86 Shoredale Drive, Toronto, ON

Woburn, Toronto · MLS® E13565962

$1,099,000
For Sale
Listed 2 days ago
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6Bedrooms
3Bathrooms
1Garage · 3 parking
1500-2000Sq Ft

About this home

Welcome to 86 Shoredale Dr a beautifully updated 4-level backsplit offering exceptional space, versatility, and modern comfort in one of Scarborough's most convenient family-friendly neighbourhoods. Thoughtfully renovated throughout, this move-in-ready home is ideal for growing families, multi-generational living, or buyers seeking excellent in-law suite potential. The bright main level showcases a stunning renovated kitchen featuring modern cabinetry, stylish countertops, stainless steel appliances, and abundant storage, seamlessly flowing into the spacious living and dining areas filled with natural light. Upstairs, you'll find three generously sized bedrooms, including a spacious primary retreat with a private semi-ensuite. A second large bedroom and a versatile third bedroom, currently used as a home office, provide flexibility for families of all sizes. The lower level offers outstanding additional living space with a spacious family room, dining area, an additional bedroom with a walkout to the private backyard, and a separate side entrance, making it an ideal setup for extended family or guests. The finished basement further enhances the home's versatility with a second kitchen, a full bathroom, and two additional bedrooms, creating even more flexible living options. Step outside to your private backyard oasis featuring mature trees, a patio, hot tub, and storage shed, providing the perfect setting for relaxing or entertaining. Ideally situated just minutes from Scarborough Town Centre, Highway 401, TTC and GO Transit, Centennial College, the University of Toronto Scarborough, Scarborough Health Network, schools, parks, shopping, restaurants, and everyday amenities, this exceptional location offers unmatched convenience while maintaining the appeal of an established neighbourhood. Combining stylish renovations, an incredibly functional layout, and exceptional flexibility for today's lifestyle.. a rare opportunity to own a home with space for the whole family.

Key facts

Property type
Detached, Backsplit 4
MLS®
E13565962
Bedrooms
6 (4 + 2)
Bathrooms
3 (1 half)
Size
1500-2000
Lot
45.68 × 101.69 ft
Cross streets
Scarborough Golf Club Rd. and Lawrence Ave. E
Parking
1 garage · 3 parking (attached)
Basement
Finished, Separate Entrance
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Aluminum Siding
Foundation
Concrete Block
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$4,110 / 2025
Days on market
2
Listing brokerage
RE/MAX Rouge River Realty Ltd.

Rooms

KitchenMain0.00 × 0.00 m
BreakfastMain0.00 × 0.00 m
KitchenMain0.00 × 0.00 m
Dining RoomLower0.00 × 0.00 m
Bedroom 5Basement0.00 × 0.00 m
Powder RoomLower0.00 × 0.00 m
OfficeSecond
Bedroom 4Lower0.00 × 0.00 m
Bedroom 3Upper0.00 × 0.00 m
Family RoomLower0.00 × 0.00 m
Exercise RoomBasement0.00 × 0.00 m
KitchenBasement0.00 × 0.00 m
Primary BedroomUpper0.00 × 0.00 m
BathroomBasement0.00 × 0.00 m
BathroomUpper0.00 × 0.00 m
Bedroom 2Upper0.00 × 0.00 m
Living RoomMain0.00 × 0.00 m
Dining RoomMain0.00 × 0.00 m
Moe’s TakeTeam Asgarian · Broker
Below the wider set
$1.37Mest. value

Listed at $1,099,000, this home is tracking about 20% below a wider set of listings, though close matches were thin, so it is worth confirming with a precise CMA rather than reading it as a clear deal. The number above is my independent estimate of value, not the asking price.

There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.

Based on 28 similar homes nearby, adjusted for size, beds, and baths.Median of 28 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $932K, lower than the comparables and worth a second look.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $1.07M
  • Bedrooms +$30K
  • Adjusts to $1.10M

That comparable adjusts to $1.10M; the $1.37M estimate above is the median of all 28 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

The assigned public school is Cedarbrae Collegiate Institute. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, this is a very walkable address with everyday errands close by. Lawrence Ave East at Mossbank Dr is about a 2-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$1.10MGreat deal$1.49MOverpriced

Total price vs nearby homes. Fair value about $1.37M, median of 28 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Finished basement: added living space, worth checking ceiling height and that the work was permitted.
  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
  • Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements.
  • Primary suite: a key comfort and resale feature.
  • Sold as-is / needs work: budget for renovation, the price should reflect the condition.
  • Value driver
  • Lifestyle
  • Weigh carefully
Comparable listingsCurrently listed nearby in Woburn · asking prices
$1.05Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

107 Kirker Avenue$1.15M53 Gaiety Drive$1.10M36 GAIETY Drive$925k83 Pegasus Trail$1.07M7 Jarwick Drive$989k

The 5 closest of 8 active listings nearby.

See all comparable homes
1.10MThis home1.15M1.10M925k1.07M989kThis home vs active comparables
Live market pulseActive comparables in Woburn · median list $968K
$628this home / sqft
29active listings nearby
2days on market

This home lists 18% below the area average of $769/sqft.

1 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Woburn, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

75/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Lawrence Ave East at Mossbank Dr, about 140 m away

20+ transit stops3 grocery20+ dining9 parks13 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Cliffcrest
$1.59M
Wexford-Maryvale
$865K
Lawrence Park South
$2.14M
Bedford Park-Nortown
$2.90M
High Park-Swansea
$4.99M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Willow Park Junior Public School
27%
Willow Park Junior Public SchoolPublic · Elementary · 0.1 km awayBelow the GTA average · 27% meet the provincial standard
Tecumseh Senior Public SchoolEQAO results not published

Affordability & Mortgage

Affordability
$5,009/mo
$204KIncome needed
5.4×Price ÷ income
$1,156Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

94%mortgage
Mortgage $5,009Property tax $343Total carry $5,351

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,692per month

Mortgage amount $879,200 · 4.14% over 25 years

$219,800Down payment (20.0%)
$879,200Loan before insurance
$0CMHC premium
$5,034Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,692
Property tax
$343
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$5,034

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$18,455
Toronto municipal land transfer tax
$18,455
Estimated closing costs
$36,910

Plus your down payment of $219,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$5,699/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$528,321Total interest paid
$1,407,521Total of all payments
Principal $879,200 Interest $528,321
YearPrincipalInterestBalance
1$20,597$35,704$858,603
2$21,458$34,843$837,145
3$22,356$33,945$814,790
4$23,291$33,010$791,499
5$24,265$32,036$767,234
6$25,280$31,021$741,954
7$26,337$29,963$715,616
8$27,439$28,862$688,177
9$28,587$27,714$659,590
10$29,783$26,518$629,808
11$31,028$25,273$598,779
12$32,326$23,975$566,453
13$33,678$22,623$532,775
14$35,087$21,214$497,688
15$36,555$19,746$461,133
16$38,084$18,217$423,049
17$39,677$16,624$383,373
18$41,336$14,965$342,036
19$43,065$13,235$298,971
20$44,867$11,434$254,104
21$46,743$9,557$207,361
22$48,699$7,602$158,662
23$50,736$5,565$107,927
24$52,858$3,443$55,069
25$55,069$1,232$0

At the end of your 5-year term

Total paid over the term
$281,504
Principal paid down
$111,966
Interest paid
$169,538
Balance remaining
$767,234

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,150/mo
$37,800Gross annual rent
2.6%Est. cap rate

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.4%
Gross yield
− Property tax $4,110− Insurance $1,400− Vacancy & upkeep $4,158Net operating income $28,132

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX Rouge River Realty Ltd.. MLS®/PropTx.

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