Lower-185 Silver Birch Avenue, Toronto, ON
The Beaches, Toronto · MLS® E13581610
About this home
Welcome to this beautifully 1-bedroom, 1-bathroom lower suite, just a short walk to the beach! Offering the perfect blend of style, comfort, and convenience, this bright and inviting home features 8-foot ceilings, hardwood flooring, and above-grade windows that fill the space with natural light.The thoughtfully designed kitchen is equipped with Whirlpool appliances, a Bosch dishwasher, and a stunning live-edge wood breakfast bar-perfect for casual dining and entertaining. The open-concept living room is enhanced with modern pot lights, creating a warm and inviting atmosphere. Storage is abundant with three oversized hallway closets. Enjoy the privacy of your own separate entrance, with window coverings included for added convenience.Step outside to a beautifully landscaped shared garden oasis, complete with a tranquil pond, mature gardens, and a peaceful seating area-an ideal place to enjoy your morning coffee or unwind after a day at the beach. Additional features include covered bike storage, extra storage area, on-street parking, and seasonal outdoor maintenance, shared laundry (Washer free, dryer $1.25 per load), Ideally located in a sought-after neighbourhood, you'll love being within walking distance to the beach, as well as nearby parks, cafés, restaurants, shopping, and public transit. This charming home offers the perfect opportunity to enjoy relaxed beachside living with all the conveniences of city life.
Key facts
- Property type
- Other, Apartment
- MLS®
- E13581610
- Bedrooms
- 1
- Bathrooms
- 1
- Size
- 700-1100
- Cross streets
- Silver Birch/Pine Ave
- Parking
- 0 parking
- Driveway
- Mutual
- Basement
- None
- Heating
- Baseboard
- A/C
- Window Unit(s)
- Exterior
- Brick
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Days on market
- 3
- Listing brokerage
- ROYAL LEPAGE SIGNATURE CONNECT.CA REALTY
Rooms
ceramic floor · above grade window · closet
4 pc bath · above grade window · ceramic floor
hardwood floor · combined w/dining · above grade window
ceramic floor · breakfast bar · above grade window
hardwood floor · combined w/living · above grade window
Listed at $1,950/mo, this rental is within the range of comparable rentals, on the lower side. The number above is my independent estimate of value, not the asking price.
In The Beaches lately, landlords have been getting about 99% of asking and homes lease in about 28 days.
Based on 49 similar rentals that recently leased nearby, adjusted for size, beds, and baths.Median of 49 recently leased comparable homes — actual closing prices, not asks — adjusted for size, beds, and baths.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, leased for $2,700/mo
- Bedrooms −$150/mo
- Adjusts to $2,550/mo
That comparable adjusts to $2,550/mo; the $2,484/mo estimate above is the median of all 49 comparables, which is steadier than any single home.This estimate is grounded in actual lease prices from the last 15 months, not asking prices. Condition, finishes, and exact inclusions are still my in-person call.
On schools, this address is zoned for Balmy Beach Community School, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.
Total price vs nearby homes. Fair value about $2,484/mo, median of 49 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant. Income potential
- Open-concept layout: modern, sought-after flow. Lifestyle
- Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
- Sold as-is / needs work: budget for renovation, the price should reflect the condition. Weigh carefully
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest of 8 active listings nearby.
See all comparable homesOn the market now.
View comparable listingsNot enough sq ft data to place this home on the area price curve.
Neighbourhood & location
The Beaches, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 23, 2026); conventional rates run a little higher.
Mortgage amount $1,560 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $8
- Property tax
- $1
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $10
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $10
- Toronto municipal land transfer tax
- $10
- Estimated closing costs
- $20
Plus your down payment of $390. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $499
- Principal paid down
- $199
- Interest paid
- $301
- Balance remaining
- $1,361
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE SIGNATURE CONNECT.CA REALTY. MLS®/PropTx.