34 Scarcliff Gardens, Toronto, ON

Guildwood, Toronto · MLS® E13543932

$999,000
For Sale
Listed 8 days ago
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5Bedrooms
3Bathrooms
1Garage · 5 parking
2000-2500Sq Ft

About this home

Welcome to 34 Scarcliff Gardens, a charming and spacious three bedroom side split on a quiet street in the heart of Guildwood. Beautifully renovated from top to bottom and thoughtfully designed by Sarah Richardson, this exceptional home was featured on Real Potential (HGTV) and offers the perfect blend of style, comfort, and function. Offering approximately 2,145 square feet of above grade living space, this home is much larger than it appears and provides an ideal layout for growing families. Set on an impressive 165 foot deep lot, the property features a beautifully landscaped backyard with plenty of space for children to play, gardening, or summer entertaining. The home also offers parking for up to five cars, adding excellent convenience for families and guests. Inside, the home offers far more than meets the eye. A generous rear addition expands the living space and creates a stunning open concept great room with a gas fireplace overlooking the backyard. The modern kitchen is designed for everyday living and entertaining, complete with built in stainless steel appliances and a large center island that anchors the space. Warm, modern finishes throughout create an inviting atmosphere, while the finished basement provides excellent additional living space. The lower level includes a separate bedroom with a three piece bathroom, making it ideal for a nanny or in law suite. A spacious office offers additional flexibility and can easily be converted into a fourth bedroom if desired. Ideally located close to parks, schools, shopping, transit, and major routes across Toronto, this is a rare opportunity to move into a beautifully designed, turnkey home in one of Guildwood's most welcoming neighbourhoods.

Key facts

Property type
Detached, Sidesplit 4
MLS®
E13543932
Bedrooms
5 (3 + 2)
Bathrooms
3
Size
2000-2500
Lot
50 × 164.89 ft
Cross streets
Guildwood Parkway/Morningside
Parking
1 garage · 5 parking (built-in)
Driveway
Private Double
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick Veneer
Foundation
Concrete
Roof
Asphalt Shingle, Flat
Sewer
Sewer
Property tax
$5,030 / 2025
Days on market
8
Listing brokerage
RIGHT AT HOME REALTY

Rooms

KitchenMain5.36 × 3.40 m

centre island · b/i appliances · hardwood floor

Dining RoomMain4.77 × 3.64 m

hardwood floor · vaulted ceiling(s) · skylight

Bedroom 4Basement2.90 × 4.46 m

hardwood floor · window

Primary BedroomSecond3.72 × 3.98 m

hardwood floor · large closet · window

Living RoomMain9.06 × 5.82 m

hardwood floor · gas fireplace · walk-out

Bedroom 2Second3.73 × 3.12 m

hardwood floor · overlooks frontyard

OtherMain2.38 × 2.12 m

wet bar · hardwood floor · bar sink

OfficeMain4.39 × 4.34 m

hardwood floor · closet · overlooks frontyard

Bedroom 3Second2.69 × 2.86 m

hardwood floor · closet · overlooks backyard

Moe’s TakeTeam Asgarian · Broker
Worth a personal read

Heads up: the asking price here sits well below what comparable listings suggest. In this market that usually means it is priced to draw multiple offers, so plan for competition and a final number above asking. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.

On schools, this address is zoned for Poplar Road Junior Public School, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.

On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. Guildwood Pkwy at Scarcliff Gardens is about a 3-minute walk away.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Finished basement: added living space, worth checking ceiling height and that the work was permitted.
  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
  • Addition / added square footage: more space lifts value when it is permitted and well integrated, verify the permits.
  • Open-concept layout: modern, sought-after flow.
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
  • Value driver
  • Lifestyle
Comparable listingsCurrently listed nearby · asking prices
$1.33Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

40 Ravencliff Crescent$1.26M88 Rabbit Lane$1.30M51 Sloley Road$1.25M18 Winsdale Road$1.50M

The 4 closest active listings nearby.

See all comparable homes
999kThis home1.26M1.30M1.25M1.50MThis home vs active comparables
Live market pulseActive comparables in Guildwood · median list $1.15M
$444this home / sqft
12active listings nearby
8days on market

7 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Guildwood, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

51/ 100

WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Many errands can be done on foot; a car still helps.

🚉 Nearest transit: Guildwood Pkwy at Scarcliff Gardens, about 265 m away

20+ transit stops20+ dining14 parks4 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Cliffcrest
$1.51M
Wexford-Maryvale
$865K
Lawrence Park South
$2.14M
Bedford Park-Nortown
$2.90M
High Park-Swansea
$4.99M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Poplar Road Junior Public School
85%
Poplar Road Junior Public SchoolPublic · Elementary · 0.2 km awayHigher-rated than most nearby · 85% meet the provincial standard
Jack Miner Senior Public SchoolEQAO results not published
Maplewood High SchoolEQAO results not published

Affordability & Mortgage

Affordability
$4,553/mo
$190KIncome needed
5.3×Price ÷ income
$1,051Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $4,553Property tax $419Total carry $4,972

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,265per month

Mortgage amount $799,200 · 4.14% over 25 years

$199,800Down payment (20.0%)
$799,200Loan before insurance
$0CMHC premium
$4,684Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,265
Property tax
$419
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,684

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$16,455
Toronto municipal land transfer tax
$16,455
Estimated closing costs
$32,910

Plus your down payment of $199,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$5,180/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$480,248Total interest paid
$1,279,448Total of all payments
Principal $799,200 Interest $480,248
YearPrincipalInterestBalance
1$18,722$32,455$780,478
2$19,506$31,672$760,972
3$20,322$30,856$740,650
4$21,172$30,006$719,479
5$22,057$29,121$697,422
6$22,980$28,198$674,442
7$23,941$27,237$650,501
8$24,942$26,236$625,559
9$25,986$25,192$599,573
10$27,073$24,105$572,500
11$28,205$22,973$544,295
12$29,385$21,793$514,911
13$30,614$20,564$484,297
14$31,894$19,284$452,402
15$33,229$17,949$419,174
16$34,618$16,560$384,555
17$36,066$15,111$348,489
18$37,575$13,603$310,914
19$39,147$12,031$271,767
20$40,784$10,394$230,983
21$42,490$8,688$188,493
22$44,267$6,910$144,225
23$46,119$5,059$98,106
24$48,048$3,130$50,058
25$50,058$1,120$0

At the end of your 5-year term

Total paid over the term
$255,890
Principal paid down
$101,778
Interest paid
$154,111
Balance remaining
$697,422

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,200/mo
$50,400Gross annual rent
3.8%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

5.0%
Gross yield
− Property tax $5,030− Insurance $1,400− Vacancy & upkeep $5,544Net operating income $38,426

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RIGHT AT HOME REALTY. MLS®/PropTx.

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