523-238 Bonis Avenue, Toronto, ON

Tam O'Shanter-Sullivan, Toronto · MLS® E13587748

$379,880
For Sale
Listed 2 days ago
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1Bedrooms
1Bathrooms
1Garage
500-599Sq Ft

About this home

Welcome to 238 Bonis Ave #523, a bright and well maintained 1 bedroom condo in the highly sought after Tam O'Shanter Sullivan neighbourhood of Scarborough. Offering 555 sq ft (MPAC) of thoughtfully designed living space, this suite is ideal for first time buyers, downsizers, or investors seeking exceptional value in a well connected community. Enjoy a functional layout with a spacious bedroom, a full 4 piece bathroom, and comfortable open concept living and dining areas. The unit includes 1 owned parking space and 1 locker, adding valuable convenience and storage. Maintenance fees include heat, water, air conditioning, and parking, making ownership both simple and cost effective. Residents enjoy an impressive selection of amenities including a private security gate, indoor swimming pool, exercise room, sauna, visitor parking, and bike storage. Ideally located near Kennedy Rd and Sheppard Ave E, with easy access to TTC transit, Highway 401, schools, places of worship, shopping, restaurants, and everyday amenities. Outdoor enthusiasts will appreciate being just minutes from Tam O'Shanter Golf Course, parks, and walking trails. A fantastic opportunity to own in one of Scarborough's most established and convenient condominium communities. Some photos in this listing have been virtually staged to illustrate the potential use of the space. Original unedited photos are also provided in the gallery.

Key facts

Property type
Condo Apartment, Apartment
MLS®
E13587748
Bedrooms
1
Bathrooms
1
Size
500-599
Cross streets
Kennedy Rd and Sheppard Ave E
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$490/mo
Exposure
North
Property tax
$1,802 / 2025
Days on market
2
Listing brokerage
RE/MAX ROUGE RIVER REALTY LTD.

Rooms

BathroomMain3.06 × 1.46 m

4 Pc Bath

BedroomMain3.37 × 3.06 m

B/I Closet

Living RoomMain4.87 × 2.87 m

North View

KitchenMain2.51 × 2.17 m

Stainless Steel Appl

Moe’s TakeTeam Asgarian · Broker
In line
$391Kest. value

Listed at $379,880, this home is right in line with comparable homes. The number above is my independent estimate of value, not the asking price.

In Tam O'Shanter-Sullivan lately, sellers have been getting about 97% of asking and homes sell in about 42 days.

Based on 38 similar homes that recently sold nearby, adjusted for size, beds, and baths.Median of 38 recently sold comparable homes — actual closing prices, not asks — adjusted for size, beds, and baths. The city (MPAC) assessment points to about $365K, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, sold for $430K
  • Bedrooms −$15K
  • Adjusts to $415K

That comparable adjusts to $415K; the $391K estimate above is the median of all 38 comparables, which is steadier than any single home.This estimate is grounded in actual closing prices from the last 15 months, not asking prices. Lot, condition, and finishes are still my in-person call.

The assigned public school is Stephen Leacock Collegiate Institute. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

List price
$365KGreat deal$415KOverpriced

Total price vs nearby homes. Fair value about $391K, median of 38 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
  • Open-concept layout: modern, sought-after flow. Lifestyle
Comparable listingsCurrently listed nearby in Tam O'Shanter-Sullivan · asking prices
$338kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

201-3421 Sheppard Avenue$350k201-40 Bay Mills Boulevard$340k510-115 Bonis Avenue$325k

The 3 closest active listings nearby.

See all comparable homes
380kThis home350k340k325kThis home vs active comparables
Live market pulseActive comparables in Tam O'Shanter-Sullivan · median list $490K
$691this home / sqft
13active listings nearby
2days on market
91sold nearby · 90 days
$489Kmedian sold price
97%of asking, on average

This home lists 1% above the area average of $686/sqft.

1 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Tam O'Shanter-Sullivan, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Henry Farm
$580K
Banbury-Don Mills
$649K
Willowdale East
$544K
Mount Pleasant West
$819K
The Beaches
$799K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Tam O'Shanter Junior Public School
56%
Tam O'Shanter Junior Public SchoolPublic · Elementary · 0.6 km awayBelow the GTA average · 56% meet the provincial standard
John Buchan Senior Public SchoolEQAO results not published

Affordability & Mortgage

Affordability
$1,731/mo
$83KIncome needed
4.5×Price ÷ income
$400Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

73%mortgage
Mortgage $1,731Property tax $150Condo fee $490Total carry $2,372

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 23, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$1,622per month

Mortgage amount $303,904 · 4.14% over 25 years

$75,976Down payment (20.0%)
$303,904Loan before insurance
$0CMHC premium
$2,262Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$1,622
Property tax
$150
Condo / maintenance fees
$490
Heating
$0
Estimated monthly cost
$2,262

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$4,173
Toronto municipal land transfer tax
$4,173
Estimated closing costs
$8,346

Plus your down payment of $75,976. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$1,970/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$182,619Total interest paid
$486,523Total of all payments
Principal $303,904 Interest $182,619
YearPrincipalInterestBalance
1$7,119$12,342$296,785
2$7,417$12,044$289,367
3$7,727$11,733$281,640
4$8,051$11,410$273,589
5$8,387$11,073$265,202
6$8,738$10,723$256,463
7$9,104$10,357$247,360
8$9,485$9,976$237,875
9$9,881$9,580$227,994
10$10,295$9,166$217,699
11$10,725$8,736$206,974
12$11,174$8,287$195,800
13$11,641$7,820$184,159
14$12,128$7,333$172,031
15$12,635$6,825$159,395
16$13,164$6,297$146,231
17$13,715$5,746$132,516
18$14,288$5,173$118,228
19$14,886$4,575$103,342
20$15,509$3,952$87,834
21$16,157$3,304$71,676
22$16,833$2,628$54,843
23$17,537$1,924$37,306
24$18,271$1,190$19,035
25$19,035$426$0

At the end of your 5-year term

Total paid over the term
$97,305
Principal paid down
$38,702
Interest paid
$58,602
Balance remaining
$265,202

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$1,700/mo
$20,400Gross annual rent
2.6%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

5.4%
Gross yield
− Property tax $1,802− Condo fees $5,880− Insurance $600− Vacancy & upkeep $2,244Net operating income $9,874

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX ROUGE RIVER REALTY LTD.. MLS®/PropTx.

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