14 Beachdale Avenue, Toronto, ON
Birchcliffe-Cliffside, Toronto · MLS® E13549120
About this home
A perfect combination of Location, Character and Opportunity!! Nicknamed "The Cottage" - this Detached all Brick Bungalow is on a short Quiet street only steps from the best of the Beach and Kingston Road Village. Fantastic for First Time Buyers or those seeking space & privacy in a condo alternative, while still providing future possibilities to expand or re-imagine. Easy walking distance to fantastic restaurants, shops, groceries and all the amenities you might need. Head directly south to the shores of Lake Ontario and the Beach - a great place to explore the Boardwalk, bike paths, trails and more. Multiple transit routes are practically at your door - be it heading downtown, north-south or a quick zip up to Line 2 or even the Danforth GO. Sought after school districts - Malvern Collegiate, Blantyre PS, St. Johns (JK-8), Neil McNeil & Notre Dame. Neighbourhood friendly Blantyre Park is just a short block away (and its playground, pool and splash pad undergoing a major transformation). Fully finished basement with separate entrance & High ceilings. Roof re-shingled 2024. Gas Hot Water tank owned (March 2025). Many newer windows. Electrical panel upgraded 2017. Good width between properties on the mutual drive that leads to a back patio and garden shed. Note - heat in main floor is water radiant, in basement - electric baseboards. Seller and Listing Agent do not warrant retrofit status or current and future use of basement.
Key facts
- Property type
- Detached, Bungalow
- MLS®
- E13549120
- Bedrooms
- 3 (2 + 1)
- Bathrooms
- 2
- Size
- 700-1100
- Lot
- 25 × 106 ft
- Cross streets
- Victoria Park & Kingston Rd
- Parking
- 0 parking
- Basement
- Separate Entrance, Finished
- Kitchens
- 2 (1 + 1)
- Heating
- Baseboard
- A/C
- Window Unit(s)
- Exterior
- Brick
- Foundation
- Concrete, Brick
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $5,156 / 2026
- Days on market
- 7
- Listing brokerage
- REAL ESTATE HOMEWARD
Rooms
Ceramic Floor
hardwood floor · above grade window
Hardwood Floor
hardwood floor · above grade window · b/i closet
broadloom · b/i closet · overlooks frontyard
broadloom · b/i closet
Ceramic Floor
Hardwood Floor
Listed at $849,000, this home is right in line with comparable homes. The number above is my independent estimate of value, not the asking price.
Based on 7 similar homes nearby, adjusted for size, beds, and baths.Median of 7 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.05M, higher than the comparables and worth a second look.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $749K
- Adjusts to $749K
That comparable adjusts to $749K; the $825K estimate above is the median of all 7 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
Its public catchment (Malvern Collegiate Institute) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.
On location, this is a very walkable address with everyday errands close by. Victoria Park Ave at Meadow Ave is about a 2-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.
Total price vs nearby homes. Fair value about $825K, median of 7 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant.
- Finished basement: added living space, worth checking ceiling height and that the work was permitted.
- Recent major systems: lower near-term capital costs, ask for the ages and any warranties.
- Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed.
- Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room.
- Income potential
- Value driver
- Weigh carefully
- Worth verifying
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest of 7 active listings nearby.
See all comparable homesThis home lists 1% below the area average of $951/sqft.
6 days longer than the Toronto average (1 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Birchcliffe-Cliffside, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Most daily errands can be done on foot.
🚉 Nearest transit: Victoria Park Ave at Meadow Ave, about 127 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $679,200 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $3,624
- Property tax
- $430
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $4,054
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $13,455
- Toronto municipal land transfer tax
- $13,455
- Estimated closing costs
- $26,910
Plus your down payment of $169,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $217,468
- Principal paid down
- $86,496
- Interest paid
- $130,972
- Balance remaining
- $592,704
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of REAL ESTATE HOMEWARD. MLS®/PropTx.