68 Patterson Crescent, Ajax, ON

Central, Ajax · MLS® E13573138

$874,900
For Sale
Listed 1 day ago
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4Bedrooms
4Bathrooms
2Garage · 4 parking
1500-2000Sq Ft

About this home

Welcome to this well maintained four-bedroom family home, ideally situated on a quiet street in the heart of Durham. Nestled on a premium pie-shaped lot backing onto a picturesque greenbelt and creek. This property offers exceptional privacy and a peaceful natural setting. Conveniently located just minutes from Hwy. 401, Hwy. 2, the GO Train, schools, parks, and everyday shopping, it's perfectly suited for growing families and commuters alike. Offering approximately 1957 sq. ft. of well-designed living space, the home is bright and inviting with an abundance of natural light throughout. The functional main level features direct garage access, separate living and family rooms, a spacious eat-in kitchen, and the convenience of main-floor laundry. Upstairs, you'll find four generously sized bedrooms designed to accommodate the needs of a growing family. The finished basement adds outstanding versatility with its own kitchen and dry bar, making it ideal for entertaining, extended family living, or potential in-law accommodations. An excellent opportunity to own a move-in-ready home in one of Durham's most desirable family-friendly neighbourhoods. Some photos are virtually staged with furniture.

Key facts

Property type
Detached, 2-Storey
MLS®
E13573138
Bedrooms
4
Bathrooms
4 (2 half)
Size
1500-2000
Lot
34.71 × 144.05 ft
Cross streets
Kingston Rd and Westney Rd
Parking
2 garage · 4 parking (attached)
Driveway
Private
Basement
Finished
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$6,719 / 2026
Days on market
1
Listing brokerage
RE/MAX ALL-STARS REALTY INC.

Rooms

Family RoomGround4.83 × 3.50 m

laminate · overlooks backyard · large window

KitchenGround4.72 × 3.42 m

ceramic floor · walk-out · sliding doors

Bedroom 2Second4.03 × 3.16 m

laminate · double closet · window

Dining RoomGround3.33 × 3.10 m

laminate · window

LaundryGround2.81 × 1.45 m

Laminate

Bedroom 3Second3.56 × 3.42 m

laminate · double closet · window

Bedroom 4Second4.03 × 3.01 m

laminate · closet · window

RecreationBasement8.22 × 8.14 m

2 pc bath · b/i bar

Primary BedroomSecond5.37 × 3.31 m

4 pc ensuite · laminate · walk-in closet(s)

Living RoomGround4.71 × 3.19 m

laminate · large window

Moe’s TakeTeam Asgarian · Broker
In line
$959Kest. value

Listed at $874,900, this home is within the range of comparable homes, on the lower side. The number above is my independent estimate of value, not the asking price.

Based on 7 similar homes nearby, adjusted for size, beds, and baths.Median of 7 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.00M, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $959K
  • Adjusts to $959K

That comparable adjusts to $959K; the $959K estimate above is the median of all 7 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On location, this is a very walkable address with everyday errands close by. Kingston Rd. @ Westney Rd. is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$875KGreat deal$997KOverpriced

Total price vs nearby homes. Fair value about $959K, median of 7 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Finished basement: added living space, worth checking ceiling height and that the work was permitted.
  • Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements.
  • Value driver
Comparable listingsCurrently listed nearby in Central · asking prices
$978kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

88 Reed Drive$849k138 Reed Drive$959k106 Smales Drive$988k45 Willcocks Crescent$997k90 Chapman Drive$1.10M

The 5 closest of 7 active listings nearby.

See all comparable homes
875kThis home849k959k988k997k1.10MThis home vs active comparables
Live market pulseActive comparables in Central · median list $920K
$500this home / sqft
19active listings nearby
1days on market

This home lists 2% below the area average of $510/sqft.

10 days faster than the Ajax average (11 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Central, Ajax, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

80/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Kingston Rd. @ Westney Rd., about 94 m away

20+ transit stops6 grocery20+ dining14 parks9 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Central West
$1.04M
Northwest Ajax
$1.06M
Central East
$1.02M
South West
$959K
South East
$973K

Typical asking price of active listings of the same type, per area (outliers removed). Ajax.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$3,988/mo
$174KIncome needed
5.0×Price ÷ income
$920Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

88%mortgage
Mortgage $3,988Property tax $560Total carry $4,547

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,735per month

Mortgage amount $699,920 · 4.14% over 25 years

$174,980Down payment (20.0%)
$699,920Loan before insurance
$0CMHC premium
$4,295Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,735
Property tax
$560
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,295

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$13,973
Estimated closing costs
$13,973

Plus your down payment of $174,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$4,537/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$420,590Total interest paid
$1,120,510Total of all payments
Principal $699,920 Interest $420,590
YearPrincipalInterestBalance
1$16,397$28,424$683,523
2$17,083$27,738$666,441
3$17,797$27,023$648,644
4$18,542$26,279$630,102
5$19,317$25,503$610,785
6$20,125$24,695$590,660
7$20,967$23,854$569,693
8$21,844$22,976$547,849
9$22,758$22,063$525,092
10$23,710$21,111$501,382
11$24,701$20,119$476,681
12$25,734$19,086$450,946
13$26,811$18,009$424,135
14$27,932$16,888$396,203
15$29,101$15,720$367,102
16$30,318$14,502$336,784
17$31,586$13,234$305,198
18$32,907$11,913$272,291
19$34,284$10,537$238,007
20$35,718$9,103$202,289
21$37,212$7,609$165,077
22$38,768$6,052$126,309
23$40,390$4,430$85,919
24$42,079$2,741$43,840
25$43,840$981$0

At the end of your 5-year term

Total paid over the term
$224,102
Principal paid down
$89,135
Interest paid
$134,967
Balance remaining
$610,785

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,150/mo
$37,800Gross annual rent
2.9%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.3%
Gross yield
− Property tax $6,719− Insurance $1,400− Vacancy & upkeep $4,158Net operating income $25,523

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX ALL-STARS REALTY INC.. MLS®/PropTx.

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