27 Kennett Drive, Whitby, ON
Lynde Creek, Whitby · MLS® E13543994
About this home
Stately 5 bedroom, three-story 4571sq ft (finished area) brick home backing to ravine on an extra deep private matured treed lot (49.26' x 212.72') with finished bsmt, inground pool and fabulous 3rd level in-law suite. This spacious amazing floor plan which is perfect for entertaining boasts formal living and dining rooms, large family room, 4 fireplaces, 9 ft ceilings, crown molding, and custom wainscotting. The updated chef's kitchen presents granite countertops, centre island, stainless steel appliances (2022), pantry and a swinging door that leads to the formal dining room with bay window. The flexible second floor lay-out can offer 4 bedrooms and sitting rm or 3 bedrooms, sitting room and office. (The office can be converted to a fourth bedroom) Working from home would be a pleasure with a quite second floor office with double door entry. The spacious primary suite presents a renovated 5-piece bath, walk-in closet, gas fireplace, and separate sitting room. The third floor offers a potential private in-law suite with a sitting area, full bathroom and bedroom. Entertain in the finished basement with a huge games area, 3 pc bath, large recreation room with wet bar and gas fireplace. Vacation in the backyard oasis with a stunning and well cared for pool, gazebo, irrigation system, ravine views and mature trees. (The salt pool heater replaced in 2020 with a new liner in 2023) Location! location! location! New A/C 2026! Walk to the Abilities Centre, parks, hockey arenas, and is less than 5km from Lake Ontario trails. (Floor plans attached)
Key facts
- Property type
- Detached, 3-Storey
- MLS®
- E13543994
- Bedrooms
- 5
- Bathrooms
- 5 (1 half)
- Size
- 3500-5000
- Lot
- 49.26 × 212.72 ft
- Cross streets
- McQuay Blvd and Kennett
- Parking
- 2 garage · 4 parking (attached)
- Basement
- Finished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Concrete
- Roof
- Shingles
- Sewer
- Sewer
- Pool
- Inground
- Property tax
- $9,578 / 2025
- Days on market
- 8
- Listing brokerage
- ROYAL LEPAGE RCR REALTY
Rooms
hardwood floor · marble fireplace · bay window
hardwood floor · vaulted ceiling(s) · combined w/br
walk-in closet(s) · 5 pc ensuite · gas fireplace
hardwood floor · brick fireplace · french doors
granite counters · stainless steel appl · centre island
hardwood floor · double closet · open stairs
hardwood floor · vaulted ceiling(s) · picture window
hardwood floor · closet · large window
hardwood floor · french doors · bay window
hardwood floor · 4 pc ensuite · picture window
granite floor · w/o to patio · open concept
laminate · 3 pc bath · above grade window
wet bar · laminate · large window
hardwood floor · double closet · large window
Listed at $1,529,000, this home is tracking about 32% below a wider set of listings, though close matches were thin, so it is worth confirming with a precise CMA rather than reading it as a clear deal. The number above is my independent estimate of value, not the asking price.
There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.
Based on 24 similar homes nearby, adjusted for size, beds, and baths.Median of 24 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.34M, lower than the comparables and worth a second look.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $1.90M
- Adjusts to $1.90M
That comparable adjusts to $1.90M; the $2.24M estimate above is the median of all 24 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
On location, this is a very walkable address with everyday errands close by. McQuay Southbound @ Kennett is about a 3-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.
Total price vs nearby homes. Fair value about $2.24M, median of 24 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Finished basement: added living space, worth checking ceiling height and that the work was permitted.
- Ravine lot: privacy and premium value, but confirm the buildable area and any conservation limits.
- Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
- Recent major systems: lower near-term capital costs, ask for the ages and any warranties.
- Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person.
- Value driver
- Worth verifying
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 4 closest active listings nearby.
See all comparable homesThis home lists 33% below the area average of $539/sqft.
0 days faster than the Whitby average (8 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Lynde Creek, Whitby, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Most daily errands can be done on foot.
🚉 Nearest transit: McQuay Southbound @ Kennett, about 213 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Whitby.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $1,223,200 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $6,527
- Property tax
- $798
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $7,326
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $27,055
- Estimated closing costs
- $27,055
Plus your down payment of $305,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $391,647
- Principal paid down
- $155,775
- Interest paid
- $235,872
- Balance remaining
- $1,067,425
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE RCR REALTY. MLS®/PropTx.