103 Ambercroft Boulevard, Toronto, ON

Steeles, Toronto · MLS® E13576180

$999,900
For Sale
Just listed today
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4Bedrooms
3Bathrooms
2Garage · 4 parking
1500-2000Sq Ft

About this home

*Welcome to this beautifully maintained detached home situated on a desirable corner lot in a family-friendly neighborhood *3+1 generous sized bedrooms with 3 bathrooms *This Spacious sun-filled home is thoughtfully designed for comfortable family living *Updated kitchen is the heart of the home, featuring a center island, granite counter tops, stainless steel appliances, modern pot lights, and ample cabinetry *Enjoy seamless indoor-outdoor living with a walk-out from the kitchen to a maintenance-free composite patio *Perfect for entertaining or relaxing while overlooking the fully fenced private backyard *A screened-in gazebo provides the ideal space to enjoy summer evenings, rain or shine *Convenience meets functionality with main floor laundry and a separate side entrance offering added flexibility and potential *The finished basement expands your living space with a large open recreation room, an additional bedroom, a workshop area, and a cold room, ideal for hobbies, storage, or extended living space *Close to parks, schools, shopping & much more *Top Ranked Dr Norman Bethune school district *Move-in condition, well maintained and loved home by original owner *Don't miss this rare opportunity

Key facts

Property type
Detached, 2-Storey
MLS®
E13576180
Bedrooms
4 (3 + 1)
Bathrooms
3 (1 half)
Size
1500-2000
Lot
42.83 × 97.7 ft
Cross streets
Birchmount & McNicoll
Parking
2 garage · 4 parking (built-in)
Driveway
Private Double
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Aluminum Siding, Brick
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$6,890 / 2026
Listing brokerage
RE/MAX ROUGE RIVER REALTY LTD.

Rooms

Family RoomMain4.25 × 3.19 m

hardwood floor · pot lights · window

Primary BedroomSecond5.33 × 3.54 m

parquet · walk-in closet(s) · 3 pc ensuite

RecreationBasement7.84 × 3.66 m

broadloom · pot lights · window

Bedroom 3Second4.12 × 2.66 m

parquet · window

Bedroom 4Basement5.28 × 3.22 m

laminate · track lighting · window

KitchenMain3.78 × 3.53 m

centre island · pot lights · w/o to patio

Bedroom 2Second5.04 × 3.40 m

parquet · closet organizers · bay window

Living RoomMain5.30 × 3.31 m

hardwood floor · pot lights · bay window

Dining RoomMain4.75 × 3.79 m

hardwood floor · pot lights · window

Moe’s TakeTeam Asgarian · Broker
In line
$999Kest. value

Listed at $999,900, this home is right in line with comparable homes. The number above is my independent estimate of value, not the asking price.

Based on 7 similar homes nearby, adjusted for size, beds, and baths.Median of 7 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.32M, higher than the comparables and worth a second look.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $996K
  • Bedrooms +$30K
  • Adjusts to $1.03M

That comparable adjusts to $1.03M; the $999K estimate above is the median of all 7 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

Its public catchment (Dr Norman Bethune Collegiate Institute) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

On location, this is a very walkable address with everyday errands close by. Birchmount Rd at Walkway to Ambercroft Blvd is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$987KGreat deal$1.19MOverpriced

Total price vs nearby homes. Fair value about $999K, median of 7 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Finished basement: added living space, worth checking ceiling height and that the work was permitted.
  • Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements.
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
  • Corner lot: more light and frontage, sometimes at the cost of privacy.
  • Value driver
  • Weigh carefully
Comparable listingsCurrently listed nearby · asking prices
$954kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

554 Mclevin Avenue$798k39 Madron Crescent$965k95 Cinrickbar Drive$1.10M

The 3 closest active listings nearby.

See all comparable homes
1000kThis home798k965k1.10MThis home vs active comparables
Live market pulseActive comparables in Steeles · median list $1.20M
$571this home / sqft
7active listings nearby

This home lists 7% below the area average of $614/sqft.

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Steeles, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

73/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Birchmount Rd at Walkway to Ambercroft Blvd, about 70 m away

20+ transit stops4 grocery20+ dining17 parks16 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Wexford-Maryvale
$865K
Cliffcrest
$1.51M
Bedford Park-Nortown
$2.90M
Lawrence Park South
$2.14M
High Park-Swansea
$4.99M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Terry Fox Public School
80%
Terry Fox Public SchoolPublic · Elementary · 0.4 km awayAbove the GTA average · 80% meet the provincial standard

Affordability & Mortgage

Affordability
$4,557/mo
$196KIncome needed
5.1×Price ÷ income
$1,052Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

89%mortgage
Mortgage $4,557Property tax $574Total carry $5,131

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,269per month

Mortgage amount $799,920 · 4.14% over 25 years

$199,980Down payment (20.0%)
$799,920Loan before insurance
$0CMHC premium
$4,843Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,269
Property tax
$574
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,843

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$16,473
Toronto municipal land transfer tax
$16,473
Estimated closing costs
$32,946

Plus your down payment of $199,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$5,185/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$480,681Total interest paid
$1,280,601Total of all payments
Principal $799,920 Interest $480,681
YearPrincipalInterestBalance
1$18,739$32,485$781,181
2$19,523$31,701$761,657
3$20,340$30,884$741,318
4$21,191$30,033$720,127
5$22,077$29,147$698,050
6$23,000$28,224$675,050
7$23,963$27,262$651,087
8$24,965$26,259$626,122
9$26,009$25,215$600,113
10$27,097$24,127$573,016
11$28,230$22,994$544,786
12$29,411$21,813$515,375
13$30,641$20,583$484,733
14$31,923$19,301$452,810
15$33,258$17,966$419,551
16$34,650$16,574$384,902
17$36,099$15,125$348,803
18$37,609$13,615$311,194
19$39,182$12,042$272,012
20$40,821$10,403$231,191
21$42,528$8,696$188,663
22$44,307$6,917$144,355
23$46,161$5,063$98,195
24$48,091$3,133$50,103
25$50,103$1,121$0

At the end of your 5-year term

Total paid over the term
$256,120
Principal paid down
$101,870
Interest paid
$154,250
Balance remaining
$698,050

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,150/mo
$37,800Gross annual rent
2.5%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.8%
Gross yield
− Property tax $6,890− Insurance $1,400− Vacancy & upkeep $4,158Net operating income $25,352

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX ROUGE RIVER REALTY LTD.. MLS®/PropTx.

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