406-233 Carlaw Avenue, Toronto, ON

South Riverdale, Toronto · MLS® E13557516

$869,000
For Sale
Listed 4 days ago
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2Bedrooms
1Bathrooms
1Garage
900-999Sq Ft

About this home

Authentic hard loft living in the iconic Garment Factory Lofts. This stunning 2-bedroom residence blends historic industrial character with thoughtful modern upgrades. Offering approximately 971 sq. ft. of interior living space plus a private 180 sq. ft. covered balcony, Unit 406 is a true urban retreat in the heart of Leslieville. Soaring 11.5-foot ceilings, polished concrete floors, fluted concrete columns, and expansive wall-to-wall windows create a dramatic yet inviting living environment with an unmistakable mid-century modern vibe. The open-concept living and dining area is designed for both everyday living and entertaining, flowing seamlessly to the oversized covered balcony, an extension of the living space and the perfect setting for summer dinners, cocktails with friends, or a quiet morning coffee. The kitchen was substantially renovated in 2024 and features custom cabinetry, integrated storage solutions, and a built-in buffet that maximizes both function and style. The spacious second bedroom offers excellent flexibility as a guest room, home office, or creative space, with ample closet storage and a Murphy bed that allows the room to adapt to changing needs. Recent mechanical upgrades provide peace of mind, including replacement of the water heater in 2024, along with a new air conditioning unit and air handler in 2025. Located in one of Toronto's most sought-after loft conversions, residents enjoy an unbeatable Leslieville lifestyle just steps to parks, cafes, restaurants, boutiques, transit, and the vibrant energy of Queen Street East. A rare opportunity to own a truly authentic loft with history, character, and all the right updates in one of the city's most desirable neighbourhoods. "Other" Room is Balcony.

Key facts

Property type
Condo Apartment, Apartment
MLS®
E13557516
Bedrooms
2
Bathrooms
1
Size
900-999
Cross streets
Carlaw Ave and Queen St E - PRIME LESLIEVILLE!
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Concrete
Maintenance
$974/mo
Exposure
North
Property tax
$4,261 / 2025
Days on market
4
Listing brokerage
RE/MAX HALLMARK REALTY LTD.

Rooms

Primary BedroomMain4.60 × 3.05 m

sliding doors · walk-in closet(s) · w/o to balcony

KitchenMain3.30 × 2.54 m

stainless steel appl · stone counters · centre island

OtherMain2.31 × 7.24 m
Dining RoomMain3.73 × 2.90 m

combined w/living · concrete floor · dry bar

Bedroom 2Main2.51 × 3.28 m

separate room · murphy bed · double closet

Living RoomMain4.67 × 4.22 m

concrete floor · open concept · w/o to balcony

Moe’s TakeTeam Asgarian · Broker
Below comparables
$897Kest. value

Listed at $869,000, this home is about 3% below comparable homes, worth a close look. The number above is my independent estimate of value, not the asking price.

Based on 10 similar homes nearby, adjusted for size, beds, and baths.Median of 10 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $918K, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $825K
  • Size difference +$96K
  • Bathrooms −$15K
  • Adjusts to $905K

That comparable adjusts to $905K; the $897K estimate above is the median of all 10 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

Its public catchment (Morse Street Junior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

On location, this is a very walkable address with everyday errands close by. 250 Carlaw Ave is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$869KGreat deal$926KOverpriced

Total price vs nearby homes. Fair value about $897K, median of 10 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
  • Recent major systems: lower near-term capital costs, ask for the ages and any warranties.
  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room.
  • Open-concept layout: modern, sought-after flow.
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
  • Value driver
  • Worth verifying
  • Lifestyle
Comparable listingsCurrently listed nearby · asking prices
$828kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

506-88 Scott Street$825k2109-33 Charles Street$720k308-485 Rosewell Avenue$880k2709-5168 Yonge Street$838k#4303-36 Park Lawn Road$875k

The 5 closest of 8 active listings nearby.

See all comparable homes
869kThis home825k720k880k838k875kThis home vs active comparables
Live market pulseActive comparables in South Riverdale · median list $825K
$915this home / sqft
6active listings nearby
4days on market

This home lists 13% below the area average of $1,056/sqft.

On the market now.

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

South Riverdale, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

83/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: 250 Carlaw Ave, about 91 m away

20+ transit stops9 grocery20+ dining20+ parks20+ pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Church-Yonge Corridor
$590K
Waterfront Communities C8
$1.24M
Annex
$1.57M
Waterfront Communities C1
$672K
Banbury-Don Mills
$500K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Morse Street Junior Public School
76%
Morse Street Junior Public SchoolPublic · Elementary · 0.3 km awayAbove the GTA average · 76% meet the provincial standard
Quest Alternative Senior SchoolEQAO results not published
Danforth Collegiate and Technical InstituteEQAO results not published

Affordability & Mortgage

Affordability
$3,961/mo
$184KIncome needed
4.7×Price ÷ income
$914Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

75%mortgage
Mortgage $3,961Property tax $355Condo fee $974Total carry $5,290

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,710per month

Mortgage amount $695,200 · 4.14% over 25 years

$173,800Down payment (20.0%)
$695,200Loan before insurance
$0CMHC premium
$5,039Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,710
Property tax
$355
Condo / maintenance fees
$974
Heating
$0
Estimated monthly cost
$5,039

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$13,855
Toronto municipal land transfer tax
$13,855
Estimated closing costs
$27,710

Plus your down payment of $173,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$4,506/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$417,754Total interest paid
$1,112,954Total of all payments
Principal $695,200 Interest $417,754
YearPrincipalInterestBalance
1$16,286$28,232$678,914
2$16,967$27,551$661,947
3$17,677$26,841$644,269
4$18,416$26,102$625,853
5$19,187$25,331$606,666
6$19,989$24,529$586,677
7$20,826$23,693$565,851
8$21,697$22,822$544,155
9$22,604$21,914$521,551
10$23,550$20,969$498,001
11$24,535$19,983$473,466
12$25,561$18,957$447,905
13$26,630$17,888$421,275
14$27,744$16,774$393,531
15$28,904$15,614$364,627
16$30,114$14,405$334,513
17$31,373$13,145$303,140
18$32,685$11,833$270,455
19$34,053$10,466$236,402
20$35,477$9,041$200,925
21$36,961$7,557$163,964
22$38,507$6,011$125,457
23$40,118$4,401$85,340
24$41,796$2,722$43,544
25$43,544$974$0

At the end of your 5-year term

Total paid over the term
$222,591
Principal paid down
$88,534
Interest paid
$134,057
Balance remaining
$606,666

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,050/mo
$36,600Gross annual rent
1.8%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.2%
Gross yield
− Property tax $4,261− Condo fees $11,693− Insurance $600− Vacancy & upkeep $4,026Net operating income $16,020

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX HALLMARK REALTY LTD.. MLS®/PropTx.

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