18 Kemp Drive, Ajax, ON

Central West, Ajax · MLS® E13554566

$1,249,000
For Sale
Listed 5 days ago
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4Bedrooms
4Bathrooms
2Garage · 4 parking
3500-5000Sq Ft

About this home

Do you have a large family - Living with in-laws - Looking for potential rental income - Want a house that offers 5300 sq ft of potential living space - Looking to add value & customize your home - This house has it all! Boasting 3699 sq ft + additional 1600 sq ft of unfinished living space in the walk-out basement. Welcome to 18 Kemp & the extended Eagle Ridge model, the largest model in the Eagle Ridge on the Green development by award-winning John Boddy Homes, renowned for quality & excellence in construction & building master-planned residential neighbourhoods. This beautiful home is nestled in highly coveted Pickering Village surrounded by parks & trails, close to top rated schools & mins from the 401 & major conveniences. The double door entrance welcomes you to a large open foyer leading to a curved staircase & glimpse of the 2nd floor balcony. The main floor features a large great room with soaring 18-foot ceilings & arched Palladian windows, a gas fireplace & balcony looking down from the 2nd floor. Entertain in the expansive open concept eat-in kitchen with breakfast bar & w/o to deck or enjoy a more refined space for intimate gatherings in the living room & formal dining area. Enjoy the convenience of direct access to the garage complimented by main floor laundry with a separate entrance to side yard. Upstairs has 4 spacious bedrooms showcasing a sprawling primary retreat with 5 pc ensuite & his/her closets, 2nd bedroom boasts cathedral ceilings & 2pc ensuite, 3rd bedroom with turret windows & tons of natural light, 4th bedroom & a large 5pc bathroom complete the upper level. Massive walkout basement with 3pc bathroom rough-in is waiting your design ideas.Big open floorplan with lots of potential to add full size kitchen, generous living area, spacious bedrooms, a bathroom & still room for storage! Enjoy the luxury of the walk-out basement & natural light! ** Note: Some photos have been virtually staged to show potential furniture layout & design ideas**

Key facts

Property type
Detached, 2-Storey
MLS®
E13554566
Bedrooms
4
Bathrooms
4 (2 half)
Size
3500-5000
Lot
45.44 × 109.91 ft
Cross streets
Kingston Rd W. & Elizabeth St
Parking
2 garage · 4 parking (attached)
Driveway
Private
Basement
Walk-Out, Unfinished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Poured Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$9,855 / 2025
Days on market
5
Listing brokerage
RE/MAX HALLMARK FIRST GROUP REALTY LTD.

Rooms

Bedroom 2Second4.52 × 5.64 m

2 pc ensuite · cathedral ceiling(s)

LaundryMain2.44 × 2.29 m

Walk-Out

Bedroom 3Second3.43 × 5.03 m
KitchenMain6.50 × 3.38 m

breakfast bar · eat-in kitchen

OtherBasement0.00 × 0.00 m

W/O To Yard

Living RoomMain3.43 × 6.38 m
Great RoomMain4.70 × 7.82 m

gas fireplace · large window

BreakfastMain3.89 × 2.23 m

hardwood floor · w/o to deck

Dining RoomMain3.43 × 4.09 m
Primary BedroomSecond6.35 × 5.64 m

5 pc ensuite · his and hers closets

Bedroom 4Second4.29 × 3.30 m
Moe’s TakeTeam Asgarian · Broker
Worth a personal read

Heads up: the asking price here sits well below what comparable listings suggest. In this market that usually means it is priced to draw multiple offers, so plan for competition and a final number above asking. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.

On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. Southbound @ 370 Church is about a 9-minute walk away.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant.
  • Walk-out basement: natural light and strong in-law or income potential.
  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room.
  • Primary suite: a key comfort and resale feature.
  • Open-concept layout: modern, sought-after flow.
  • Income potential
  • Worth verifying
  • Lifestyle
Comparable listingsCurrently listed nearby · asking prices
$1.57Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

467 Delaney Drive$1.40M69 Gillett Drive$1.50M50 Rumbellow Crescent$1.80M

The 3 closest active listings nearby.

See all comparable homes
1.25MThis home1.40M1.50M1.80MThis home vs active comparables
Live market pulseActive comparables in Central West · median list $996K
$294this home / sqft
27active listings nearby
5days on market

6 days faster than the Ajax average (11 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Central West, Ajax, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

51/ 100

WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Many errands can be done on foot; a car still helps.

🚉 Nearest transit: Southbound @ 370 Church, about 716 m away

20+ transit stops3 grocery20+ dining13 parks6 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Central
$862K
Northwest Ajax
$1.06M
Northeast Ajax
$1.17M
Central East
$1.02M
South West
$959K

Typical asking price of active listings of the same type, per area (outliers removed). Ajax.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$5,693/mo
$248KIncome needed
5.0×Price ÷ income
$1,314Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

87%mortgage
Mortgage $5,693Property tax $821Total carry $6,514

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,332per month

Mortgage amount $999,200 · 4.14% over 25 years

$249,800Down payment (20.0%)
$999,200Loan before insurance
$0CMHC premium
$6,153Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,332
Property tax
$821
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$6,153

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$21,455
Estimated closing costs
$21,455

Plus your down payment of $249,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$6,476/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$600,431Total interest paid
$1,599,631Total of all payments
Principal $999,200 Interest $600,431
YearPrincipalInterestBalance
1$23,408$40,577$975,792
2$24,387$39,598$951,405
3$25,407$38,578$925,998
4$26,470$37,515$899,529
5$27,577$36,408$871,952
6$28,730$35,255$843,221
7$29,932$34,053$813,289
8$31,184$32,801$782,105
9$32,489$31,497$749,616
10$33,848$30,138$715,769
11$35,263$28,722$680,505
12$36,738$27,247$643,767
13$38,275$25,710$605,492
14$39,876$24,109$565,616
15$41,544$22,441$524,072
16$43,282$20,704$480,790
17$45,092$18,893$435,698
18$46,978$17,007$388,720
19$48,943$15,042$339,777
20$50,990$12,995$288,786
21$53,123$10,862$235,663
22$55,345$8,640$180,318
23$57,660$6,325$122,657
24$60,072$3,913$62,585
25$62,585$1,400$0

At the end of your 5-year term

Total paid over the term
$319,926
Principal paid down
$127,248
Interest paid
$192,678
Balance remaining
$871,952

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$7,350/mo
$88,200Gross annual rent
5.4%Est. cap rate

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

7.1%
Gross yield
− Property tax $9,855− Insurance $1,400− Vacancy & upkeep $9,702Net operating income $67,243

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX HALLMARK FIRST GROUP REALTY LTD.. MLS®/PropTx.

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