5 Kellen Street, Toronto, ON

Tam O'Shanter-Sullivan, Toronto · MLS® E13549026

$1,088,000
For Sale
Listed 7 days ago
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6Bedrooms
4Bathrooms
2Garage · 4 parking
2000-2500Sq Ft

About this home

Some homes are simply places to live. Others become part of the family story. Welcome to 5 Kellen Street, a warm and welcoming 4-bedroom, 4-washroom home tucked away on a quiet street in a wonderful family neighbourhood. This is a home made for real life-for busy mornings, family dinners, celebrations, quiet evenings and all the moments in between. The spacious, carpet-free interior offers room for everyone to live, gather and grow, with four comfortable bedrooms and a functional layout designed for everyday family living. The finished basement, complete with its own kitchen, adds incredible flexibility for extended family, older children, guests or simply more space to enjoy together. Outside your front door, a welcoming community awaits, while schools, parks, shopping, restaurants, transit and everyday conveniences are all close by. Lovingly enjoyed as a family home, 5 Kellen Street is ready for its next chapter-and for a new family to fill it with memories of their own.

Key facts

Property type
Detached, 2-Storey
MLS®
E13549026
Bedrooms
6 (4 + 2)
Bathrooms
4 (1 half)
Size
2000-2500
Lot
50.02 × 110 ft
Cross streets
Warden and Sheppard
Parking
2 garage · 4 parking (attached)
Basement
Finished
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete Block
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$6,440 / 2025
Days on market
7
Listing brokerage
CENTURY 21 PERCY FULTON LTD.

Rooms

Family RoomMain3.80 × 5.03 m

Fireplace

BreakfastMain3.38 × 2.96 m

w/o to deck · ceramic floor

Bedroom 4Second3.12 × 3.75 m

hardwood floor · large window

Primary BedroomSecond3.62 × 5.46 m

4 pc ensuite · walk-in closet(s) · hardwood floor

Bedroom 3Second3.12 × 3.83 m

hardwood floor · large window

RecreationBasement6.69 × 5.95 m

Vinyl Floor

BedroomBasement3.28 × 3.04 m

vinyl floor · closet

Bedroom 2Second3.38 × 2.56 m

hardwood floor · large window

Dining RoomMain3.62 × 3.07 m

combined w/living · hardwood floor

Living RoomMain3.62 × 3.07 m

combined w/dining · hardwood floor

BedroomBasement3.57 × 4.07 m

vinyl floor · closet

KitchenMain3.72 × 2.68 m

Ceramic Floor

Moe’s TakeTeam Asgarian · Broker
Below comparables
$1.49Mest. value

Listed at $1,088,000, this home is about 27% below comparable homes, worth a close look. The number above is my independent estimate of value, not the asking price.

There were not many closely comparable homes right in Tam O'Shanter-Sullivan, so I widened the search to the surrounding area.

Based on 9 similar homes nearby, adjusted for size, beds, and baths.Median of 9 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.53M, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $1.50M
  • Bedrooms +$30K
  • Bathrooms −$15K
  • Adjusts to $1.51M

That comparable adjusts to $1.51M; the $1.49M estimate above is the median of all 9 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

The assigned public school is Stephen Leacock Collegiate Institute. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, this is a very walkable address with everyday errands close by. Warden Ave at Bowater Dr North Side is about a 2-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$1.09MGreat deal$1.69MOverpriced

Total price vs nearby homes. Fair value about $1.49M, median of 9 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Finished basement: added living space, worth checking ceiling height and that the work was permitted.
  • Value driver
Comparable listingsCurrently listed nearby · asking prices
$1.45Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

65 Becca Hall Trail$1.15M49 Butterworth Avenue$1.39M10B Holmstead Avenue$1.80M

The 3 closest active listings nearby.

See all comparable homes
1.09MThis home1.15M1.39M1.80MThis home vs active comparables
Live market pulseActive comparables in Tam O'Shanter-Sullivan · median list $1.26M
$484this home / sqft
10active listings nearby
7days on market

This home lists 35% below the area average of $741/sqft.

6 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Tam O'Shanter-Sullivan, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

73/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Warden Ave at Bowater Dr North Side, about 159 m away

20+ transit stops4 grocery20+ dining14 parks14 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Wexford-Maryvale
$865K
Cliffcrest
$1.51M
Lawrence Park South
$2.14M
Bedford Park-Nortown
$2.90M
High Park-Swansea
$4.99M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Stephen Leacock Collegiate Institute
58%
Stephen Leacock Collegiate InstitutePublic · Secondary · 0.6 km awayBelow the GTA average · 58% meet the provincial standard
John Buchan Senior Public SchoolEQAO results not published

Affordability & Mortgage

Affordability
$4,959/mo
$210KIncome needed
5.2×Price ÷ income
$1,144Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

90%mortgage
Mortgage $4,959Property tax $537Total carry $5,495

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,645per month

Mortgage amount $870,400 · 4.14% over 25 years

$217,600Down payment (20.0%)
$870,400Loan before insurance
$0CMHC premium
$5,181Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,645
Property tax
$537
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$5,181

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$18,235
Toronto municipal land transfer tax
$18,235
Estimated closing costs
$36,470

Plus your down payment of $217,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$5,642/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$523,033Total interest paid
$1,393,433Total of all payments
Principal $870,400 Interest $523,033
YearPrincipalInterestBalance
1$20,390$35,347$850,010
2$21,243$34,494$828,766
3$22,132$33,605$806,634
4$23,058$32,680$783,577
5$24,022$31,715$759,554
6$25,027$30,710$734,527
7$26,074$29,664$708,454
8$27,164$28,573$681,289
9$28,301$27,437$652,988
10$29,484$26,253$623,504
11$30,718$25,020$592,786
12$32,003$23,735$560,784
13$33,341$22,396$527,442
14$34,736$21,001$492,706
15$36,189$19,549$456,518
16$37,703$18,035$418,815
17$39,280$16,458$379,536
18$40,923$14,815$338,613
19$42,634$13,103$295,979
20$44,418$11,320$251,561
21$46,276$9,462$205,285
22$48,211$7,526$157,074
23$50,228$5,510$106,846
24$52,329$3,409$54,518
25$54,518$1,220$0

At the end of your 5-year term

Total paid over the term
$278,687
Principal paid down
$110,846
Interest paid
$167,841
Balance remaining
$759,554

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,200/mo
$50,400Gross annual rent
3.4%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.6%
Gross yield
− Property tax $6,440− Insurance $1,400− Vacancy & upkeep $5,544Net operating income $37,016

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CENTURY 21 PERCY FULTON LTD.. MLS®/PropTx.

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