35 Ventura Lane, Ajax, ON

Central, Ajax · MLS® E13554044

$775,000
For Sale
Listed 5 days ago
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3Bedrooms
3Bathrooms
1Garage · 2 parking
1100-1500Sq Ft

About this home

Welcome To This Beautifully Maintained 3-bedroom, 3-washroom Townhouse In A Desirable Ajax Community! This Home Features A Functional Layout Perfect For Families, With A Spacious Primary Bedroom Complete With A Private 4-piece Ensuite. The Fully Finished Basement Offers Additional Living Space Ideal For A Recreation Room, Home Office, Or Guest Area. Enjoy A Stunning Backyard, Perfect For Relaxing Or Entertaining During The Warmer Months. Convenient Parking Includes A Private Garage Plus An Additional Surface Spot. Located Close To Schools, Parks, Shopping, And Transit, This Home Offers Both Comfort And Convenience. A Fantastic Opportunity You Won't Want To Miss!

Key facts

Property type
Townhouse, 2-Storey
MLS®
E13554044
Bedrooms
3
Bathrooms
3 (1 half)
Size
1100-1500
Lot
16.08 × 93.72 ft
Cross streets
Kingston Rd & Chapman
Parking
1 garage · 2 parking (built-in)
Driveway
Private
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Vinyl Siding
Foundation
Brick
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$5,022 / 2025
Days on market
5
Listing brokerage
INTERNATIONAL REALTY FIRM, INC.

Rooms

Living RoomMain3.39 × 5.85 m

hardwood floor · combined w/dining · casement windows

KitchenMain4.61 × 3.07 m

ceramic backsplash · ceramic floor · w/o to yard

Primary BedroomSecond3.99 × 3.38 m

4 pc bath · hardwood floor · closet

Bedroom 2Second2.46 × 4.29 m

hardwood floor · casement windows · closet

RecreationBasement3.40 × 3.07 m

access to garage · laminate · stainless steel sink

Dining RoomMain3.39 × 5.85 m

hardwood floor · combined w/living

Bedroom 3Second2.46 × 6.40 m

hardwood floor · casement windows · closet

Moe’s TakeTeam Asgarian · Broker
Above comparables
$581Kest. value

Listed at $775,000, this home is about 33% above what comparable homes suggest. The number above is my independent estimate of value, not the asking price.

There were not many closely comparable homes right in Central, so I widened the search to the surrounding area.

Based on 6 similar homes nearby, adjusted for size, beds, and baths.Median of 6 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $712K, higher than the comparables and worth a second look.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $750K
  • Adjusts to $750K

That comparable adjusts to $750K; the $581K estimate above is the median of all 6 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On location, this is a very walkable address with everyday errands close by. Westbound @ 132 Kingston is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$551KGreat deal$775KOverpriced

Total price vs nearby homes. Fair value about $581K, median of 6 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Finished basement: added living space, worth checking ceiling height and that the work was permitted.
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
  • Value driver
Comparable listingsCurrently listed nearby · asking prices
$774kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

523 Church Street$750k40 Croker Drive$750k9 Hickling Lane$780k20 Thorp Crescent$790k12 cachia Lane$799k

The 5 closest of 8 active listings nearby.

See all comparable homes
775kThis home750k750k780k790k799kThis home vs active comparables
Live market pulseActive comparables in Ajax · median list $785K
$596this home / sqft
44active listings nearby
5days on market

This home lists 30% above the area average of $460/sqft.

26 days faster than the Ajax average (31 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Central, Ajax, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

82/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Westbound @ 132 Kingston, about 114 m away

20+ transit stops8 grocery20+ dining19 parks10 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

South West
$763K
Central West
$785K
Central East
$668K
South East
$772K
Northwest Ajax
$822K

Typical asking price of active listings of the same type, per area (outliers removed). Ajax.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$3,532/mo
$152KIncome needed
5.1×Price ÷ income
$815Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

89%mortgage
Mortgage $3,532Property tax $418Total carry $3,951

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,309per month

Mortgage amount $620,000 · 4.14% over 25 years

$155,000Down payment (20.0%)
$620,000Loan before insurance
$0CMHC premium
$3,727Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,309
Property tax
$419
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$3,727

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$11,975
Estimated closing costs
$11,975

Plus your down payment of $155,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$4,019/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$372,565Total interest paid
$992,565Total of all payments
Principal $620,000 Interest $372,565
YearPrincipalInterestBalance
1$14,524$25,178$605,476
2$15,132$24,571$590,344
3$15,765$23,938$574,579
4$16,424$23,278$558,154
5$17,111$22,591$541,043
6$17,827$21,875$523,216
7$18,573$21,130$504,643
8$19,350$20,353$485,293
9$20,159$19,544$465,134
10$21,002$18,700$444,132
11$21,881$17,822$422,251
12$22,796$16,907$399,455
13$23,750$15,953$375,706
14$24,743$14,960$350,963
15$25,778$13,925$325,185
16$26,856$12,846$298,329
17$27,979$11,723$270,349
18$29,150$10,553$241,199
19$30,369$9,333$210,830
20$31,639$8,063$179,191
21$32,963$6,740$146,228
22$34,342$5,361$111,886
23$35,778$3,925$76,108
24$37,275$2,428$38,834
25$38,834$869$0

At the end of your 5-year term

Total paid over the term
$198,513
Principal paid down
$78,957
Interest paid
$119,556
Balance remaining
$541,043

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
2.3%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.6%
Gross yield
− Property tax $5,022− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $18,142

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of INTERNATIONAL REALTY FIRM, INC.. MLS®/PropTx.

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