1507-1255 Bayly Street, Pickering, ON

Bay Ridges, Pickering · MLS® E13545690

$690,000
For Sale
Listed 8 days ago
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3Bedrooms
2Bathrooms
1Garage
900-999Sq Ft

About this home

Step Into Lakeside Luxury With Breathtaking Views Of Lake Ontario At 1255 Bayly Street In Pickering's Vibrant Bay Ridges Community.This Beautifully Appointed 2 Bedroom + Den, 2 Bathroom Suite Offers A Bright, Open-Concept Layout Enhanced By Floor-To-Ceiling Windows And An Expansive Wraparound Balcony The Perfect Place To Enjoy Your Morning Coffee Or Unwind With Evening Wine While Taking In Stunning Views Of Lake Ontario.At The Heart Of The Home Is A Stylish Modern Kitchen Featuring A Large Centre Island, Quality Finishes, And Ample Storage. Overlooking The Spacious Living Area, This Functional Design Makes Everyday Living And Entertaining Effortless. The Separate Den Provides Incredible Flexibility As A Home Office, Reading Retreat, Creative Space, Or Guest Area.The Spacious Primary Suite Features A Walk-In Closet And Private Ensuite Bathroom, While The Second Bedroom And Additional Full Bathroom Offer Comfort And Privacy For Family And Visitors.Enjoy A Lifestyle That Feels More Like A Resort Than A Condominium. Residents Have Access To Outstanding Amenities Including An Outdoor Pool, Fully Equipped Fitness Centre, Sauna, Party Room, Outdoor Gathering Areas With BBQ Facilities, And A Beautifully Appointed Lobby.Ideally Located Just Minutes From Pickering GO Station, Highway 401, Frenchman's Bay Marina, Waterfront Trails, Shopping, Restaurants, And Everyday Conveniences, This Exceptional Residence Offers The Perfect Blend Of Luxury, Convenience, And Lakeside Living. Also Walking Distance To Pickering Town Centre, Restaurants, Grocery Shopping, Everything Is Within Walking Distance.Whether You're Looking To Downsize, Purchase Your First Home, Or Invest In One Of Durham Region's Most Desirable Communities, This Is More Than A Condo It's A Lifestyle.

Key facts

Property type
Condo Apartment, Apartment
MLS®
E13545690
Bedrooms
3 (2 + 1)
Bathrooms
2
Size
900-999
Cross streets
Bayly and Liverpool
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$657/mo
Exposure
South West
Property tax
$5,192 / 2025
Days on market
8
Listing brokerage
ROYAL HERITAGE REALTY LTD.
Moe’s TakeTeam Asgarian · Broker
Above comparables
$517Kest. value

Listed at $690,000, this home is about 33% above what comparable homes suggest. The number above is my independent estimate of value, not the asking price.

Based on 6 similar homes nearby, adjusted for size, beds, and baths.Median of 6 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $594K, a bit higher.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $645K
  • Size difference +$54K
  • Adjusts to $699K

That comparable adjusts to $699K; the $517K estimate above is the median of all 6 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On location, this is a very walkable address with everyday errands close by. Bayly Westbound @ St Martins is about a 2-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$417KGreat deal$690KOverpriced

Total price vs nearby homes. Fair value about $517K, median of 6 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed.
  • Primary suite: a key comfort and resale feature.
  • Open-concept layout: modern, sought-after flow.
  • Weigh carefully
  • Lifestyle
Comparable listingsCurrently listed nearby in Bay Ridges · asking prices
$598kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

310-1235 Bayly Street$645k2804-1435 Celebration Drive$650k2803-1455 Celebration Drive$649k1704-1455 Celebration Drive$549k1014-1480 Bayly Street$499k

The 5 closest of 6 active listings nearby.

See all comparable homes
690kThis home645k650k649k549k499kThis home vs active comparables
Live market pulseActive comparables in Bay Ridges · median list $539K
$727this home / sqft
15active listings nearby
8days on market

This home lists 31% above the area average of $556/sqft.

35 days faster than the Pickering average (43 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Bay Ridges, Pickering, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

80/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Bayly Westbound @ St Martins, about 196 m away

20+ transit stops4 grocery20+ dining15 parks11 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Town Centre
$499K
Village East
$480K

Typical asking price of active listings of the same type, per area (outliers removed). Pickering.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$3,145/mo
$150KIncome needed
4.6×Price ÷ income
$726Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

74%mortgage
Mortgage $3,145Property tax $433Condo fee $657Total carry $4,234

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,946per month

Mortgage amount $552,000 · 4.14% over 25 years

$138,000Down payment (20.0%)
$552,000Loan before insurance
$0CMHC premium
$4,035Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,946
Property tax
$433
Condo / maintenance fees
$657
Heating
$0
Estimated monthly cost
$4,035

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$10,275
Estimated closing costs
$10,275

Plus your down payment of $138,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$3,578/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$331,703Total interest paid
$883,703Total of all payments
Principal $552,000 Interest $331,703
YearPrincipalInterestBalance
1$12,931$22,417$539,069
2$13,472$21,876$525,596
3$14,036$21,312$511,560
4$14,623$20,725$496,937
5$15,235$20,113$481,703
6$15,872$19,476$465,831
7$16,536$18,812$449,295
8$17,227$18,121$432,068
9$17,948$17,400$414,120
10$18,699$16,649$395,421
11$19,481$15,867$375,940
12$20,296$15,052$355,644
13$21,145$14,203$334,499
14$22,029$13,319$312,470
15$22,951$12,397$289,519
16$23,911$11,438$265,609
17$24,911$10,437$240,698
18$25,953$9,395$214,745
19$27,038$8,310$187,707
20$28,169$7,179$159,538
21$29,348$6,001$130,190
22$30,575$4,773$99,615
23$31,854$3,494$67,761
24$33,186$2,162$34,575
25$34,575$774$0

At the end of your 5-year term

Total paid over the term
$176,741
Principal paid down
$70,297
Interest paid
$106,443
Balance remaining
$481,703

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,050/mo
$36,600Gross annual rent
2.7%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

5.3%
Gross yield
− Property tax $5,192− Condo fees $7,879− Insurance $600− Vacancy & upkeep $4,026Net operating income $18,903

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL HERITAGE REALTY LTD.. MLS®/PropTx.

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