102-1400 Kingston Road, Toronto, ON
Birchcliffe-Cliffside, Toronto · MLS® E13559350
About this home
Priced to Sell! Welcome to Upper Beach Club, a boutique condominium completed in 2021, offering an exceptional lifestyle in the highly sought-after Birchcliffe-Cliffside neighbourhood. With only 42 exclusive residences, this intimate low-rise building provides the perfect blend of modern design, privacy, and community living.This beautifully appointed one-bedroom suite features soaring ceilings, an open-concept layout, and a contemporary chef-inspired kitchen complete with stainless steel appliances, a breakfast bar, and ample cabinetry. The spacious bedroom offers generous closet space, while the convenient ensuite laundry adds everyday comfort.One of the suite's standout features is its private ground-floor terrace with its own separate entrance, creating a rare indoor-outdoor living experience that's perfect for morning coffee, entertaining guests, or providing easy access for pet owners.Residents enjoy premium amenities, including a spectacular rooftop terrace with panoramic views of Lake Ontario, the Scarborough Bluffs, the Toronto skyline, and the CN Tower, along with a stylish party/meeting room and BBQ facilities-ideal for relaxing or entertaining family and friends.Perfectly situated directly across from the prestigious Toronto Hunt Club, and just moments from the waterfront, Rosetta McClain Gardens, Scarborough Bluffs, parks, walking and cycling trails, cafés, restaurants, transit, GO Station access, schools, libraries, and the vibrant Beach community. This location offers the perfect balance of urban convenience and natural beauty.Please note: The Listing price is for the condominium unit only. One underground parking space is available for purchase separately at an additional cost of $45,000 and is not included in the listed purchase price. Whether you're a first-time buyer, professional, downsizer, or investor, this exceptional home presents a rare opportunity to own in one of Toronto's most desirable boutique condominium communities.
Key facts
- Property type
- Condo Apartment, Apartment
- MLS®
- E13559350
- Bedrooms
- 1
- Bathrooms
- 1
- Size
- 500-599
- Cross streets
- Kingston Rd and Cornell Ave
- Parking
- 0 parking
- Basement
- None
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick, Stone
- Foundation
- Unknown
- Maintenance
- $767/mo
- Exposure
- North East
- Property tax
- $2,194 / 2026
- Days on market
- 4
- Listing brokerage
- RE/MAX REAL ESTATE CENTRE INC.
Rooms
laminate · closet · window
laminate · open concept · overlook patio
overlooks living · stainless steel appl · quartz counter
Listed at $499,000, this home is within the range of comparable homes, on the higher side. The number above is my independent estimate of value, not the asking price.
Based on 8 similar homes nearby, adjusted for size, beds, and baths.Median of 8 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $520K, a bit higher.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $300K
- Bedrooms −$30K
- Adjusts to $270K
That comparable adjusts to $270K; the $427K estimate above is the median of all 8 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
The assigned public school is Birch Cliff Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. Kingston Rd at Warden Ave is about a 2-minute walk away.
Total price vs nearby homes. Fair value about $427K, median of 8 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant.
- Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room.
- Open-concept layout: modern, sought-after flow.
- Income potential
- Worth verifying
- Lifestyle
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 3 closest active listings nearby.
See all comparable homesThis home lists 9% above the area average of $830/sqft.
On the market now.
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Birchcliffe-Cliffside, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Many errands can be done on foot; a car still helps.
🚉 Nearest transit: Kingston Rd at Warden Ave, about 121 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $399,200 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $2,130
- Property tax
- $183
- Condo / maintenance fees
- $767
- Heating
- $0
- Estimated monthly cost
- $3,080
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $6,455
- Toronto municipal land transfer tax
- $6,455
- Estimated closing costs
- $12,910
Plus your down payment of $99,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $127,817
- Principal paid down
- $50,838
- Interest paid
- $76,979
- Balance remaining
- $348,362
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX REAL ESTATE CENTRE INC.. MLS®/PropTx.