3 Columbine Avenue, Toronto, ON
The Beaches, Toronto · MLS® E13544428
About this home
Incredible opportunity to own a Large Brick 3 storey home in the highly Sought After Beach Triangle Community. This spacious home on a wide lot provides opportunity to live comfortably in the spacious 3 bedroom, 2 storey upper unit while family lives in the gorgeous renovated 1 bedroom main floor space. Set on a quiet residential street just moments from Queen Street East and the lake, it offers the kind of location that draws people to the neighbourhood and keeps them here for years. What truly sets this home apart is its remarkable flexibility. Currently a Duplex with three distinct living spaces, it presents endless possibilities for investors, multi-generational families, or buyers looking for a place to live with potential income. The layout also offers ample space to restore the home into one spacious single-family residence, creating a home tailored to your own vision while preserving the timeless charm. The recently renovated main floor is bright and inviting, while the upper levels provide generous living spaces, including a private south-facing deck that feels like a hidden retreat with gorgeous views of the city. A separate entrance to the lower level suite adds even more versatility, allowing the home to adapt as your needs evolve.The Beach Triangle is one of Toronto's most distinctive neighbourhoods, where historic homes, independent cafés, local boutiques, vibrant restaurants, leafy streets and the waterfront come together to create a community unlike anywhere else in the city. The Triangle is known as "the family friendly" neighbourhood in the Beach. Whether you're searching for a smart investment, a home with income potential, or a place to create your forever home, 3 Columbine Avenue is ready for its next chapter. Steps to transit with easy access in and out of the Beach.
Key facts
- Property type
- Semi-Detached, 3-Storey
- MLS®
- E13544428
- Bedrooms
- 5 (4 + 1)
- Bathrooms
- 4 (1 half)
- Size
- 1500-2000
- Lot
- 24.33 × 90 ft
- Cross streets
- Kingston & Columbine
- Parking
- 0 parking
- Driveway
- None
- Basement
- Separate Entrance
- Kitchens
- 3 (2 + 1)
- Heating
- Radiant
- A/C
- None
- Exterior
- Brick
- Foundation
- Unknown
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $7,328 / 2025
- Days on market
- 8
- Listing brokerage
- KELLER WILLIAMS ADVANTAGE REALTY
Rooms
combined w/kitchen · 3 pc bath · window
window · closet
combined w/dining · window
stainless steel appl · window · 2 pc bath
combined w/living · window
large window · fireplace · french doors
fireplace · bay window
large window · french doors · closet
w/o to deck · 2 pc bath
bay window · walk-in closet(s)
Large Window
window · closet
Listed at $1,349,000, this home is tracking about 16% below a wider set of listings, though close matches were thin, so it is worth confirming with a precise CMA rather than reading it as a clear deal. The number above is my independent estimate of value, not the asking price.
There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.
Based on 5 similar homes nearby, adjusted for size, beds, and baths.Median of 5 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.78M, a bit higher. The comparable range is wide here, so treat this as a rough read until I run a full CMA.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $1.15M
- Size difference +$398K
- Bedrooms +$30K
- Bathrooms +$30K
- Adjusts to $1.61M
That comparable adjusts to $1.61M; the $1.61M estimate above is the median of all 5 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
Its public catchment (Norway Junior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.
On location, this is a very walkable address with everyday errands close by. Kingston Rd at Columbine Ave is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.
Total price vs nearby homes. Fair value about $1.61M, median of 5 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant.
- Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
- Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements.
- Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
- Income potential
- Value driver
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest active listings nearby.
See all comparable homesThis home lists 22% below the area average of $987/sqft.
4 days longer than the Toronto average (4 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
The Beaches, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Most daily errands can be done on foot.
🚉 Nearest transit: Kingston Rd at Columbine Ave, about 14 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $1,079,200 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $5,759
- Property tax
- $611
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $6,370
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $23,455
- Toronto municipal land transfer tax
- $23,455
- Estimated closing costs
- $46,910
Plus your down payment of $269,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $345,541
- Principal paid down
- $137,436
- Interest paid
- $208,104
- Balance remaining
- $941,764
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of KELLER WILLIAMS ADVANTAGE REALTY. MLS®/PropTx.