Main-86 Church Street, Ajax, ON
Central West, Ajax · MLS® E13578688
About this home
Secure a spacious detached home in one of Ajax's most convenient neighbourhoods. Featuring a highly functional layout, bright and inviting living spaces, and exceptionally large bedrooms, this home offers plenty of room for families or professionals seeking comfort and flexibility. Enjoy the large covered front porch, perfect for relaxing with a morning coffee or unwinding at the end of the day. Conveniently located close to schools, parks, shopping, restaurants, public transit, and Highway 401, you'll have easy access to everyday amenities and commuting routes. Water is included in the rent, and the property is available for immediate occupancy. Unit zoning allows for live + work, personal services or office work.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- E13578688
- Bedrooms
- 2
- Bathrooms
- 2 (2 half)
- Size
- 1100-1500
- Cross streets
- Church St S & Kingston Rd
- Parking
- 2 parking
- Driveway
- Private
- Basement
- Unfinished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Board & Batten , Brick
- Foundation
- Concrete
- Roof
- Unknown
- Sewer
- Sewer
- Listing brokerage
- CPPI REALTY INC.
Heads up: the asking price here sits well above what comparable listings suggest. That can point to premium finishes, a bigger lot, or simply an ambitious ask, so it is worth a close look before you offer. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent leases and give you a straight answer on what it will really take.
Ask Moe if this price is fairWhat the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
- Value driver
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 3 closest active listings nearby.
See all comparable homesNot enough sq ft data to place this home on the area price curve.
Neighbourhood & location
Central West, Ajax, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Most daily errands can be done on foot.
🚉 Nearest transit: Eastbound @ 625 Kingston, about 404 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Ajax.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $1,719 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $9
- Property tax
- $1
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $11
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $11
- Estimated closing costs
- $11
Plus your down payment of $430. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $550
- Principal paid down
- $219
- Interest paid
- $332
- Balance remaining
- $1,500
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CPPI REALTY INC.. MLS®/PropTx.