105-2351 Kennedy Road, Toronto, ON

Agincourt South-Malvern West, Toronto · MLS® E13574418

$399,000
For Sale
Listed 1 day ago
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1Bedrooms
2Bathrooms
1Garage
1000-1199Sq Ft

About this home

Great Location! Great Opportunity! Excellent mixed-use residential & commercial property in a prime location at the busy intersection of Kennedy Road & Sheppard Avenue East. Offering approximately 1000 Sq Ft of combined residential & commercial space, this property features: Ground Floor Commercial Unit with excellent exposure facing Kennedy Road, ideal for a wide variety of businesses, including retail, pa, beauty salon, professional office, and many other permitted commercial uses. The commercial unit is currently leased to an established tenant, providing excellent rental income and immediate cash flow. Second Floor Residential Unit featuring a bright and spacious one bed room layout with a four piece bathroom. Perfect for owner occupancy or as an additional rental property to generate extra income. Fantastic location with walking distance to TTC, Agincourt Mall, the public library, restaurants, shopping, and many everyday amenities.Conveniently close toHighway 401, the DVP, and nearby golf courses, offering excellent accessibility throughout the GTA. Newer Hot Water Tank 2024, Newer Washer& Dryer 2024, Newer Dish Washer 2025, Newer Plumbing and Roof 2025.Whether you are an investor looking for a solid income producing property or an owner seeking the flexibility of both residential & commercial use , this is an outstanding opportunity you won't want to miss!!

Key facts

Property type
Condo Apartment, Apartment
MLS®
E13574418
Bedrooms
1
Bathrooms
2 (1 half)
Size
1000-1199
Cross streets
Sheppard/Kennedy
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$1,005/mo
Exposure
West
Property tax
$3,301 / 2026
Days on market
1
Listing brokerage
HOMELIFE LANDMARK REALTY INC.

Listing history

  1. Jul 16, 2026Listed$399,000

Price and status history from the listing board. Deemed reliable but not guaranteed.

Moe’s TakeTeam Asgarian · Broker
Worth a personal read

Heads up: the asking price here sits well below what comparable listings suggest. In this market that usually means it is priced to draw multiple offers, so plan for competition and a final number above asking. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.

Its public catchment (Agincourt Collegiate Institute) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

On location, this is a very walkable address with everyday errands close by. Kennedy Rd at Cardwell Ave is about a 2-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Recent major systems: lower near-term capital costs, ask for the ages and any warranties.
  • Currently tenanted: confirm the lease terms and vacant-possession timing before closing.
  • Value driver
  • Worth verifying
Comparable listingsCurrently listed nearby in Agincourt South-Malvern West · asking prices
$490kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

103-1705 Mccowan Road$400k1006-4101 Sheppard Avenue$460k3110-2033 Kennedy Road$610k

The 3 closest active listings nearby.

See all comparable homes
399kThis home400k460k610kThis home vs active comparables
Live market pulseActive comparables in Agincourt South-Malvern West · median list $545K
$363this home / sqft
5active listings nearby
1days on market

This home lists 27% below the area average of $500/sqft.

On the market now.

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Agincourt South-Malvern West, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

82/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Kennedy Rd at Cardwell Ave, about 134 m away

20+ transit stops3 grocery20+ dining12 parks13 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Banbury-Don Mills
$500K
Willowdale East
$441K
Willowdale West
$770K
Annex
$1.57M
Church-Yonge Corridor
$573K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Agincourt Junior Public School
75%
Agincourt Junior Public SchoolPublic · Elementary · 0.7 km awayAbove the GTA average · 75% meet the provincial standard
Sir Alexander Mackenzie Senior Public SchoolEQAO results not published
St. BartholomewEQAO results not published

Affordability & Mortgage

Affordability
$1,819/mo
$101KIncome needed
3.9×Price ÷ income
$420Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

59%mortgage
Mortgage $1,819Property tax $275Condo fee $1,005Total carry $3,098

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$1,703per month

Mortgage amount $319,200 · 4.14% over 25 years

$79,800Down payment (20.0%)
$319,200Loan before insurance
$0CMHC premium
$2,983Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$1,703
Property tax
$275
Condo / maintenance fees
$1,005
Heating
$0
Estimated monthly cost
$2,983

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$4,460
Toronto municipal land transfer tax
$4,460
Estimated closing costs
$8,920

Plus your down payment of $79,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$2,069/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$191,811Total interest paid
$511,011Total of all payments
Principal $319,200 Interest $191,811
YearPrincipalInterestBalance
1$7,478$12,963$311,722
2$7,791$12,650$303,932
3$8,116$12,324$295,815
4$8,456$11,985$287,359
5$8,810$11,631$278,550
6$9,178$11,262$269,372
7$9,562$10,878$259,810
8$9,962$10,478$249,848
9$10,379$10,062$239,469
10$10,813$9,628$228,656
11$11,265$9,175$217,391
12$11,736$8,704$205,655
13$12,227$8,213$193,428
14$12,739$7,702$180,689
15$13,271$7,169$167,418
16$13,827$6,614$153,591
17$14,405$6,036$139,186
18$15,007$5,433$124,179
19$15,635$4,805$108,544
20$16,289$4,151$92,254
21$16,971$3,470$75,284
22$17,680$2,760$57,603
23$18,420$2,020$39,184
24$19,190$1,250$19,993
25$19,993$447$0

At the end of your 5-year term

Total paid over the term
$102,202
Principal paid down
$40,650
Interest paid
$61,552
Balance remaining
$278,550

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,400/mo
$40,800Gross annual rent
5.1%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

10.2%
Gross yield
− Property tax $3,301− Condo fees $12,057− Insurance $600− Vacancy & upkeep $4,488Net operating income $20,353

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE LANDMARK REALTY INC.. MLS®/PropTx.

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