813 Ironwood Court, Whitby, ON
Williamsburg, Whitby · MLS® E13572682
About this home
Offered for the first time by the original owner, this meticulously maintained family home showcases pride of ownership throughout and is surrounded by beautifully landscaped, lush gardens. Ideally located close to schools, parks, shopping, restaurants, transit, and all amenities, this spacious home offers a functional layout designed for comfortable family living. The inviting living and dining rooms feature hardwood flooring and elegant French doors, with a beautiful bay window filling the living room with natural light and the dining room overlooking the private backyard. The eat-in kitchen offers a stylish counter and backsplash, ample space for family meals, and peaceful backyard views. The adjoining family room is the perfect gathering space, complete with a cozy fireplace, pot lights, and a walkout to the covered patio. Upstairs, the spacious primary suite features a walk-in closet and a private 4-piece ensuite with a walk-in shower, while three additional bedrooms provide plenty of space for a growing family. The finished basement expands the living space with a large recreation room, a dedicated home office, a convenient 2-piece bathroom, and a functional laundry room with added storage space. A separate side entrance from the mudroom offers added flexibility. Step outside to your own backyard retreat featuring a fully fenced yard, lush gardens, a covered patio, and a sparkling inground pool-perfect for relaxing or entertaining all summer long. Complete with a double car garage, this exceptional home is a rare opportunity to own a lovingly cared-for property in a highly desirable neighbourhood.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- E13572682
- Bedrooms
- 4
- Bathrooms
- 4 (2 half)
- Size
- 2000-2500
- Lot
- 88.86 × 110.09 ft
- Cross streets
- Rossland Rd W/Cochrane St
- Parking
- 2 garage · 6 parking (attached)
- Basement
- Finished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick, Vinyl Siding
- Foundation
- Unknown
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Pool
- Inground
- Property tax
- $6,981 / 2025
- Days on market
- 1
- Listing brokerage
- RE/MAX Rouge River Realty Ltd.
Rooms
eat-in kitchen · backsplash · overlooks backyard
broadloom · window
closet · laundry sink · window
hardwood floor · closet · window
broadloom · window
broadloom · 2 pc bath · raised floor
hardwood floor · french doors · bay window
hardwood floor · french doors · overlooks backyard
4 pc ensuite · walk-in closet(s) · window
broadloom · b/i bookcase
w/o to yard · fireplace · pot lights
Listed at $959,900, this home is about 12% below comparable homes, worth a close look. The number above is my independent estimate of value, not the asking price.
Based on 5 similar homes nearby, adjusted for size, beds, and baths.Median of 5 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $984K, a close match.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $1.07M
- Bathrooms +$15K
- Adjusts to $1.08M
That comparable adjusts to $1.08M; the $1.08M estimate above is the median of all 5 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. Cochrane Northbound @ Rossland is about a 1-minute walk away.
Total price vs nearby homes. Fair value about $1.08M, median of 5 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Finished basement: added living space, worth checking ceiling height and that the work was permitted.
- Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed.
- Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements.
- Primary suite: a key comfort and resale feature.
- Hardwood floors: quality hardwood is durable and broadly desirable.
- Value driver
- Weigh carefully
- Lifestyle
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest active listings nearby.
See all comparable homesThis home lists 7% below the area average of $457/sqft.
7 days faster than the Whitby average (8 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Williamsburg, Whitby, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Somewhat WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Some errands on foot, but most trips need a car.
🚉 Nearest transit: Cochrane Northbound @ Rossland, about 107 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Whitby.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $767,920 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $4,098
- Property tax
- $582
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $4,680
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $15,673
- Estimated closing costs
- $15,673
Plus your down payment of $191,980. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $245,874
- Principal paid down
- $97,795
- Interest paid
- $148,080
- Balance remaining
- $670,125
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX Rouge River Realty Ltd.. MLS®/PropTx.