5 Plowman Drive, Ajax, ON

Central, Ajax · MLS® E13571986

$899,900
For Sale
Listed 1 day ago
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6Bedrooms
4Bathrooms
2Garage · 4 parking
2000-2500Sq Ft

About this home

Welcome to a home that effortlessly blends modern sophistication with everyday functionality. Situated in one of Central Ajax's most desirable and family-friendly enclaves, convenience, and vibrant lifestyle your family has been searching for.Designed for the Modern FamilyStep inside to discover a bright and airy layout designed to accommodate both quiet relaxation and lively entertaining. The main living areas are bathed in natural light, creating a warm and inviting atmosphere from the moment you cross the threshold.Four Generous Bedrooms: The upper levels boast four spacious bedrooms, offering private, peaceful retreats for children, guests, or a dedicated home office.The Perfect Bath-to-Bedroom Ratio: With 2 full bathrooms and 2 convenient powder rooms thoughtfully distributed throughout the home, morning rushes are a thing of the past, and hosting guests is always effortless.Versatile Living Spaces: Whether you are gathering for family movie nights, hosting holiday dinners, or enjoying a quiet morning coffee, the seamless flow of this floor plan adapts to your lifestyle.An Unbeatable Central Ajax Location Location is everything, Nestled in a highly connected neighborhood, you are steps away from beautiful local parks, top-rated schools, and vibrant community centers.Retail & Dining: Enjoy being minutes away from fantastic local shopping plazas, grocery stores, and diverse dining options that cater to all your daily needs.A Commuter's Dream: Leave the traffic stress behind. With incredibly quick access to both the Ajax GO Station and Highway 401, your daily commute into Toronto or across the GTA is simple, fast, and efficient.Your Opportunity Awaits Whether you are looking for a completely move-in-ready sanctuary or a home with the perfect solid footprint to customize with your own personal touches, this property checks every single box.Don't miss your chance to plant roots in one of Central Ajax's most sought-after neighborhoods.

Key facts

Property type
Detached, 2-Storey
MLS®
E13571986
Bedrooms
6 (4 + 2)
Bathrooms
4 (2 half)
Size
2000-2500
Lot
37.07 × 102.46 ft
Cross streets
Westney/Ritchie
Parking
2 garage · 4 parking (attached)
Driveway
Private Double
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Aluminum Siding, Brick
Foundation
Concrete Block
Roof
Shingles
Sewer
Sewer
Property tax
$6,345 / 2025
Days on market
1
Listing brokerage
RE/MAX COMMUNITY REALTY INC.

Rooms

Bedroom 2Second3.10 × 3.00 m

Mirrored Closet

KitchenMain2.70 × 5.60 m

eat-in kitchen · w/o to sundeck · ceramic floor

Primary BedroomSecond3.10 × 4.55 m

4 pc ensuite · his and hers closets · irregular room

Living RoomMain4.80 × 3.00 m

picture window · formal rm · separate room

Family RoomMain3.10 × 5.10 m

B/I Shelves

Dining RoomMain3.60 × 3.05 m

Formal Rm

SunroomMain2.90 × 6.00 m

greenhouse window · overlooks garden

Bedroom 3Second3.80 × 3.20 m
Bedroom 4Second2.65 × 3.05 m
Moe’s TakeTeam Asgarian · Broker
Below the wider set
$1.02Mest. value

Listed at $899,900, this home is tracking about 11% below a wider set of listings, though close matches were thin, so it is worth confirming with a precise CMA rather than reading it as a clear deal. The number above is my independent estimate of value, not the asking price.

There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.

Based on 7 similar homes nearby, adjusted for size, beds, and baths.Median of 7 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $995K, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $1.15M
  • Bedrooms +$30K
  • Bathrooms −$15K
  • Adjusts to $1.16M

That comparable adjusts to $1.16M; the $1.02M estimate above is the median of all 7 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On location, this is a very walkable address with everyday errands close by. Kingston Eastbound @ Ritchie is about a 3-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$900KGreat deal$1.18MOverpriced

Total price vs nearby homes. Fair value about $1.02M, median of 7 comparables.

Comparable listingsCurrently listed nearby · asking prices
$1.11Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

147 Elizabeth Street$1000k58 Shepstone Drive$1.09M15 Nobbs Drive$1.10M28 Hunwicks Crescent$1.25M

The 4 closest active listings nearby.

See all comparable homes
900kThis home1000k1.09M1.10M1.25MThis home vs active comparables
Live market pulseActive comparables in Central · median list $1.15M
$400this home / sqft
7active listings nearby
1days on market

This home lists 18% below the area average of $488/sqft.

10 days faster than the Ajax average (11 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Central, Ajax, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

82/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Kingston Eastbound @ Ritchie, about 231 m away

20+ transit stops9 grocery20+ dining17 parks9 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Central West
$1.04M
Northwest Ajax
$1.06M
Central East
$1.02M
South East
$973K
South West
$959K

Typical asking price of active listings of the same type, per area (outliers removed). Ajax.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$4,101/mo
$177KIncome needed
5.1×Price ÷ income
$946Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

89%mortgage
Mortgage $4,101Property tax $529Total carry $4,630

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,842per month

Mortgage amount $719,920 · 4.14% over 25 years

$179,980Down payment (20.0%)
$719,920Loan before insurance
$0CMHC premium
$4,371Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,842
Property tax
$529
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,371

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$14,473
Estimated closing costs
$14,473

Plus your down payment of $179,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$4,666/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$432,608Total interest paid
$1,152,528Total of all payments
Principal $719,920 Interest $432,608
YearPrincipalInterestBalance
1$16,865$29,236$703,055
2$17,571$28,530$685,484
3$18,306$27,795$667,178
4$19,071$27,030$648,107
5$19,869$26,232$628,238
6$20,700$25,401$607,538
7$21,566$24,535$585,972
8$22,468$23,633$563,504
9$23,408$22,693$540,096
10$24,387$21,714$515,709
11$25,407$20,694$490,302
12$26,470$19,631$463,832
13$27,577$18,524$436,255
14$28,731$17,371$407,524
15$29,932$16,169$377,592
16$31,184$14,917$346,408
17$32,489$13,612$313,919
18$33,848$12,253$280,071
19$35,263$10,838$244,808
20$36,738$9,363$208,070
21$38,275$7,826$169,794
22$39,876$6,225$129,918
23$41,544$4,557$88,374
24$43,282$2,819$45,092
25$45,092$1,009$0

At the end of your 5-year term

Total paid over the term
$230,506
Principal paid down
$91,682
Interest paid
$138,824
Balance remaining
$628,238

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,200/mo
$50,400Gross annual rent
4.1%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

5.6%
Gross yield
− Property tax $6,345− Insurance $1,400− Vacancy & upkeep $5,544Net operating income $37,111

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX COMMUNITY REALTY INC.. MLS®/PropTx.

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