134 Baycliffe Drive, Whitby, ON
Williamsburg, Whitby · MLS® E13559762
About this home
Welcome to this stunning 4-bedroom home in one of Whitby's most sought-after neighbourhoods. The open-concept main floor features gleaming hardwood floors, an elegant oak staircase with wrought iron spindles, and fresh paint throughout - truly move-in ready.The renovated kitchen boasts new countertops (2024), under-cabinet lighting, 16" tile flooring, and a walkout to a beautiful patio, perfect for indoor-outdoor entertaining. Large west-facing windows fill the home with natural light all day long.Major updates give you peace of mind: owned tankless water heater, roof (2024), heat pump (2025), furnace (2025), A/C (2025), fridge & washer/dryer (2024), and stove (2025). The finished basement offers flexible extra living space.Outside, the backyard is your private retreat for relaxing or hosting. Located in a family-friendly, walkable community with top-rated schools, this home offers unbeatable convenience - steps to the bus stop with a direct one-bus ride to Whitby/Ajax GO Station, plus easy access to shopping, highways, transit, and walking trails.Whether you're enjoying the front porch or exploring the neighbourhood, this is a place where families truly thrive.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- E13559762
- Bedrooms
- 4
- Bathrooms
- 4 (1 half)
- Size
- 2000-2500
- Lot
- 39.37 × 111.55 ft
- Cross streets
- Taunton Rd West & Baycliffee Dr
- Parking
- 2 garage · 4 parking (attached)
- Basement
- Finished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Brick
- Roof
- Metal
- Sewer
- Sewer
- Property tax
- $7,811 / 2026
- Days on market
- 3
- Listing brokerage
- ANCHOR NEW HOMES INC.
Rooms
laminate · closet · picture window
hardwood floor · open concept · w/o to yard
ceramic floor · stainless steel appl · backsplash
walk-in closet(s) · laminate · 4 pc ensuite
broadloom · open concept
laminate · closet
hardwood floor · combined w/dining · open concept
hardwood floor · large window · combined w/living
laminate · closet organizers · picture window
Listed at $999,900, this home is within the range of comparable homes, on the lower side. The number above is my independent estimate of value, not the asking price.
Based on 5 similar homes nearby, adjusted for size, beds, and baths.Median of 5 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.10M, a close match.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $960K
- Adjusts to $960K
That comparable adjusts to $960K; the $1.08M estimate above is the median of all 5 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. Taunton Eastbound @ Baycliffe is about a 1-minute walk away.
Total price vs nearby homes. Fair value about $1.08M, median of 5 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Finished basement: added living space, worth checking ceiling height and that the work was permitted.
- Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
- Open-concept layout: modern, sought-after flow.
- Hardwood floors: quality hardwood is durable and broadly desirable.
- Value driver
- Lifestyle
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest active listings nearby.
See all comparable homesThis home lists 2% below the area average of $455/sqft.
5 days faster than the Whitby average (8 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Williamsburg, Whitby, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Somewhat WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Some errands on foot, but most trips need a car.
🚉 Nearest transit: Taunton Eastbound @ Baycliffe, about 87 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Whitby.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $799,920 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $4,269
- Property tax
- $651
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $4,920
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $16,473
- Estimated closing costs
- $16,473
Plus your down payment of $199,980. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $256,120
- Principal paid down
- $101,870
- Interest paid
- $154,250
- Balance remaining
- $698,050
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ANCHOR NEW HOMES INC.. MLS®/PropTx.