59 Valley Stream Drive, Toronto, ON

Milliken, Toronto · MLS® E13558538

$818,800
For Sale
Listed 4 days ago
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3Bedrooms
2Bathrooms
1Garage · 3 parking
1100-1500Sq Ft

About this home

Welcome Home and your opportunity to purchase in the sought-after Milliken neighborhood of Scarborough! This charming detached home boasts the perfect blend of comfort, convenience, and potential. Featuring a single car garage plus driveway parking for two cars, this residence is ideally located just steps from the iconic Milliken Park, Milliken Towers, Walmart, grocery stores, and an array of restaurants and takeout options. Two nearby cricket grounds to choose from; L'Amoreaux Cricket Club & Toronto Police Cricket Ground. Enjoy the convenience of both Public and Catholic elementary schools within walking distance, plus you're only minutes away from the vibrant town of Markham. Inside, the open floor plan welcomes you with beautiful laminate and wood flooring, a spacious living and dining area with a separate family room area, perfect for relaxing or entertaining. The galley kitchen flows seamlessly into an inviting eat-in kitchen area, which leads out to a deck overlooking a private, lush backyard - an ideal space for outdoor gatherings and summer BBQs. Pot lights throughout help add a modern touch, while wood stairs guide you upstairs to three generously sized bedrooms, including a spacious primary bedroom with a walk-in closet. Home is being sold in as is, where is condition. While some updates are needed, the fantastic layout, generous size, and unbeatable location make this home an exceptional canvas to create the perfect living space tailored to you. Don't miss this incredible chance to transform this house into your very own dream home in one of Scarborough's best neighborhoods!

Key facts

Property type
Detached, 2-Storey
MLS®
E13558538
Bedrooms
3
Bathrooms
2 (1 half)
Size
1100-1500
Lot
30 × 110 ft
Cross streets
McCowan/McNicoll Ave
Parking
1 garage · 3 parking (attached)
Driveway
Private
Basement
Unfinished
Heating
Forced Air
A/C
None
Exterior
Aluminum Siding, Brick
Foundation
Poured Concrete
Roof
Shingles
Sewer
Sewer
Property tax
$4,623 / 2025
Days on market
4
Listing brokerage
REMAX YOUR COMMUNITY REALTY

Rooms

Primary BedroomSecond4.78 × 3.89 m

walk-in closet(s) · window

Bedroom 3Second3.35 × 3.04 m

closet · window

Dining RoomMain2.85 × 2.67 m

combined w/living · laminate · open concept

Living RoomMain3.93 × 3.29 m

overlooks dining · laminate · open concept

KitchenMain2.85 × 2.75 m

tile floor · galley kitchen · eat-in kitchen

Family RoomMain5.61 × 3.10 m

hardwood floor · w/o to yard · eat-in kitchen

Bedroom 2Second4.66 × 3.40 m

closet · window

Moe’s TakeTeam Asgarian · Broker
Below comparables
$1.25Mest. value

Listed at $818,800, this home is about 34% below comparable homes, worth a close look. The number above is my independent estimate of value, not the asking price.

Below comparable homes on total price, yet the price per square foot ($630/sqft) is in line with the area, which usually points to a smaller or more efficient layout.

There were not many closely comparable homes right in Milliken, so I widened the search to the surrounding area.

Based on 5 similar homes nearby, adjusted for size, beds, and baths.Median of 5 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $974K, lower than the comparables and worth a second look. The comparable range is wide here, so treat this as a rough read until I run a full CMA.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $1.90M
  • Adjusts to $1.90M

That comparable adjusts to $1.90M; the $1.25M estimate above is the median of all 5 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

The assigned public school is Albert Campbell Collegiate Institute. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. McNicoll Ave at Shady Hollow Dr is about a 1-minute walk away.

List price
$819KGreat deal$1.90MOverpriced

Total price vs nearby homes. Fair value about $1.25M, median of 5 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Primary suite: a key comfort and resale feature.
  • Sold as-is / needs work: budget for renovation, the price should reflect the condition.
  • Lifestyle
  • Weigh carefully
Comparable listingsCurrently listed nearby · asking prices
$1.39Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

31 Griffen Drive$778k107 Twenty Fourth Street$939k110 Gillard Avenue$1.25M351 Fairlawn Avenue$1.90M122 Strath Avenue$2.10M

The 5 closest active listings nearby.

See all comparable homes
819kThis home778k939k1.25M1.90M2.10MThis home vs active comparables
Live market pulseActive comparables in Milliken · median list $990K
$630this home / sqft
5active listings nearby
4days on market

This home lists 6% below the area average of $670/sqft.

3 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Milliken, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

61/ 100

WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Many errands can be done on foot; a car still helps.

🚉 Nearest transit: McNicoll Ave at Shady Hollow Dr, about 119 m away

20+ transit stops7 grocery20+ dining9 parks13 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Wexford-Maryvale
$865K
Cliffcrest
$1.51M
Lawrence Park South
$2.14M
Bedford Park-Nortown
$2.90M
High Park-Swansea
$4.99M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Macklin Public School
68%
Macklin Public SchoolPublic · Elementary · 0.3 km awayBelow the GTA average · 68% meet the provincial standard

Affordability & Mortgage

Affordability
$3,732/mo
$158KIncome needed
5.2×Price ÷ income
$861Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $3,732Property tax $385Total carry $4,117

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,496per month

Mortgage amount $655,040 · 4.14% over 25 years

$163,760Down payment (20.0%)
$655,040Loan before insurance
$0CMHC premium
$3,881Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,496
Property tax
$385
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$3,881

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$12,851
Toronto municipal land transfer tax
$12,851
Estimated closing costs
$25,702

Plus your down payment of $163,760. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$4,246/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$393,621Total interest paid
$1,048,661Total of all payments
Principal $655,040 Interest $393,621
YearPrincipalInterestBalance
1$15,345$26,601$639,695
2$15,987$25,959$623,707
3$16,656$25,291$607,052
4$17,353$24,594$589,699
5$18,078$23,868$571,621
6$18,835$23,112$552,786
7$19,622$22,324$533,163
8$20,443$21,503$512,720
9$21,298$20,648$491,422
10$22,189$19,757$469,233
11$23,117$18,829$446,115
12$24,084$17,862$422,031
13$25,092$16,855$396,939
14$26,141$15,805$370,798
15$27,235$14,712$343,563
16$28,374$13,573$315,189
17$29,561$12,386$285,628
18$30,797$11,149$254,831
19$32,085$9,861$222,746
20$33,428$8,519$189,318
21$34,826$7,121$154,492
22$36,282$5,664$118,210
23$37,800$4,146$80,410
24$39,381$2,565$41,029
25$41,029$918$0

At the end of your 5-year term

Total paid over the term
$209,732
Principal paid down
$83,419
Interest paid
$126,313
Balance remaining
$571,621

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
2.3%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.4%
Gross yield
− Property tax $4,623− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $18,541

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of REMAX YOUR COMMUNITY REALTY. MLS®/PropTx.

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