122 Medland Avenue, Whitby, ON

Williamsburg, Whitby · MLS® E13556330

$1,150,000
For Sale
Listed 4 days ago
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4Bedrooms
4Bathrooms
2Garage · 4 parking
2500-3000Sq Ft

About this home

Present all offers, Must be SOLD!!! Sought after neighbourhood of Williamsburg across from public school. Conveniently located near Hwy, bus & shopping. Luxury home features hardwood flrs, sunroom bedroom, spacious family room with fireplace, modern kitchen with S/S appliances, quartz countertops, gas stove, large eat-in kitchen, W/O to patio, oak staircase. Master bedroom with walk-in closet + 4 pc ensuite. Professionally finished basement with rec rm/wet bar. Private backyard with A/G pool for summer enjoyment.

Key facts

Property type
Detached, 2-Storey
MLS®
E13556330
Bedrooms
4
Bathrooms
4 (1 half)
Size
2500-3000
Lot
39.37 × 116.47 ft
Cross streets
COCHRANE & TAUNTON
Parking
2 garage · 4 parking (attached)
Driveway
Private Double, Private
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Poured Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Pool
Above Ground
Property tax
$7,110 / 2025
Days on market
4
Listing brokerage
ROYAL LEPAGE VISION REALTY

Rooms

Family RoomMain4.65 × 3.95 m

hardwood floor · open concept

Living RoomMain3.70 × 3.35 m

hardwood floor · open concept

BreakfastMain3.75 × 2.75 m

ceramic floor · w/o to patio

Primary BedroomSecond5.30 × 4.40 m

4 pc ensuite · walk-in closet(s) · broadloom

Bedroom 3Second3.85 × 3.80 m

double closet · large window · broadloom

Bedroom 2Second4.60 × 3.10 m

walk-in closet(s) · large window · broadloom

RecreationBasement10.35 × 5.90 m

b/i bar · open concept

KitchenMain3.75 × 2.75 m

quartz counter · stainless steel appl · w/o to patio

Dining RoomMain3.55 × 3.05 m

hardwood floor · open concept

Bedroom 4Second4.25 × 3.34 m

double closet · large window · broadloom

Moe’s TakeTeam Asgarian · Broker
Below comparables
$1.27Mest. value

Listed at $1,150,000, this home is about 9% below comparable homes, worth a close look. The number above is my independent estimate of value, not the asking price.

Based on 13 similar homes nearby, adjusted for size, beds, and baths.Median of 13 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.00M, a bit lower.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $1.30M
  • Bedrooms −$30K
  • Adjusts to $1.27M

That comparable adjusts to $1.27M; the $1.27M estimate above is the median of all 13 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. Country Lane Northbound @ Medland is about a 3-minute walk away.

List price
$1.15MGreat deal$1.34MOverpriced

Total price vs nearby homes. Fair value about $1.27M, median of 13 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Finished basement: added living space, worth checking ceiling height and that the work was permitted.
  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed.
  • Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements.
  • Primary suite: a key comfort and resale feature.
  • Hardwood floors: quality hardwood is durable and broadly desirable.
  • Value driver
  • Weigh carefully
  • Lifestyle
Comparable listingsCurrently listed nearby · asking prices
$1.38Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

144 Underwood Drive$1.20M40 Auckland Drive$1.22M149 Westfield Drive$1.40M74 Darius Harns Drive$1.43M102 Kennett Drive$1.68M

The 5 closest of 8 active listings nearby.

See all comparable homes
1.15MThis home1.20M1.22M1.40M1.43M1.68MThis home vs active comparables
Live market pulseActive comparables in Williamsburg · median list $1.09M
$418this home / sqft
13active listings nearby
4days on market

This home lists 8% below the area average of $456/sqft.

4 days faster than the Whitby average (8 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Williamsburg, Whitby, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

38/ 100

Somewhat WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Some errands on foot, but most trips need a car.

🚉 Nearest transit: Country Lane Northbound @ Medland, about 220 m away

20+ transit stops3 dining14 parks

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Pringle Creek
$1.04M
Taunton North
$1.16M
Rural Whitby
$1.28M
Lynde Creek
$1.22M
Rolling Acres
$1.07M

Typical asking price of active listings of the same type, per area (outliers removed). Whitby.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$5,241/mo
$223KIncome needed
5.2×Price ÷ income
$1,210Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

90%mortgage
Mortgage $5,241Property tax $593Total carry $5,834

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,909per month

Mortgage amount $920,000 · 4.14% over 25 years

$230,000Down payment (20.0%)
$920,000Loan before insurance
$0CMHC premium
$5,502Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,909
Property tax
$593
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$5,502

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$19,475
Estimated closing costs
$19,475

Plus your down payment of $230,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$5,963/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$552,838Total interest paid
$1,472,838Total of all payments
Principal $920,000 Interest $552,838
YearPrincipalInterestBalance
1$21,552$37,361$898,448
2$22,454$36,460$875,994
3$23,393$35,520$852,601
4$24,372$34,542$828,229
5$25,391$33,522$802,838
6$26,453$32,460$776,385
7$27,560$31,354$748,825
8$28,712$30,201$720,113
9$29,913$29,000$690,199
10$31,165$27,749$659,035
11$32,468$26,445$626,566
12$33,826$25,087$592,740
13$35,241$23,672$557,499
14$36,715$22,198$520,783
15$38,251$20,662$482,532
16$39,851$19,063$442,681
17$41,518$17,396$401,163
18$43,255$15,659$357,909
19$45,064$13,850$312,845
20$46,949$11,965$265,896
21$48,913$10,001$216,984
22$50,959$7,955$166,025
23$53,090$5,823$112,935
24$55,311$3,603$57,624
25$57,624$1,289$0

At the end of your 5-year term

Total paid over the term
$294,568
Principal paid down
$117,162
Interest paid
$177,405
Balance remaining
$802,838

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$5,250/mo
$63,000Gross annual rent
4.1%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

5.5%
Gross yield
− Property tax $7,110− Insurance $1,400− Vacancy & upkeep $6,930Net operating income $47,560

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE VISION REALTY. MLS®/PropTx.

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