945 Donovan Crescent, Whitby, ON
Williamsburg, Whitby · MLS® E13572178
About this home
Welcome to 945 Donovan Crescent, a beautifully updated 3-bedroom home in one of Whitby's most family-friendly neighbourhoods. Thoughtfully renovated inside and out, this move-in-ready home offers stylish living spaces and an incredible low-maintenance outdoor retreat.The main floor features a newer open-concept kitchen created by removing walls to maximize space and natural light. Complete with modern finishes, the kitchen flows seamlessly into the living and dining areas, making it perfect for both everyday living and entertaining. The finished basement provides valuable additional living space, ideal for a recreation room, home office, or play area.Step outside to a backyard unlike any other. With over $80,000 invested in professional landscaping, the outdoor space has been transformed into a private oasis featuring elegant stonework, a custom fire pit, and a pergola-perfect for relaxing or entertaining. The rear yard is virtually maintenance-free, while the front of the home offers a charming sitting area surrounded by a manicured lawn, providing the perfect balance of curb appeal and easy upkeep. Ideally located close to excellent schools, parks, shopping, restaurants, recreation facilities, and public transit, this home also offers convenient access to Highway 401, Highway 412, and Highway 407, making commuting throughout the GTA a breeze. A perfect opportunity for first-time buyers, downsizers, or families looking to enjoy a turnkey home in a highly desirable Whitby community.
Key facts
- Property type
- Detached, Bungalow
- MLS®
- E13572178
- Bedrooms
- 3
- Bathrooms
- 1
- Size
- 700-1100
- Lot
- 50 × 100 ft
- Cross streets
- Rossland Road W & Cochrane St
- Parking
- 2 parking
- Basement
- Finished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Vinyl Siding
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $4,676 / 2025
- Days on market
- 1
- Listing brokerage
- RE/MAX HALLMARK FIRST GROUP REALTY LTD.
Listed at $699,999, this home is right in line with comparable homes. The number above is my independent estimate of value, not the asking price.
There were not many closely comparable homes right in Williamsburg, so I widened the search to the surrounding area.
Based on 5 similar homes nearby, adjusted for size, beds, and baths.Median of 5 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $679K, a close match. The comparable range is wide here, so treat this as a rough read until I run a full CMA.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $760K
- Bedrooms −$30K
- Bathrooms −$15K
- Adjusts to $715K
That comparable adjusts to $715K; the $715K estimate above is the median of all 5 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. Brock Street Southbound @ Palmerston is about a 4-minute walk away.
Total price vs nearby homes. Fair value about $715K, median of 5 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Finished basement: added living space, worth checking ceiling height and that the work was permitted.
- Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
- Open-concept layout: modern, sought-after flow.
- Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
- Sold as-is / needs work: budget for renovation, the price should reflect the condition.
- Value driver
- Lifestyle
- Weigh carefully
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest active listings nearby.
See all comparable homes7 days faster than the Whitby average (8 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Williamsburg, Whitby, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Many errands can be done on foot; a car still helps.
🚉 Nearest transit: Brock Street Southbound @ Palmerston, about 341 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Whitby.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $559,999 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $2,988
- Property tax
- $390
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $3,378
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $10,475
- Estimated closing costs
- $10,475
Plus your down payment of $140,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $179,302
- Principal paid down
- $71,316
- Interest paid
- $107,986
- Balance remaining
- $488,683
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX HALLMARK FIRST GROUP REALTY LTD.. MLS®/PropTx.