45 Grant Street, Toronto, ON

South Riverdale, Toronto · MLS® E13572758

$1,799,999
For Sale
Listed 1 day ago
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3Bedrooms
3Bathrooms
0Parking
1500-2000Sq Ft

About this home

A rare opportunity to own a beautifully restored 1890 townhome in the heart of Toronto's coveted Riverside/Leslieville neighbourhood.Thoughtfully reimagined by a Toronto interior designer, this exceptional residence seamlessly blends historic character with sophisticated contemporary living. Original architectural details, rich craftsmanship, and timeless charm are complemented by refined finishes and carefully curated design throughout. The home boasts a beautiful designed all wood kitchen, custom made by Falcon Kitchens, inclusive of a LaCornue range, Subzero fridge, Bosch dishwasher, Waterworks faucet, and unique marble counters. Kitchen is open to a spacious dining room. The living room with its 10' high ceilings and plaster crown moulding is a great space to lounge and entertain. Generous principal rooms, designer lighting, custom millwork, and period details create an atmosphere that is both inviting and elevated. Bathrooms are all thoughtfully designed with heated floors and Waterworks faucets. Fully finished basement with a back walkout, full kitchen, bathroom and study/living space. Located on a quiet residential street in South Riverdale, residents enjoy immediate access to some of Toronto's most celebrated cafés, restaurants, boutiques, and galleries. Available for discerning buyers seeking a unique and sophisticated home. Basement walk-out can be easily rented for income.

Key facts

Property type
Semi-Detached, 2 1/2 Storey
MLS®
E13572758
Bedrooms
3
Bathrooms
3
Size
1500-2000
Lot
17.08 × 88 ft
Cross streets
Queen St. E. and Broadview
Parking
0 parking
Driveway
None
Basement
Apartment, Walk-Out, Finished
Kitchens
2 (1 + 1)
Heating
Radiant
A/C
Wall Unit(s)
Exterior
Brick
Foundation
Block, Brick
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$6,515 / 2026
Days on market
1
Listing brokerage
REAL ESTATE HOMEWARD

Rooms

Primary BedroomSecond4.00 × 4.00 m

Large Window

BathroomBasement2.50 × 3.00 m

Combined w/Laundry

FoyerGround1.20 × 1.32 m
OfficeBasement4.20 × 6.20 m

Above Grade Window

Dining RoomGround3.10 × 4.10 m

Bay Window

Bedroom 2Second2.90 × 3.00 m

Casement Windows

BathroomSecond2.70 × 2.00 m

4 Pc Bath

Bedroom 3Third4.00 × 3.90 m

Skylight

Living RoomGround4.20 × 6.20 m

Large Window

KitchenBasement5.00 × 2.80 m

Pantry

KitchenGround5.20 × 2.90 m
BathroomSecond3.00 × 2.40 m

3 Pc Bath

Primary BedroomSecond2.30 × 2.90 m

Walk-In Closet(s)

Moe’s TakeTeam Asgarian · Broker
Above the wider set
$1.69Mest. value

Listed at $1,799,999, this home is tracking about 7% above a wider set of listings, though close matches were thin, so treat this as a rough read until I run a precise CMA. The number above is my independent estimate of value, not the asking price.

There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.

Based on 12 similar homes nearby, adjusted for size, beds, and baths.Median of 12 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.30M, lower than the comparables and worth a second look.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $1.10M
  • Bedrooms +$30K
  • Bathrooms +$15K
  • Adjusts to $1.14M

That comparable adjusts to $1.14M; the $1.69M estimate above is the median of all 12 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

The assigned public school is Queen Alexandra Middle School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, this is a very walkable address with everyday errands close by. Queen St East at Saulter St East Side is about a 2-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$1.36MGreat deal$1.80MOverpriced

Total price vs nearby homes. Fair value about $1.69M, median of 12 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Finished basement: added living space, worth checking ceiling height and that the work was permitted.
  • Heated floors: comfort and a premium-finish signal.
  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room.
  • Value driver
  • Lifestyle
  • Worth verifying
Comparable listingsCurrently listed nearby · asking prices
$1.84Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

21 Bertmount Avenue$1.20M475 Shaw Street$1000k38 Shaftesbury Avenue$2.75M9 Inglewood Drive$2.40M

The 4 closest active listings nearby.

See all comparable homes
1.80MThis home1.20M1000k2.75M2.40MThis home vs active comparables
Live market pulseActive comparables in South Riverdale · median list $1.20M
$1,029this home / sqft
12active listings nearby
1days on market

This home lists 9% above the area average of $941/sqft.

3 days faster than the Toronto average (4 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

South Riverdale, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

80/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Queen St East at Saulter St East Side, about 182 m away

20+ transit stops12 grocery20+ dining20+ parks20+ pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Greenwood-Coxwell
$792K
Danforth
$1.10M
Woodbine Corridor
$989K
Rosedale-Moore Park
$2.40M
The Beaches
$1.15M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Dundas Junior Public School
59%
Dundas Junior Public SchoolPublic · Elementary · 0.2 km awayBelow the GTA average · 59% meet the provincial standard
Danforth Collegiate and Technical InstituteEQAO results not published

Affordability & Mortgage

Affordability
$8,204/mo
$332KIncome needed
5.4×Price ÷ income
$1,893Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

94%mortgage
Mortgage $8,204Property tax $543Total carry $8,747

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$7,684per month

Mortgage amount $1,439,999 · 4.14% over 25 years

$360,000Down payment (20.0%)
$1,439,999Loan before insurance
$0CMHC premium
$8,227Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$7,684
Property tax
$543
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$8,227

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$32,475
Toronto municipal land transfer tax
$32,475
Estimated closing costs
$64,950

Plus your down payment of $360,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$9,333/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$865,312Total interest paid
$2,305,311Total of all payments
Principal $1,439,999 Interest $865,312
YearPrincipalInterestBalance
1$33,734$58,478$1,406,265
2$35,145$57,067$1,371,120
3$36,615$55,597$1,334,504
4$38,147$54,066$1,296,357
5$39,743$52,470$1,256,615
6$41,405$50,808$1,215,210
7$43,137$49,076$1,172,073
8$44,941$47,271$1,127,132
9$46,821$45,391$1,080,311
10$48,779$43,433$1,031,532
11$50,820$41,393$980,712
12$52,946$39,267$927,766
13$55,160$37,052$872,606
14$57,467$34,745$815,139
15$59,871$32,341$755,268
16$62,375$29,837$692,892
17$64,985$27,228$627,908
18$67,703$24,510$560,205
19$70,535$21,678$489,670
20$73,485$18,727$416,185
21$76,559$15,654$339,626
22$79,761$12,451$259,865
23$83,097$9,115$176,768
24$86,573$5,639$90,195
25$90,195$2,018$0

At the end of your 5-year term

Total paid over the term
$461,062
Principal paid down
$183,384
Interest paid
$277,678
Balance remaining
$1,256,615

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,150/mo
$37,800Gross annual rent
1.4%Est. cap rate

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.1%
Gross yield
− Property tax $6,515− Insurance $1,400− Vacancy & upkeep $4,158Net operating income $25,727

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of REAL ESTATE HOMEWARD. MLS®/PropTx.

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