12 Goldring Drive, Whitby, ON
Lynde Creek, Whitby · MLS® E13576202
About this home
Lynde Creek ... One of West Whitby's Finest Addresses ! This was their First ... and now it can be Yours ! Forty-One Years Ago this Family's Story started, and now the Opportunity is Yours to Start Your Own. The Home Boasts Four Car Parking Plus a Garage and is situated in a Mature Neighbourhood with Tree Lined Streets, Many Parks & Walking Trails, and is close to Highly Rated Schools, a Style of Living not Found in a Townhome. This Fully Featured Home Boasts Many Tasteful Upgrades and Updates Over the Years. Three Bright Bedrooms and a Convenient Upper Floor Laundry, Plus a Chic Semi-Ensuite Bath Featuring a Soaker Tub, Large Vanity & Modern Glass Shower. Step Inside the Spacious Foyer and You're Invited into the Main Floor Family Room with a Fireplace & Double Door Walkout to the Deck & Private Child/Pet Friendly Fully Fenced Backyard. Appreciate the Chef Style Galley Kitchen with Shaker Cabinets, Pot & Pan Drawers, Lazy Susan, a Suite of Stainless Steel Appliances, Quartz Countertops and Under Cabinet Lighting and a Prep Desk. The Formal Living Room with French Doors Invites Quiet Conversations after Dinner in the Dining Room. The Carpet Free Rooms and Ceramic Floors throughout make for easy care maintenance. Come for a Visit, this might be Your New Home. Click on the Virtual Tour Button. Updates Include: Shingles, Furnace, AC, Driveway Repaved, Clothes Washer & Dryer, Windows, Garage Door, Kitchen, Bathrooms
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- E13576202
- Bedrooms
- 3
- Bathrooms
- 2 (1 half)
- Size
- 1100-1500
- Lot
- 30.32 × 118.73 ft
- Cross streets
- Rossland Rd W/McQuay Blvd
- Parking
- 1 garage · 5 parking (attached)
- Driveway
- Private Double
- Basement
- Full
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $5,275 / 2025
- Listing brokerage
- RE/MAX Rouge River Realty Ltd.
Rooms
picture window · hardwood floor
w/o to deck · overlooks backyard · fireplace
large window · hardwood floor
large window · combined w/living
picture window · french doors · combined w/dining
large window · hardwood floor
picture window · undermount sink · pantry
Listed at $725,000, this home is about 18% above what comparable homes suggest. The number above is my independent estimate of value, not the asking price.
Priced above comparable homes overall, but the price per square foot ($558/sqft) is in line with the area, so you are paying for extra space rather than a premium.
There were not many closely comparable homes right in Lynde Creek, so I widened the search to the surrounding area.
Based on 6 similar homes nearby, adjusted for size, beds, and baths.Median of 6 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $703K, a bit higher.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $600K
- Adjusts to $600K
That comparable adjusts to $600K; the $616K estimate above is the median of all 6 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. McQuay Eastbound @ Muir is about a 1-minute walk away.
Total price vs nearby homes. Fair value about $616K, median of 6 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
- Value driver
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 3 closest active listings nearby.
See all comparable homesThis home lists 2% above the area average of $547/sqft.
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Lynde Creek, Whitby, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Somewhat WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Some errands on foot, but most trips need a car.
🚉 Nearest transit: McQuay Eastbound @ Muir, about 96 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Whitby.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $580,000 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $3,095
- Property tax
- $440
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $3,535
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $10,975
- Estimated closing costs
- $10,975
Plus your down payment of $145,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $185,706
- Principal paid down
- $73,863
- Interest paid
- $111,843
- Balance remaining
- $506,137
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX Rouge River Realty Ltd.. MLS®/PropTx.