1074 Midland Avenue, Toronto, ON
Bendale, Toronto · MLS® E13569090
About this home
In short
- A Rare Find in Scarborough.
- Step inside to a sun-filled, open-concept living and dining space, warmed by gleaming hardwood floors throughout.
- Upstairs you'll find 3 well-proportioned bedrooms, while the fully finished basement adds 2 more rooms and its own separate entrance, making it a natural fit for...
- Out back, a sprawling private yard with a covered patio sets the stage for summer gatherings, with plenty of room left over for a future garden suite.
- The location speaks for itself: minutes to TTC, a quick 5-minute ride to Kennedy Subway and the GO Station, plus easy access to top schools, parks, and shopping.
A Rare Find in Scarborough! This fully detached bungalow rarely comes to market, and it's sitting on a generous, oversized lot in one of Scarborough's most convenient pockets. Step inside to a sun-filled, open-concept living and dining space, warmed by gleaming hardwood floors throughout. The home boasts two fully upgraded kitchens - one on each level both finished with rich cabinetry. Upstairs you'll find 3 well-proportioned bedrooms, while the fully finished basement adds 2 more rooms and its own separate entrance, making it a natural fit for extended family living or a solid income-generating suite. Out back, a sprawling private yard with a covered patio sets the stage for summer gatherings, with plenty of room left over for a future garden suite. The location speaks for itself: minutes to TTC, a quick 5-minute ride to Kennedy Subway and the GO Station, plus easy access to top schools, parks, and shopping. Note: this property is in "As Is, Where Is" condition, A rare blend of move-in-ready comfort and long-term potential ideal for families and investors.
Key facts
- Property type
- Detached, Bungalow
- MLS®
- E13569090
- Bedrooms
- 3+2 (5 total)
- Bathrooms
- 2
- Size
- 1100-1500 sq ft
- Lot
- 50 × 117 ft
- Cross streets
- Midland / Lawrence
- Parking
- 1 garage · 6 parking (attached)
- Driveway
- Private Double
- Basement
- Separate Entrance, Finished
- Kitchens
- 2 (1 + 1)
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $4,170 / 2025
- Days on market
- 67
- Listing brokerage
- HOMELIFE/MIRACLE REALTY LTD
Rooms
double closet · laminate
combined w/living · ceramic floor
large closet · hardwood floor
modern kitchen · ceramic floor · stainless steel appl
combined w/kitchen · ceramic floor
Combined w/Living
combined w/dining · hardwood floor
closet · hardwood floor
large closet · hardwood floor
Laminate
large closet · laminate
Listed at $929,000 with no offer date. Homes here have been closing close to ask, so my read is $914K, typically $891K to $925K. Comparable closings on their own put this home around $886K, which supports the ask, so this is a firm read.
Longer on the market than typical. 67 days on the market against about 26 for homes like it here, and asking 5% above where comparable closings put it.
Total price vs nearby homes. Likely closing about $914K, from 24 recent closings in this pocket.
The market behind the math:
About 1 months of inventory: 8 detached homes for sale in the area against 24 closings in the last 90 days. Under two months favours sellers, over four favours buyers.
Price per square foot: this home lists at $715/sqft against an area asking average of $709/sqft. Size and $/sqft both feed the estimate above.
- Separate-entrance basement apartment features. A finished 2 bed basement apartment with a separate entrance and a second kitchen. A self-contained space for extended family, guests or potential income. Basements do rent in Bendale: 62 of the 215 detached leases here lately were basement units, around $1,800 a month. That makes the suite real income, and comparable-sales math under-prices it, so read the estimate as a floor. Second-suite retrofit status is not verified. A buyer intending to rent should confirm requirements with the City of Toronto.
How this estimate is builtthe short version
This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.
It never sees the asking price. The 24 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $847K. Condition and finishes remain an in-person call.
What the listing highlights5 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant. Income potential
- Finished basement: added living space, worth checking ceiling height and that the work was permitted. Value driver
- Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements. Value driver
- Open-concept layout: modern, sought-after flow. Lifestyle
- Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
Schools & getting aroundcatchment and transit
The assigned public school is Lord Roberts Junior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
Read this with carewhy it’s an estimate, not an appraisal
Priced above comparable homes overall, but the price per square foot ($715/sqft) is in line with the area, so you are paying for extra space rather than a premium.
Based on 24 comparable homes that sold in Bendale over the past two years, from 210 closings there.
The closest active listings by size, beds, and price, so you can see what this home is up against.
Per square foot, these ask about $709/sqft; this home lists at $715/sqft. Size is part of the price story, not just the sticker.
The 5 closest of 6 active listings nearby.
See all comparable homesNeighbourhood & location
Bendale, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Also nearby: 12 more schools within 2.5 km
Not the assigned catchment: schools a family here could reach, with EQAO results where published.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.24% via Ratehub.ca (as of September 18, 2026); conventional rates run a little higher.
Mortgage amount $743,200 · 4.39% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $4,068
- Property tax
- $348
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $4,416
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $15,055
- Toronto municipal land transfer tax
- $15,055
- Estimated closing costs
- $30,110
Plus your down payment of $185,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $244,085
- Principal paid down
- $91,891
- Interest paid
- $152,194
- Balance remaining
- $651,309
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
The suite is real income here: basements rent in Bendale (62 of 215 recent detached leases were basement units, around $1,800 a month). The figure above is the whole house on one lease; rented as two units, the suite alone brings about $1,800 a month on top of the upper floors. Permitted use is worth confirming with the city.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 41 whole-home leases in Bendale signed at a median of $2,601 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $2,839. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE/MIRACLE REALTY LTD. MLS®/PropTx.