87 Midland Avenue, Toronto, ON
Cliffcrest, Toronto · MLS® E13556078
About this home
Welcome to 87 Midland Avenue in the sought-after Cliffcrest community, nestled along the iconic Scarborough Bluffs. This beautifully updated home offers the perfect blend of modern design and natural surroundings. Your main floor features a convenient powder room, space-saving pocket doors, and a bright, **modern open-concept kitchen** filled with natural light-ideal for both daily living and entertaining. Set on a rare 50 x 146 ft ravine lot, this property offers a peaceful, private backdrop where nature becomes part of your everyday life. Enjoy calm, quiet moments and ever-changing seasonal views-lush greenery, vibrant fall colours, and serene winter landscapes. The flat, fully fenced backyard is perfect for kids, pets, and hosting. Located in a highly walkable, family-friendly neighbourhood known for its mature trees, trails, and community feel, you're just minutes from Bluffer's Park, Bluffer's Park Marina, and Scarborough Bluffs Beach. Quick access to Scarborough GO Station makes commuting downtown a breeze. Top-rated schools including Chine Drive Public School and R.H. King Academy add to the appeal, along with proximity to Birch Cliff Village shops and amenities. A rare ravine property offering lifestyle, flexibility, and location in one exceptional package.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- E13556078
- Bedrooms
- 3
- Bathrooms
- 2 (1 half)
- Size
- 1100-1500
- Cross streets
- Midland & Kingston
- Parking
- 1 garage · 3 parking (detached)
- Basement
- Apartment
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Concrete Block
- Roof
- Asphalt Shingle, Unknown
- Sewer
- Sewer
- Days on market
- 10
- Listing brokerage
- UNION REALTY BROKERAGE INC.
Rooms
vinyl floor · closet
overlooks ravine · open concept · renovated
vinyl floor · closet · overlooks ravine
vinyl floor · closet
walk-out · vinyl floor · crown moulding
crown moulding · vinyl floor · picture window
Listed at $3,750/mo, this rental is about 23% above what comparable rentals suggest. The number above is my independent estimate of value, not the asking price.
In Cliffcrest lately, landlords have been getting about 100% of asking and homes lease in about 22 days.
There were not many closely comparable homes right in Cliffcrest, so I widened the search to the surrounding area.
Based on 74 similar rentals that recently leased nearby, adjusted for size, beds, and baths.Median of 74 recently leased comparable homes — actual closing prices, not asks — adjusted for size, beds, and baths.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, leased for $3,150/mo
- Adjusts to $3,150/mo
That comparable adjusts to $3,150/mo; the $3,056/mo estimate above is the median of all 74 comparables, which is steadier than any single home.This estimate is grounded in actual lease prices from the last 15 months, not asking prices. Condition, finishes, and exact inclusions are still my in-person call.
Its public catchment (Chine Drive Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.
Total price vs nearby homes. Fair value about $3,056/mo, median of 74 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Ravine lot: privacy and premium value, but confirm the buildable area and any conservation limits. Worth verifying
- Open-concept layout: modern, sought-after flow. Lifestyle
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest of 8 active listings nearby.
See all comparable homes9 days longer than the Toronto average (1 days).
View comparable listingsNot enough sq ft data to place this home on the area price curve.
Neighbourhood & location
Cliffcrest, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 23, 2026); conventional rates run a little higher.
Mortgage amount $3,000 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $16
- Property tax
- $2
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $18
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $19
- Toronto municipal land transfer tax
- $19
- Estimated closing costs
- $38
Plus your down payment of $750. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $961
- Principal paid down
- $382
- Interest paid
- $578
- Balance remaining
- $2,618
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of UNION REALTY BROKERAGE INC.. MLS®/PropTx.