62 Ardgowan Crescent, Toronto, ON
Agincourt North, Toronto · MLS® E13565548
About this home
Exceptional opportunity. New Roof, New HVAC, New Furnace!!! Pride of ownership is evident throughout this beautifully maintained bungalow in the heart of Agincourt North. Offering a versatile 2+2 bedroom layout, the home can easily be reimagined back to a 3+2 bedroom design, providing flexibility for growing families, multi-generational living, or those seeking additional space. Thoughtfully designed for both everyday living and effortless entertaining, the main level features spacious, light-filled living and dining areas complemented by quality finishes and an exceptional flow. Three separate walkouts from the dining room, kitchen, and primary bedroom open to a private backyard retreat, where a beautiful 24 -foot in-ground pool creates the perfect setting for summer gatherings and relaxing evenings. The 4-piece spa bathroom offers a jacuzzi tub and a large walk-in shower. The expansive lower-level offers impressive additional living space, highlighted by a cozy wood-burning fireplace, a stylish wet bar ideal for entertaining, and two generously sized bedrooms. A large laundry room provides ample space to incorporate a home office, studio, or additional functional workspace. Also offers a built-in garage with extra storage. Updates include a new Roof 2025, updated HVAC and a new furnace 2023. Perfectly positioned in a prime and established neighbourhood, this home is surrounded by excellent schools, convenient amenities, and quick access to major highways and the TTC, while benefiting from the continued growth and development in the surrounding areas of Toronto. A rare opportunity to own a beautifully cared-for home in one of the community's most desirable pockets-an exceptional place to live, entertain, and grow.
Key facts
- Property type
- Detached, Bungalow
- MLS®
- E13565548
- Bedrooms
- 4 (2 + 2)
- Bathrooms
- 3 (1 half)
- Size
- 1100-1500
- Lot
- 40 × 118.82 ft
- Cross streets
- Finch and McCowan
- Parking
- 1 garage · 2 parking (attached)
- Basement
- Finished, None
- Kitchens
- 2 (1 + 1)
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Pool
- Inground
- Property tax
- $4,963 / 2025
- Days on market
- 2
- Listing brokerage
- REAL ESTATE HOMEWARD
Rooms
Picture Window
walk-out · combined w/living
hardwood floor · large window · combined w/dining
2 pc ensuite · walk-out · hardwood floor
closet · 3 pc bath
granite counters · centre island · walk-out
wet bar · brick fireplace
closet · picture window
Listed at $999,000, this home is within the range of comparable homes, on the lower side. The number above is my independent estimate of value, not the asking price.
There were not many closely comparable homes right in Agincourt North, so I widened the search to the surrounding area.
Based on 8 similar homes nearby, adjusted for size, beds, and baths.Median of 8 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.14M, a close match.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $999K
- Bedrooms −$30K
- Bathrooms −$15K
- Adjusts to $954K
That comparable adjusts to $954K; the $1.17M estimate above is the median of all 8 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
The assigned public school is Albert Campbell Collegiate Institute. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
On location, this is a very walkable address with everyday errands close by. McCowan Rd at Big Red Ave is about a 2-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.
Total price vs nearby homes. Fair value about $1.17M, median of 8 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Recent major systems: lower near-term capital costs, ask for the ages and any warranties.
- Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed.
- Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements.
- Value driver
- Weigh carefully
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest of 8 active listings nearby.
See all comparable homesThis home lists 10% above the area average of $696/sqft.
1 days longer than the Toronto average (1 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Agincourt North, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Most daily errands can be done on foot.
🚉 Nearest transit: McCowan Rd at Big Red Ave, about 137 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $799,200 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $4,265
- Property tax
- $414
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $4,678
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $16,455
- Toronto municipal land transfer tax
- $16,455
- Estimated closing costs
- $32,910
Plus your down payment of $199,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $255,890
- Principal paid down
- $101,778
- Interest paid
- $154,111
- Balance remaining
- $697,422
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of REAL ESTATE HOMEWARD. MLS®/PropTx.