26 Field Crescent, Ajax, ON

Central East, Ajax · MLS® E13572202

$499,000
For Sale
Listed 1 day ago
3Bedrooms
2Bathrooms
1Garage · 3 parking
700-1100Sq Ft

About this home

Welcome to this beautifully maintained freehold townhouse in Ajax, nestled in a charming, family-friendly neighbourhood. This home offers the perfect blend of comfort, convenience, and modern updates, it is move-in-ready and ideal for first-time buyers, growing families, or anyone looking to enjoy a wonderful place to call home. Enjoy peace of mind with a brand-new roof (2026), new washer and dryer (2025), and the added benefit of no rental contracts. The home is also EV charger-ready, making it perfect for today's lifestyle. Step outside to enjoy a welcoming front porch, a spacious deck for entertaining, and a huge backyard with endless possibilities for kids, pets, gardening, or hosting family and friends. Ideally located just minutes from Highway 401, Lifetime Fitness, Costco, Walmart, parks, schools, restaurants, and a wide range of everyday amenities, this home offers exceptional convenience while being tucked away in a peaceful, sought-after neighbourhood. A wonderful opportunity to own a thoughtfully updated freehold home in a fantastic location, don't miss out!

Key facts

Property type
Townhouse, 2-Storey
MLS®
E13572202
Bedrooms
3 (2 + 1)
Bathrooms
2 (1 half)
Size
700-1100
Lot
21.82 × 144.75 ft
Cross streets
Salem/401/Kingston
Parking
1 garage · 3 parking (attached)
Driveway
Private
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Unknown
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$4,341 / 2025
Days on market
1
Listing brokerage
ROYAL LEPAGE TERREQUITY REALTY

Rooms

Bedroom 2Second3.50 × 2.51 m

window · closet · laminate

Bedroom 3Basement6.05 × 3.51 m

window · laminate

Primary BedroomSecond5.64 × 2.98 m

double closet · window · laminate

Living RoomMain4.89 × 2.99 m

large window · pot lights · renovated

KitchenMain6.29 × 2.53 m

combined w/dining · stainless steel appl · double sink

Dining RoomMain6.29 × 2.53 m

combined w/kitchen · w/o to deck · laminate

Moe’s TakeTeam Asgarian · Broker
Above the wider set
$465Kest. value

Listed at $499,000, this home is tracking about 7% above a wider set of listings, though close matches were thin, so treat this as a rough read until I run a precise CMA. The number above is my independent estimate of value, not the asking price.

There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.

Based on 8 similar homes nearby, adjusted for size, beds, and baths.Median of 8 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $644K, higher than the comparables and worth a second look.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $600K
  • Bedrooms +$30K
  • Bathrooms +$15K
  • Adjusts to $645K

That comparable adjusts to $645K; the $465K estimate above is the median of all 8 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On location, this is a very walkable address with everyday errands close by. Northbound @ 133 Salem is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$352KGreat deal$499KOverpriced

Total price vs nearby homes. Fair value about $465K, median of 8 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Recent major systems: lower near-term capital costs, ask for the ages and any warranties.
  • Value driver
Comparable listingsCurrently listed nearby · asking prices
$758kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

40 Croker Drive$750k523 Church Street$750k35 Ventura Lane$775k

The 3 closest active listings nearby.

See all comparable homes
499kThis home750k750k775kThis home vs active comparables
Live market pulseActive comparables in Central East · median list $700K
$554this home / sqft
9active listings nearby
1days on market

This home lists 9% above the area average of $508/sqft.

30 days faster than the Ajax average (31 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Central East, Ajax, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

84/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Northbound @ 133 Salem, about 34 m away

20+ transit stops8 grocery20+ dining15 parks10 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

South East
$772K
South West
$763K
Central West
$785K
Northeast Ajax
$782K
Northwest Ajax
$822K

Typical asking price of active listings of the same type, per area (outliers removed). Ajax.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$2,274/mo
$103KIncome needed
4.9×Price ÷ income
$525Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

86%mortgage
Mortgage $2,274Property tax $362Total carry $2,636

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,130per month

Mortgage amount $399,200 · 4.14% over 25 years

$99,800Down payment (20.0%)
$399,200Loan before insurance
$0CMHC premium
$2,492Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,130
Property tax
$362
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$2,492

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$6,455
Estimated closing costs
$6,455

Plus your down payment of $99,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$2,587/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$239,884Total interest paid
$639,084Total of all payments
Principal $399,200 Interest $239,884
YearPrincipalInterestBalance
1$9,352$16,211$389,848
2$9,743$15,820$380,105
3$10,151$15,413$369,954
4$10,575$14,988$359,379
5$11,018$14,546$348,362
6$11,478$14,085$336,883
7$11,958$13,605$324,925
8$12,459$13,105$312,466
9$12,980$12,584$299,486
10$13,523$12,041$285,964
11$14,088$11,475$271,875
12$14,678$10,886$257,198
13$15,292$10,272$241,906
14$15,931$9,632$225,975
15$16,598$8,966$209,377
16$17,292$8,271$192,085
17$18,015$7,548$174,070
18$18,769$6,795$155,301
19$19,554$6,010$135,748
20$20,372$5,192$115,376
21$21,224$4,340$94,152
22$22,112$3,452$72,040
23$23,036$2,527$49,004
24$24,000$1,563$25,004
25$25,004$559$0

At the end of your 5-year term

Total paid over the term
$127,817
Principal paid down
$50,838
Interest paid
$76,979
Balance remaining
$348,362

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$1,450/mo
$17,400Gross annual rent
2.0%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.5%
Gross yield
− Property tax $4,341− Insurance $1,400− Vacancy & upkeep $1,914Net operating income $9,745

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE TERREQUITY REALTY. MLS®/PropTx.

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