2102 Gerrard Street, Toronto, ON
East End-Danforth, Toronto · MLS® E13556652
About this home
Welcome to 2102 Gerrard Street East! This, bright, fully detached Upper Beach home with 3 bedrooms and 2 bathrooms, perfectly blends classic character with incredible convenience. Bursting with charm, this well-maintained home features gorgeous original trim, wood burning fireplace and a private yard and deck, perfect for relaxing or entertaining. This is an unbeatable location! Commuting is so easy with nearby streetcar service, a 10-minute walk to the GO Train, and a less than 15-minute stroll to both Woodbine and Main Street subway stations. Active families and nature lovers will enjoy the nearby green spaces - Norwood Park is right across the street with five outdoor tennis courts, a dog off-leash area, wading pool and a children's playground. Cassels Park is just one block south! Nestled perfectly between the Beach and the Danforth, you have endless recreation options. Walk to the Main Street Public Library, catch a skate at Ted Reeve Arena, or hit the City pool and fitness facility right at Danforth and Main. Excellent schools, abundant grocery stores, and great cafes are all close to home. Best of all, you'll be joining a highly sought-after community known for its wonderfully friendly neighbours.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- E13556652
- Bedrooms
- 3
- Bathrooms
- 2
- Size
- 1100-1500
- Lot
- 19.25 × 92 ft
- Cross streets
- Woodbine and Gerrard St E
- Parking
- 0 parking
- Driveway
- Mutual
- Basement
- Finished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Brick
- Roof
- Metal, Membrane
- Sewer
- Sewer
- Property tax
- $4,479 / 2025
- Days on market
- 4
- Listing brokerage
- ROYAL LEPAGE SIGNATURE REALTY
Rooms
wood · closet
pass through · w/o to deck
broadloom · 4 pc bath
wood · closet
wood · closet
Wood
wood · fireplace · pot lights
Listed at $919,000, this home is about 26% below comparable homes, worth a close look. The number above is my independent estimate of value, not the asking price.
There were not many closely comparable homes right in East End-Danforth, so I widened the search to the surrounding area.
Based on 5 similar homes nearby, adjusted for size, beds, and baths.Median of 5 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $943K, lower than the comparables and worth a second look. The comparable range is wide here, so treat this as a rough read until I run a full CMA.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $1.90M
- Adjusts to $1.90M
That comparable adjusts to $1.90M; the $1.25M estimate above is the median of all 5 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
The assigned public school is Bowmore Road Junior and Senior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
On location, this is a very walkable address with everyday errands close by. Gerrard St East at Glenmount Park Rd is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.
Total price vs nearby homes. Fair value about $1.25M, median of 5 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed.
- Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements.
- Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
- Weigh carefully
- Value driver
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest active listings nearby.
See all comparable homesThis home lists 9% below the area average of $778/sqft.
3 days longer than the Toronto average (1 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
East End-Danforth, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Most daily errands can be done on foot.
🚉 Nearest transit: Gerrard St East at Glenmount Park Rd, about 33 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $735,200 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $3,923
- Property tax
- $373
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $4,297
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $14,855
- Toronto municipal land transfer tax
- $14,855
- Estimated closing costs
- $29,710
Plus your down payment of $183,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $235,398
- Principal paid down
- $93,628
- Interest paid
- $141,770
- Balance remaining
- $641,572
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE SIGNATURE REALTY. MLS®/PropTx.