19 Scarboro Crescent, Toronto, ON
Cliffcrest, Toronto · MLS® E13545076
About this home
Imagine, a slow stroll along the bluffs to view a morning sunrise to the east overlooking Lake Ontario. Imagine a short walk to play tennis with friends or neighbours. Imagine your children or grandchildren playing road hockey or basketball on a dead-end street and then a quick walk over to a splash pad to cool off. Just imagine. Located in the sought-after tree lined pocket of Cliffcrest / Chine Dr. neighbourhood, this one and a half story home offers a cozy layout & sits on a large 6700 square foot lot with a 75 foot frontage. With 3 bedrooms, this home provides enough space for families, or, those looking for that extra room, you can add a large second story addition overtop the 2-car garage, that should give you lake views. Looking to relax? Enjoy your morning coffee on the back deck overlooking a quiet garden retreat, or, finish the day off with a cup of tea on the front porch, saying hello to neighbours and enjoying your cottage-like atmosphere. As mentioned, nearby, you can find the Scarborough Bluffs Tennis Club, Scarborough Crescent Park with a splash pad and a playground, as well as many walking & bike trails. For schools, walk to the popular Chine Dr. P.S. for Kindergarten to Grade 8 through a forested park path; Catholic elementary is St. Agatha for French immersion, or St Theresa Shrine for regular programming for Kindergarten to Grade 8; R.H. King for TDSB highschool and for TCDSB you have St. John Henry Newman Catholic High School. Easy access to TTC and Go Transit with a 2 stop ride to downtown Union Station in 15 minutes. Shopping is close by, as is many other amenities. Marinas, parks, Bluffers Park beach...the outdoors are at your doorstep. Whether you're a family, empty-nester, or someone looking to build their dream home, this home has endless possibilities to suit your needs. With a cottage-like neighbourhood atmosphere, and only 2 homes away from the top of the Bluffs, homes in this wonderful neighbourhood rarely come to the market.
Key facts
- Property type
- Detached, 1 1/2 Storey
- MLS®
- E13545076
- Bedrooms
- 3
- Bathrooms
- 2
- Size
- 1100-1500
- Lot
- 75 × 162.03 ft
- Cross streets
- Scarboro Cres. and Lake Ontario
- Parking
- 2 garage · 4 parking (attached)
- Driveway
- Private Double
- Basement
- Partially Finished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Stucco (Plaster)
- Foundation
- Concrete Block
- Roof
- Shingles
- Sewer
- Sewer
- Property tax
- $5,333 / 2026
- Days on market
- 8
- Listing brokerage
- CENTURY 21 LEADING EDGE REALTY INC.
Rooms
Combined w/Dining
closet · laminate · ceiling fan(s)
Combined w/Kitchen
double closet · closet
laminate · large closet · ceiling fan(s)
double closet · hardwood floor
large window · hardwood floor
Listed at $1,050,000, this home is about 28% below comparable homes, worth a close look. The number above is my independent estimate of value, not the asking price.
There were not many closely comparable homes right in Cliffcrest, so I widened the search to the surrounding area.
Based on 5 similar homes nearby, adjusted for size, beds, and baths.Median of 5 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.12M, lower than the comparables and worth a second look.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $1.70M
- Bedrooms −$30K
- Bathrooms −$15K
- Adjusts to $1.65M
That comparable adjusts to $1.65M; the $1.46M estimate above is the median of all 5 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
Its public catchment (Chine Drive Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.
On location, this is a very walkable address with everyday errands close by. Kingston Rd at Ridgemoor Ave is about a 8-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.
Total price vs nearby homes. Fair value about $1.46M, median of 5 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Addition / added square footage: more space lifts value when it is permitted and well integrated, verify the permits.
- Sold as-is / needs work: budget for renovation, the price should reflect the condition.
- Value driver
- Weigh carefully
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 3 closest active listings nearby.
See all comparable homesThis home lists 14% below the area average of $939/sqft.
7 days longer than the Toronto average (1 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Cliffcrest, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Most daily errands can be done on foot.
🚉 Nearest transit: Kingston Rd at Ridgemoor Ave, about 608 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $840,000 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $4,483
- Property tax
- $444
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $4,927
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $17,475
- Toronto municipal land transfer tax
- $17,475
- Estimated closing costs
- $34,950
Plus your down payment of $210,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $268,953
- Principal paid down
- $106,974
- Interest paid
- $161,979
- Balance remaining
- $733,026
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CENTURY 21 LEADING EDGE REALTY INC.. MLS®/PropTx.