1004-3260 Sheppard Avenue, Toronto, ON

Tam O'Shanter-Sullivan, Toronto · MLS® E13589262

$549,000
For Sale
Listed 1 day ago
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2Bedrooms
2Bathrooms
1Garage
900-999Sq Ft

About this home

Beautiful brand new Two-Bedroom unit built by Pinnacle East in Toronto (Warden & Sheppard). Modern Concept with East-facing views. Primary Bedroom features a Walk-In closet and Bathroom features a 3-piece. Kitchen includes Stainless Steel Appliances, Quartz Countertops, and ample cabinet space. 9ft Ceilings with 1 Parking and 1 Locker. Easy Access to transit, minutes to HWY 401 and 404, Fairview Mall and Shopping Centers. Amazing Amenities including an Outdoor Pool, Fitness Centre, Yoga Studio, Rooftop BBQ, and more! Perfect for 1st time Buyers, Investors or others seeking an urban lifestyle.

Key facts

Property type
Condo Apartment, Apartment
MLS®
E13589262
Bedrooms
2
Bathrooms
2
Size
900-999
Cross streets
Warden Ave & Sheppard Ave E
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Concrete
Maintenance
$665/mo
Exposure
North East
Days on market
1
Listing brokerage
ROSEMOUNT REALTY AND ASSOCIATES LTD.

Rooms

Dining RoomMain5.56 × 3.50 m

combined w/living · laminate · open concept

Living RoomMain5.56 × 3.50 m

combined w/dining · laminate · open concept

Bedroom 2Main3.50 × 3.00 m

large closet · laminate

BedroomMain4.00 × 3.50 m

walk-in closet(s) · laminate

KitchenMain5.56 × 3.50 m

laminate · stainless steel appl

Moe’s TakeTeam Asgarian · Broker
In line
$524Kest. value

Listed at $549,000, this home is right in line with comparable homes. The number above is my independent estimate of value, not the asking price.

In Tam O'Shanter-Sullivan lately, sellers have been getting about 97% of asking and homes sell in about 35 days.

Based on 68 similar homes that recently sold nearby, adjusted for size, beds, and baths.Median of 68 recently sold comparable homes — actual closing prices, not asks — adjusted for size, beds, and baths.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, sold for $380K
  • Bathrooms +$8K
  • Adjusts to $388K

That comparable adjusts to $388K; the $524K estimate above is the median of all 68 comparables, which is steadier than any single home.This estimate is grounded in actual closing prices from the last 15 months, not asking prices. Lot, condition, and finishes are still my in-person call.

Its public catchment (Bridlewood Junior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

List price
$443KGreat deal$571KOverpriced

Total price vs nearby homes. Fair value about $524K, median of 68 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
  • Primary suite: a key comfort and resale feature. Lifestyle
Comparable listingsCurrently listed nearby in Tam O'Shanter-Sullivan · asking prices
$575kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

2207-3260 Sheppard Avenue$549k1915-238 Bonis Avenue$519k2010-185 Bonis Avenue$499k1310-3220 Sheppard Avenue$639k318-3220 Sheppard Avenue$668k

The 5 closest of 8 active listings nearby.

See all comparable homes
549kThis home549k519k499k639k668kThis home vs active comparables
Live market pulseActive comparables in Tam O'Shanter-Sullivan · median list $615K
$578this home / sqft
21active listings nearby
1days on market
99sold nearby · 90 days
$465Kmedian sold price
97%of asking, on average

This home lists 13% below the area average of $666/sqft.

0 days faster than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Tam O'Shanter-Sullivan, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Henry Farm
$580K
Banbury-Don Mills
$649K
Willowdale East
$544K
Mount Pleasant West
$819K
The Beaches
$799K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Bridlewood Junior Public School
83%
Bridlewood Junior Public SchoolPublic · Elementary · 0.4 km awayHigher-rated than most nearby · 83% meet the provincial standard
J B Tyrrell Senior Public SchoolEQAO results not published

Affordability & Mortgage

Affordability
$2,502/mo
$123KIncome needed
4.5×Price ÷ income
$577Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

71%mortgage
Mortgage $2,502Property tax $343Condo fee $665Total carry $3,511

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 23, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,344per month

Mortgage amount $439,200 · 4.14% over 25 years

$109,800Down payment (20.0%)
$439,200Loan before insurance
$0CMHC premium
$3,352Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,344
Property tax
$343
Condo / maintenance fees
$665
Heating
$0
Estimated monthly cost
$3,352

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$7,455
Toronto municipal land transfer tax
$7,455
Estimated closing costs
$14,910

Plus your down payment of $109,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$2,847/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$263,920Total interest paid
$703,120Total of all payments
Principal $439,200 Interest $263,920
YearPrincipalInterestBalance
1$10,289$17,836$428,911
2$10,719$17,405$418,192
3$11,168$16,957$407,024
4$11,635$16,490$395,389
5$12,121$16,003$383,268
6$12,629$15,496$370,639
7$13,157$14,968$357,483
8$13,707$14,418$343,775
9$14,280$13,844$329,495
10$14,878$13,247$314,617
11$15,500$12,625$299,117
12$16,148$11,976$282,969
13$16,824$11,301$266,145
14$17,528$10,597$248,618
15$18,261$9,864$230,357
16$19,025$9,100$211,332
17$19,820$8,305$191,512
18$20,649$7,475$170,863
19$21,513$6,612$149,349
20$22,413$5,712$126,937
21$23,350$4,774$103,586
22$24,327$3,798$79,259
23$25,345$2,780$53,914
24$26,405$1,720$27,509
25$27,509$615$0

At the end of your 5-year term

Total paid over the term
$140,624
Principal paid down
$55,932
Interest paid
$84,692
Balance remaining
$383,268

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,050/mo
$36,600Gross annual rent
3.7%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

6.7%
Gross yield
− Property tax $3,843− Condo fees $7,985− Insurance $600− Vacancy & upkeep $4,026Net operating income $20,146

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROSEMOUNT REALTY AND ASSOCIATES LTD.. MLS®/PropTx.

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