525 Myrtle Road, Whitby, ON
Rural Whitby, Whitby · MLS® E13554358
About this home
Exceptional opportunity to own a spacious 2-storey home set on 3.69 private acres in beautiful Rural Whitby, just minutes from the charming hamlet of Ashburn. Surrounded by mature trees and peaceful countryside, this property offers the perfect blend of privacy, space, and rural living while remaining close to major routes and everyday amenities. Offering over 2,500 sq ft, the home features a functional layout with large principal rooms including a living room, dining area, and family room with fireplace. The kitchen is complemented by a bright breakfast area and sunroom overlooking the property, providing additional space to relax. A main floor office and bedroom offer flexibility for work-from-home or multi-generational living. Upstairs, the primary suite includes a sitting area, while additional bedrooms offer ample space for family or guests. The finished basement adds a recreation room and an additional bedroom. Set on a substantial lot with ample parking and an attached garage, this property is ideal for those seeking space and the opportunity to make it their own in a peaceful setting. Estate sale. Property being sold as is, where is with no representations or warranties.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- E13554358
- Bedrooms
- 4 (3 + 1)
- Bathrooms
- 3 (1 half)
- Size
- 2500-3000
- Lot
- 158.61 × 590.45 ft
- Cross streets
- Ashburn Rd & Myrtle Rd W
- Parking
- 2 garage · 12 parking (attached)
- Basement
- Finished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Stone, Vinyl Siding
- Foundation
- Block
- Roof
- Shingles
- Sewer
- Septic
- Property tax
- $11,950 / 2025
- Days on market
- 5
- Listing brokerage
- RE/MAX HALLMARK FIRST GROUP REALTY LTD.
Rooms
broadloom · fireplace · open concept
w/o to patio · large window
broadloom · window
combined w/primary · fireplace · hardwood floor
broadloom · window floor to ceiling · walk-out
hardwood floor · combined w/living · window
broadloom · overlooks frontyard
combined w/living · broadloom · open concept
fireplace · hardwood floor · w/o to deck
w/o to patio · combined w/kitchen
broadloom · large window · combined w/dining
Combined w/Br
Listed at $1,599,900, this home is about 27% above what comparable homes suggest. The number above is my independent estimate of value, not the asking price.
Based on 5 similar homes nearby, adjusted for size, beds, and baths.Median of 5 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.55M, higher than the comparables and worth a second look.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $1.40M
- Bathrooms −$15K
- Adjusts to $1.38M
That comparable adjusts to $1.38M; the $1.26M estimate above is the median of all 5 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
On location, this is a more car-dependent spot, so buyers here typically drive. Myrtle Bus Stop is about a 22-minute walk away. Worth weighing if transit access matters to you.
Total price vs nearby homes. Fair value about $1.26M, median of 5 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Finished basement: added living space, worth checking ceiling height and that the work was permitted.
- Sold as-is / needs work: budget for renovation, the price should reflect the condition.
- Value driver
- Weigh carefully
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest active listings nearby.
See all comparable homesThis home lists 24% above the area average of $471/sqft.
3 days faster than the Whitby average (8 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Rural Whitby, Whitby, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Car-DependentA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Almost all errands require a car.
🚉 Nearest transit: Myrtle Bus Stop, about 1.7 km away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Whitby.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $1,279,920 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $6,830
- Property tax
- $996
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $7,826
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $28,473
- Estimated closing costs
- $28,473
Plus your down payment of $319,980. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $409,808
- Principal paid down
- $162,998
- Interest paid
- $246,810
- Balance remaining
- $1,116,922
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX HALLMARK FIRST GROUP REALTY LTD.. MLS®/PropTx.