103 Guthrie Crescent, Whitby, ON
Lynde Creek, Whitby · MLS® E13576880
About this home
Welcome to 103 Guthrie Crescent, Whitby! This beautifully maintained 3 bedroom, 2-bathrooms semi-detached home offers approximately 1,138 sq. ft. above grade and a functional layout designed for comfortable family living. The home features an upgraded kitchen, renovated washrooms, and bright, sun-filled living spaces that create a warm and inviting atmosphere throughout. The finished walk-out basement adds valuable living space makes it ideal for extended family, guests, a home office, or recreation area. Outside, enjoy a fully fenced backyard, perfect for children and outdoor entertaining. Just steps to Col. J.E. Farewell Public School, this home offers exceptional convenience for growing families. Enjoy easy access to major highways including Highway 401, Highway 407, and Highway 412, as well as Thermea Spa Village Whitby and the GO Transit network for effortless commuting. Combining thoughtful updates, functional living space, and an unbeatable location, 103 Guthrie Crescent is a fantastic place to call "YOUR HOME".
Key facts
- Property type
- Semi-Detached, 2-Storey
- MLS®
- E13576880
- Bedrooms
- 3
- Bathrooms
- 2
- Size
- 1100-1500
- Lot
- 32.53 × 120.12 ft
- Cross streets
- Rossland & Mcquay
- Parking
- 3 parking
- Driveway
- Private
- Basement
- Finished, Separate Entrance
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick, Vinyl Siding
- Foundation
- Concrete
- Roof
- Shingles
- Sewer
- Sewer
- Property tax
- $4,756 / 2025
- Listing brokerage
- RE/MAX EXPERTS
Listing history
- Jul 2, 2026Listed$679,888
- Jul 2, 2026Listed$3,000
Price and status history from the listing board. Deemed reliable but not guaranteed.
Listed at $709,999, this home is about 6% above what comparable homes suggest. The number above is my independent estimate of value, not the asking price.
Priced above comparable homes overall, but the price per square foot ($546/sqft) is in line with the area, so you are paying for extra space rather than a premium.
There were not many closely comparable homes right in Lynde Creek, so I widened the search to the surrounding area.
Based on 6 similar homes nearby, adjusted for size, beds, and baths.Median of 6 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $704K, a close match.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $700K
- Bathrooms −$15K
- Adjusts to $685K
That comparable adjusts to $685K; the $673K estimate above is the median of all 6 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. McQuay Southbound @ Bonacord is about a 5-minute walk away.
Total price vs nearby homes. Fair value about $673K, median of 6 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Walk-out basement: natural light and strong in-law or income potential.
- Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
- Income potential
- Value driver
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 3 closest active listings nearby.
See all comparable homesThis home lists 4% below the area average of $566/sqft.
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Lynde Creek, Whitby, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Many errands can be done on foot; a car still helps.
🚉 Nearest transit: McQuay Southbound @ Bonacord, about 406 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Whitby.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $567,999 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $3,031
- Property tax
- $396
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $3,427
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $10,675
- Estimated closing costs
- $10,675
Plus your down payment of $142,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $181,863
- Principal paid down
- $72,335
- Interest paid
- $109,528
- Balance remaining
- $495,664
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX EXPERTS. MLS®/PropTx.