Bsmt-31 Hayeraft Street, Whitby, ON
Williamsburg, Whitby · MLS® E13574028
About this home
Location! Location! Location!Welcome To This Brand-new 2-Bedroom Basement Apartment Located In A Highly Sought-After, Family-Friendly Neighborhood. Featuring A Private Separate Entrance And Two Parking Spaces, This Bright And Modern Unit Offers Comfort And Convenience. 2 Car Parking. Tenants Are Responsible For Only 30% Of Utilities. Ideally Situated Close To Public Transit, Schools, Parks, And Major Highways (407, 412, And 401), Making Commuting And Daily Errands Easy And Efficient.A Perfect Place To Call Home!
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- E13574028
- Bedrooms
- 2
- Bathrooms
- 1
- Size
- 700-1100
- Cross streets
- Taunton Rd & Country Lane
- Parking
- 2 parking
- Driveway
- Available
- Basement
- Apartment, Separate Entrance
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Brick
- Roof
- Shingles
- Sewer
- Sewer
- Days on market
- 1
- Listing brokerage
- HOMELIFE/FUTURE REALTY INC.
Rooms
tile ceiling · window
laminate · window
laminate · window
laminate · window
laminate · window
tile floor · window
Listed at $1,600/mo, this rental is about 11% below comparable rentals, worth a close look. The number above is my independent estimate of value, not the asking price.
There were not many closely comparable homes right in Williamsburg, so I widened the search to the surrounding area.
Based on 7 similar rentals nearby, adjusted for size, beds, and baths.Median of 7 comparable active listings, adjusted for size, beds, and baths.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $1,800/mo
- Adjusts to $1,800/mo
That comparable adjusts to $1,800/mo; the $1,799/mo estimate above is the median of all 7 comparables, which is steadier than any single home.This uses comparable active listings, not leased-deal prices. Condition, finishes, and exact inclusions are my in-person call.
Total price vs nearby homes. Fair value about $1,799/mo, median of 7 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant.
- Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
- Income potential
- Value driver
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest of 7 active listings nearby.
See all comparable homes33 days faster than the Whitby average (34 days).
View comparable listingsNot enough sq ft data to place this home on the area price curve.
Neighbourhood & location
Williamsburg, Whitby, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Many errands can be done on foot; a car still helps.
🚉 Nearest transit: Eastbound @ 437 Taunton, about 520 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Whitby.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $1,280 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $7
- Property tax
- $1
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $8
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $8
- Estimated closing costs
- $8
Plus your down payment of $320. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $410
- Principal paid down
- $163
- Interest paid
- $247
- Balance remaining
- $1,117
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE/FUTURE REALTY INC.. MLS®/PropTx.