14 Lyall Avenue, Toronto, ON

East End-Danforth, Toronto · MLS® E13564974

$2,199,000
For Sale
Listed 2 days ago
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4Bedrooms
3Bathrooms
2Parking
3000-3500Sq Ft

About this home

So rarely offered, this superb 2 1/2 storey brick home is the Quintessential Lyall Ave home.! Over 3000 sq ft on three levels this character home retains the charm of a bygone era with all the modern upgrades. Enjoy your morning coffee on the the south facing restored front porch overlooking the lush garden and 50' x 100 lot ! Main floor has living room with fireplace, formal dining room , modern kitchen & separate library or office. The spacious light filled family room at rear has walk out to large deck overlooking the spectacular gardens ! Second floor has an awesome Solarium addition with huge windows & multiple skylights and three spacious bedrooms , one with fireplace and one with walk out to south facing sun deck. The third floor offers a private primary bedroom with ensuite bathroom. Custom bathrooms have been lovingly renovated with all the old world charm ! The owner is a master gardener and the award winning gardens have been featured in many magazines and on the Beaches Garden tours. ! This location on Lyall is a highly regarded Beach neighbourhood with pride of ownership in the surrounding character homes. Just steps to Kingston Rd Village with boutique shops & cafes and a short walk to Subway & the GO train for quick access to downtown ! Great schools are all a short walk including the prestigious Malvern Collegiate Institute. Fantastic opportunity to own this landmark home !

Key facts

Property type
Detached, 2 1/2 Storey
MLS®
E13564974
Bedrooms
4
Bathrooms
3 (1 half)
Size
3000-3500
Lot
50 × 100 ft
Cross streets
Main St / Kingston Rd
Parking
2 parking
Driveway
Private
Basement
Unfinished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$9,924 / 2025
Days on market
2
Listing brokerage
REAL ESTATE HOMEWARD

Rooms

SolariumSecond6.00 × 3.16 m

skylight · overlooks garden

BedroomSecond5.33 × 3.34 m

hardwood floor · double closet · w/o to sundeck

Family RoomMain5.60 × 4.64 m

hardwood floor · w/o to deck

Living RoomMain4.01 × 5.59 m

fireplace · bay window · hardwood floor

Bedroom 2Second3.85 × 5.70 m

walk-in closet(s) · fireplace · hardwood floor

Dining RoomMain4.41 × 3.34 m

formal rm · hardwood floor

Bedroom 3Second4.25 × 3.18 m

hardwood floor · b/i closet

KitchenMain5.02 × 2.97 m

granite counters · breakfast bar · skylight

Primary BedroomThird4.58 × 4.98 m

hardwood floor · 4 pc ensuite

OfficeMain5.17 × 3.15 m

Hardwood Floor

Moe’s TakeTeam Asgarian · Broker
Below the wider set
$2.50Mest. value

Listed at $2,199,000, this home is tracking about 12% below a wider set of listings, though close matches were thin, so it is worth confirming with a precise CMA rather than reading it as a clear deal. The number above is my independent estimate of value, not the asking price.

There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.

Based on 8 similar homes nearby, adjusted for size, beds, and baths.Median of 8 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $2.09M, a bit lower.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $1.50M
  • Size difference +$377K
  • Bedrooms +$30K
  • Bathrooms +$15K
  • Adjusts to $1.92M

That comparable adjusts to $1.92M; the $2.50M estimate above is the median of all 8 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On schools, this address is zoned for Malvern Collegiate Institute, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.

On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. Main St at Lyall Ave North Side is about a 1-minute walk away.

List price
$2.20MGreat deal$2.61MOverpriced

Total price vs nearby homes. Fair value about $2.50M, median of 8 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
  • Addition / added square footage: more space lifts value when it is permitted and well integrated, verify the permits.
  • Primary suite: a key comfort and resale feature.
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
  • Value driver
  • Lifestyle
Comparable listingsCurrently listed nearby · asking prices
$1.88Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

562 Bedford Park Avenue$2.90M20 Mossgrove Trail$2.09M66 Wandering Trail$1.19M18 Thatcher Avenue$1.98M39 Cadillac Avenue$1.25M

The 5 closest of 8 active listings nearby.

See all comparable homes
2.20MThis home2.90M2.09M1.19M1.98M1.25MThis home vs active comparables
Live market pulseActive comparables in East End-Danforth · median list $1.19M
$677this home / sqft
8active listings nearby
2days on market

This home lists 9% below the area average of $748/sqft.

1 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

East End-Danforth, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

67/ 100

WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Many errands can be done on foot; a car still helps.

🚉 Nearest transit: Main St at Lyall Ave North Side, about 65 m away

20+ transit stops15 grocery20+ dining20+ parks20+ pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Cliffcrest
$1.51M
Wexford-Maryvale
$865K
High Park-Swansea
$4.99M
Lawrence Park South
$2.14M
Bedford Park-Nortown
$2.90M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Malvern Collegiate Institute
87%
Malvern Collegiate InstitutePublic · Secondary · 0.5 km awayHigher-rated than most nearby · 87% meet the provincial standard
Beaches Alternative Junior SchoolEQAO results not published
Glen Ames Senior Public SchoolEQAO results not published

Affordability & Mortgage

Affordability
$10,022/mo
$411KIncome needed
5.4×Price ÷ income
$2,313Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $10,022Property tax $827Total carry $10,849

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$9,388per month

Mortgage amount $1,759,200 · 4.14% over 25 years

$439,800Down payment (20.0%)
$1,759,200Loan before insurance
$0CMHC premium
$10,215Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$9,388
Property tax
$827
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$10,215

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$41,450
Toronto municipal land transfer tax
$41,450
Estimated closing costs
$82,900

Plus your down payment of $439,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$11,402/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,057,123Total interest paid
$2,816,323Total of all payments
Principal $1,759,200 Interest $1,057,123
YearPrincipalInterestBalance
1$41,212$71,441$1,717,988
2$42,936$69,717$1,675,052
3$44,732$67,921$1,630,320
4$46,603$66,050$1,583,718
5$48,552$64,101$1,535,165
6$50,583$62,070$1,484,582
7$52,699$59,954$1,431,884
8$54,903$57,750$1,376,980
9$57,200$55,453$1,319,781
10$59,592$53,061$1,260,189
11$62,085$50,568$1,198,104
12$64,682$47,971$1,133,422
13$67,387$45,266$1,066,035
14$70,206$42,447$995,829
15$73,143$39,510$922,686
16$76,202$36,451$846,484
17$79,390$33,263$767,094
18$82,710$29,943$684,384
19$86,170$26,483$598,214
20$89,774$22,879$508,440
21$93,529$19,124$414,910
22$97,442$15,211$317,469
23$101,517$11,136$215,951
24$105,764$6,889$110,188
25$110,188$2,465$0

At the end of your 5-year term

Total paid over the term
$563,265
Principal paid down
$224,035
Interest paid
$339,230
Balance remaining
$1,535,165

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$6,300/mo
$75,600Gross annual rent
2.5%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.4%
Gross yield
− Property tax $9,924− Insurance $1,400− Vacancy & upkeep $8,316Net operating income $55,960

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of REAL ESTATE HOMEWARD. MLS®/PropTx.

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