821-2799 Kingston Road, Toronto, ON

Cliffcrest, Toronto · MLS® E13563380

$499,800
For Sale
Listed 3 days ago
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2Bedrooms
2Bathrooms
1Garage
800-899Sq Ft

About this home

Welcome To The Bluffs! This Bright Unit Features Stunning South Views Overlooking The Bluffs And The CN Tower! The 2 Bed 2 Bath Unit Is Finished With Laminate Flooring Throughout, And Comes With An Exquisite Kitchen W/ S/S Appl's, High Smooth Ceilings, Spacious 215 Sqft Terrace! W/O From Living Rm And Master Br, Steps To Scarborough Bluffs And The Beach Down Brimley. Move In And Enjoy All The Area Has To Offer! S/S Fridge, S/S Stove, S/S Microwave W/ Range Hood, S/S Dishwasher, Stacked Washer/Dryer. Parking And Locker Included.

Key facts

Property type
Condo Apartment, Apartment
MLS®
E13563380
Bedrooms
2
Bathrooms
2
Size
800-899
Cross streets
Kingston Rd & Brimley Rd
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Concrete
Maintenance
$734/mo
Exposure
South
Property tax
$2,986 / 2025
Days on market
3
Listing brokerage
CENTURY 21 NEW CONCEPT
Moe’s TakeTeam Asgarian · Broker
Worth a personal read

This home is a bit unique, so there are not enough closely comparable homes nearby for me to trust an automatic number, and I would rather give you a real one than a wrong one. Tell me you are interested and I will pull the most comparable recent sales and send you a straight answer on price, usually the same day.

The assigned public school is R H King Academy. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, this is a very walkable address with everyday errands close by. St Clair Ave East at Kingston Rd is about a 2-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

Comparable listingsCurrently listed nearby · asking prices
$597kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

307-1111 Steeles Avenue$459k1201-35 Hayden Street$589k727-10 Capreol Court$629k311-49 East Liberty Street$640kPH303-75 Canterbury Place$669k

The 5 closest of 8 active listings nearby.

See all comparable homes
500kThis home459k589k629k640k669kThis home vs active comparables
Live market pulseActive comparables in Cliffcrest · median list $430K
$588this home / sqft
6active listings nearby
3days on market

This home lists 8% below the area average of $637/sqft.

On the market now.

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Cliffcrest, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

77/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: St Clair Ave East at Kingston Rd, about 160 m away

20+ transit stops5 grocery20+ dining19 parks5 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Banbury-Don Mills
$500K
Church-Yonge Corridor
$577K
Annex
$1.57M
Waterfront Communities C8
$1.19M
Willowdale East
$441K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Fairmount Public School
68%
Fairmount Public SchoolPublic · Elementary · 0.5 km awayBelow the GTA average · 68% meet the provincial standard

Affordability & Mortgage

Affordability
$2,278/mo
$112KIncome needed
4.5×Price ÷ income
$526Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

70%mortgage
Mortgage $2,278Property tax $249Condo fee $734Total carry $3,261

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,134per month

Mortgage amount $399,840 · 4.14% over 25 years

$99,960Down payment (20.0%)
$399,840Loan before insurance
$0CMHC premium
$3,117Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,134
Property tax
$249
Condo / maintenance fees
$734
Heating
$0
Estimated monthly cost
$3,117

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$6,471
Toronto municipal land transfer tax
$6,471
Estimated closing costs
$12,942

Plus your down payment of $99,960. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$2,592/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$240,268Total interest paid
$640,108Total of all payments
Principal $399,840 Interest $240,268
YearPrincipalInterestBalance
1$9,367$16,237$390,473
2$9,759$15,846$380,714
3$10,167$15,437$370,548
4$10,592$15,012$359,955
5$11,035$14,569$348,920
6$11,497$14,108$337,424
7$11,978$13,627$325,446
8$12,479$13,126$312,967
9$13,001$12,604$299,967
10$13,544$12,060$286,422
11$14,111$11,493$272,311
12$14,701$10,903$257,610
13$15,316$10,288$242,294
14$15,957$9,648$226,337
15$16,624$8,980$209,713
16$17,320$8,285$192,393
17$18,044$7,560$174,349
18$18,799$6,806$155,550
19$19,585$6,019$135,965
20$20,404$5,200$115,561
21$21,258$4,346$94,303
22$22,147$3,457$72,156
23$23,073$2,531$49,083
24$24,039$1,566$25,044
25$25,044$560$0

At the end of your 5-year term

Total paid over the term
$128,022
Principal paid down
$50,920
Interest paid
$77,102
Balance remaining
$348,920

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,700/mo
$32,400Gross annual rent
3.3%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

6.5%
Gross yield
− Property tax $2,986− Condo fees $8,805− Insurance $600− Vacancy & upkeep $3,564Net operating income $16,445

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CENTURY 21 NEW CONCEPT. MLS®/PropTx.

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