287 Kennedy Road, Toronto, ON

Birchcliffe-Cliffside, Toronto · MLS® E13584606

$1,899,999
For Sale
Listed 1 day ago
7Bedrooms
5Bathrooms
2Garage · 4 parking
3000-3500Sq Ft
11 schools20+ transit stops14 parks20+ restaurantswithin 1.5 km

About this home

Welcome to 287 Kennedy Road, an exceptional custom-built two-storey residence offering approximately 3,250 sq. ft. of sophisticated living space in one of Scarborough's most established and desirable neighbourhoods. Thoughtfully designed with quality craftsmanship and timeless elegance, this impressive home features 5+2 generously sized bedrooms and 4+1bathrooms, complemented by 9-foot ceilings on the main level and 8-foot ceilings on the second floor and basement, creating an atmosphere of grandeur, natural light, and refined comfort. Designed for both luxurious family living and elegant entertaining, the main level showcases expansive formal living and family rooms, a dedicated private office, and a beautifully appointed kitchen that seamlessly blends style with everyday functionality. The legal two-bedroom basement apartment, complete with a separate entrance, offers exceptional flexibility for multi-generational living, guest accommodations, or valuable rental income potential. The stately brick exterior, professionally designed curb appeal, generous backyard, attached garage, and spacious driveway further enhance this remarkable property. Ideally situated near Kennedy Road and Danforth Road, the home enjoys convenient access to highly regarded schools, parks, shopping, public transit, major highways, and a wide array of everyday amenities. Combining generous proportions, quality construction, and outstanding versatility, this exceptional residence presents a rare opportunity to own a distinguished family home in a prime Scarborough location. Experience the perfect balance of luxury, comfort, and convenience at 287Kennedy Road.

Key facts

Property type
Detached, 2-Storey
MLS®
E13584606
Bedrooms
7 (5 + 2)
Bathrooms
5
Size
3000-3500
Lot
40 × 125 ft
Cross streets
Kennedy Rd & Danforth Rd
Parking
2 garage · 4 parking (built-in)
Driveway
Available
Basement
Apartment, Separate Entrance
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Stone
Foundation
Concrete
Roof
Shingles
Sewer
Sewer
Property tax
$9,117 / 2026
Days on market
1
Listing brokerage
CENTURY 21 HERITAGE GROUP LTD.

Rooms

KitchenMain4.76 × 5.14 m

tile floor · modern kitchen

OfficeMain4.29 × 2.65 m

hardwood floor · window

RecreationBasement4.59 × 10.00 m

laminate · pot lights

Bedroom 2Basement4.19 × 2.89 m

laminate · window

KitchenBasement4.08 × 4.93 m

Tile Floor

Bedroom 4Second3.99 × 5.19 m

Hardwood Floor

Dining RoomMain4.77 × 3.26 m

hardwood floor · combined w/living

Bedroom 3Second4.10 × 5.18 m

hardwood floor · balcony

Primary BedroomSecond4.78 × 4.84 m

hardwood floor · large closet · 5 pc ensuite

Primary BedroomBasement4.21 × 3.10 m

laminate · window

Bedroom 2Second4.85 × 3.85 m

4 Pc Ensuite

Living RoomMain4.95 × 6.67 m

hardwood floor · combined w/dining · pot lights

Family RoomMain4.31 × 4.55 m

hardwood floor · pot lights

Moe’s TakeTeam Asgarian · Broker
Below comparables
$2.16Mest. value

Listed at $1,899,999, this home is about 12% below comparable homes, worth a close look. The number above is my independent estimate of value, not the asking price.

In Birchcliffe-Cliffside lately, sellers have been getting about 94% of asking and homes sell in about 19 days. Prices are down 28% versus a year ago.

There were not many closely comparable homes right in Birchcliffe-Cliffside, so I widened the search to the surrounding area.

Based on 66 similar homes that recently sold nearby, adjusted for size, beds, and baths.Median of 66 recently sold comparable homes — actual closing prices, not asks — adjusted for size, beds, and baths. The city (MPAC) assessment points to about $2.05M, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, sold for $1.75M
  • Bedrooms +$30K
  • Adjusts to $1.78M

That comparable adjusts to $1.78M; the $2.16M estimate above is the median of all 66 comparables, which is steadier than any single home.This estimate is grounded in actual closing prices from the last 15 months, not asking prices. Lot, condition, and finishes are still my in-person call.

The assigned public school is Birch Cliff Heights Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. Kennedy Rd at Mewburn Ave is about a 1-minute walk away.

List price
$1.90MGreat deal$2.40MOverpriced

Total price vs nearby homes. Fair value about $2.16M, median of 66 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant.
  • Income potential
Comparable listingsCurrently listed nearby · asking prices
$1.94Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

3022 Bayview Avenue$1.90M103 Aylesworth Avenue$1.80M36 Abitibi Avenue$2.37M46 Winlock Park$1.70M

The 4 closest active listings nearby.

See all comparable homes
1.90MThis home1.90M1.80M2.37M1.70MThis home vs active comparables
Live market pulseActive comparables in Birchcliffe-Cliffside · median list $1.80M
$585this home / sqft
5active listings nearby
1days on market
14sold nearby · 90 days
$1.05Mmedian sold price
94%of asking, on average
28%vs a year ago

This home lists 21% below the area average of $739/sqft.

0 days faster than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Birchcliffe-Cliffside, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

47/ 100

WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Many errands can be done on foot; a car still helps.

🚉 Nearest transit: Kennedy Rd at Mewburn Ave, about 90 m away

20+ transit stops4 grocery20+ dining14 parks3 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

East York
$925K
West Hill
$769K
Bayview Village
$1.93M
Bedford Park-Nortown
$3.76M
Willowdale East
$1.99M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Birch Cliff Heights Public School
59%
Birch Cliff Heights Public SchoolPublic · Elementary · 0.8 km awayBelow the GTA average · 59% meet the provincial standard

Affordability & Mortgage

Affordability
$8,660/mo
$357KIncome needed
5.3×Price ÷ income
$1,998Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $8,660Property tax $760Total carry $9,419

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 22, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$8,111per month

Mortgage amount $1,519,999 · 4.14% over 25 years

$380,000Down payment (20.0%)
$1,519,999Loan before insurance
$0CMHC premium
$8,871Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$8,111
Property tax
$760
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$8,871

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$34,475
Toronto municipal land transfer tax
$34,475
Estimated closing costs
$68,950

Plus your down payment of $380,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$9,852/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$913,385Total interest paid
$2,433,384Total of all payments
Principal $1,519,999 Interest $913,385
YearPrincipalInterestBalance
1$35,608$61,727$1,484,391
2$37,098$60,238$1,447,293
3$38,650$58,686$1,408,644
4$40,266$57,069$1,368,377
5$41,950$55,385$1,326,427
6$43,705$53,630$1,282,722
7$45,533$51,802$1,237,188
8$47,438$49,897$1,189,751
9$49,422$47,913$1,140,328
10$51,489$45,846$1,088,839
11$53,643$43,692$1,035,196
12$55,887$41,448$979,309
13$58,225$39,111$921,084
14$60,660$36,675$860,424
15$63,197$34,138$797,227
16$65,841$31,495$731,386
17$68,595$28,741$662,791
18$71,464$25,871$591,327
19$74,453$22,882$516,874
20$77,568$19,768$439,307
21$80,812$16,523$358,495
22$84,192$13,143$274,302
23$87,714$9,621$186,588
24$91,383$5,952$95,205
25$95,205$2,130$0

At the end of your 5-year term

Total paid over the term
$486,677
Principal paid down
$193,572
Interest paid
$293,105
Balance remaining
$1,326,427

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$6,300/mo
$75,600Gross annual rent
3.0%Est. cap rate

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.0%
Gross yield
− Property tax $9,117− Insurance $1,400− Vacancy & upkeep $8,316Net operating income $56,767

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CENTURY 21 HERITAGE GROUP LTD.. MLS®/PropTx.

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