross streets
Audley Rd/Rossland Rd E
Parking
1 garage · 3 parking (attached)
Driveway
Private
Basement
Finished
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Unknown
Roof
Unknown
Sewer
Sewer
Property tax
$7,468 / 2026
Days on market
8
Listing brokerage
RE/MAX REALTRON REALTY INC.

Rooms

KitchenGround4.45 × 3.72 m

quartz counter · stainless steel appl · backsplash

Dining RoomGround5.61 × 3.96 m

hardwood floor · crown moulding · combined w/living

Bedroom 4Second2.74 × 2.62 m

hardwood floor · closet · window

Living RoomGround5.61 × 3.96 m

hardwood floor · pot lights · combined w/dining

BreakfastGround4.45 × 3.72 m

ceramic floor · w/o to deck · combined w/kitchen

Bedroom 3Second3.05 × 3.63 m

hardwood floor · closet · window

Bedroom 2Second4.60 × 2.80 m

hardwood floor · walk-in closet(s) · window

Family RoomGround5.42 × 3.35 m

fireplace · hardwood floor · crown moulding

KitchenBasement4.05 × 3.40 m

stainless steel appl · breakfast bar · pot lights

Primary BedroomSecond3.35 × 4.57 m

4 pc ensuite · hardwood floor · walk-in closet(s)

RecreationBasement3.78 × 7.88 m

laminate · pot lights · window

Moe’s TakeTeam Asgarian · Broker
In line
$848Kest. value

Listed at $849,900, this home is right in line with comparable homes. The number above is my independent estimate of value, not the asking price.

Based on 10 similar homes nearby, adjusted for size, beds, and baths.Median of 10 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $985K, a bit higher.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $879K
  • Bedrooms +$30K
  • Adjusts to $909K

That comparable adjusts to $909K; the $848K estimate above is the median of all 10 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. Rossland Westbound @ Audley is about a 5-minute walk away.

List price
$806KGreat deal$909KOverpriced

Total price vs nearby homes. Fair value about $848K, median of 10 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Finished basement: added living space, worth checking ceiling height and that the work was permitted.
  • Primary suite: a key comfort and resale feature.
  • Open-concept layout: modern, sought-after flow.
  • Hardwood floors: quality hardwood is durable and broadly desirable.
  • Value driver
  • Lifestyle
Comparable listingsCurrently listed nearby · asking prices
$885kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

88 Reed Drive$849k68 Patterson Crescent$875k13 Flowers Crescent$800k11 Bowers Court$950k25 Wicks Drive$950k

The 5 closest of 8 active listings nearby.

See all comparable homes
850kThis home849k875k800k950k950kThis home vs active comparables
Live market pulseActive comparables in Northeast Ajax · median list $1000K
$486this home / sqft
10active listings nearby
8days on market

This home lists 0% above the area average of $484/sqft.

3 days faster than the Ajax average (11 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Northeast Ajax, Ajax, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

47/ 100

Somewhat WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Some errands on foot, but most trips need a car.

🚉 Nearest transit: Rossland Westbound @ Audley, about 411 m away

20+ transit stops18 dining20+ parks1 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Central East
$1.02M
Northwest Ajax
$1.06M
Central
$862K
Central West
$1.04M
South East
$973K

Typical asking price of active listings of the same type, per area (outliers removed). Ajax.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$3,874/mo
$172KIncome needed
4.9×Price ÷ income
$894Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

86%mortgage
Mortgage $3,874Property tax $622Total carry $4,496

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,628per month

Mortgage amount $679,920 · 4.14% over 25 years

$169,980Down payment (20.0%)
$679,920Loan before insurance
$0CMHC premium
$4,251Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,628
Property tax
$622
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,251

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$13,473
Estimated closing costs
$13,473

Plus your down payment of $169,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$4,407/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$408,572Total interest paid
$1,088,492Total of all payments
Principal $679,920 Interest $408,572
YearPrincipalInterestBalance
1$15,928$27,611$663,992
2$16,594$26,945$647,397
3$17,289$26,251$630,109
4$18,012$25,528$612,097
5$18,765$24,775$593,332
6$19,550$23,990$573,782
7$20,368$23,172$553,414
8$21,220$22,320$532,195
9$22,107$21,432$510,087
10$23,032$20,508$487,055
11$23,995$19,544$463,060
12$24,999$18,541$438,061
13$26,045$17,495$412,016
14$27,134$16,405$384,882
15$28,269$15,270$356,612
16$29,452$14,088$327,161
17$30,684$12,856$296,477
18$31,967$11,573$264,510
19$33,304$10,236$231,206
20$34,697$8,842$196,509
21$36,149$7,391$160,360
22$37,661$5,879$122,700
23$39,236$4,304$83,464
24$40,877$2,663$42,587
25$42,587$953$0

At the end of your 5-year term

Total paid over the term
$217,698
Principal paid down
$86,588
Interest paid
$131,110
Balance remaining
$593,332

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,150/mo
$37,800Gross annual rent
2.9%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.4%
Gross yield
− Property tax $7,468− Insurance $1,400− Vacancy & upkeep $4,158Net operating income $24,774

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX REALTRON REALTY INC.. MLS®/PropTx.

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