39 Saddleback Court, Toronto, ON

Rouge E11, Toronto · MLS® E13589360

$999,989
For Sale
Listed 1 day ago
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5Bedrooms
4Bathrooms
2Garage · 4 parking
2000-2500Sq Ft

About this home

Tucked onto a quiet, family-friendly court in one of Scarborough's most established Rouge neighbourhoods, 39 Saddleback Court is a solid all-brick detached two-storey that's been lovingly maintained and thoughtfully updated with the bonus of a separate-entrance basement apartment for extended family or income potential. An inviting foyer welcomes you with a double closet, a built-in display niche, and a striking curved oak staircase crowned by a modern chrome cascade chandelier. Gleaming hardwood runs through the principal rooms, where crown moulding on nearly every wall and pot lights throughout gives the combined living and dining rooms a warm, elegant feel, complete with a sunlit bay-window sitting nook. The heart of the home is the updated eat-in kitchen: white cabinetry, granite counters, glass mosaic backsplash, and stainless appliances. Two separate sliding patio doors - one off the kitchen, one off the cozy family room with its stone electric fireplace - walk out to an oversized deck overlooking a private, fully fenced backyard framed by mature trees. Upstairs, four spacious bedrooms all feature hardwood, including a primary retreat with a double closet, his-and-hers closets, and a 3-piece ensuite. A versatile open loft overlooks the foyer below, perfect as a children's reading nook, home office, or lounge. Downstairs, the separate-entrance basement apartment offers open-concept living and a bedroom, ideal for an in-law suite or guests. Outside, mature trees, interlocked side and front walkways, and a large deck deliver privacy and curb appeal. All on a child-safe court, steps to top-rated schools and parks, with quick access to Highway 401.

Key facts

Property type
Detached, 2-Storey
MLS®
E13589360
Bedrooms
5 (4 + 1)
Bathrooms
4 (1 half)
Size
2000-2500
Lot
38.33 × 105.96 ft
Cross streets
Meadowvale Rd & Dean Park Rd
Parking
2 garage · 4 parking (attached)
Driveway
Private
Basement
Apartment, Finished, Separate Entrance
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Poured Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$4,566 / 2026
Days on market
1
Listing brokerage
ROYAL LEPAGE IGNITE REALTY

Rooms

Bedroom 2Second3.33 × 3.02 m

hardwood floor · window · closet

Bedroom 3Second3.32 × 3.01 m

hardwood floor · window · closet

BreakfastGround4.30 × 3.32 m

tile floor · w/o to deck · combined w/kitchen

Family RoomGround4.90 × 3.28 m

hardwood floor · w/o to deck · electric fireplace

LoftSecond4.67 × 1.52 m

hardwood floor · window · open stairs

Dining RoomBasement10.44 × 3.88 m

laminate · pot lights · combined w/kitchen

LaundryGround1.91 × 1.91 m

tile floor · laundry sink · window

Living RoomBasement10.44 × 3.88 m

laminate · pot lights · combined w/dining

KitchenBasement10.44 × 3.88 m

laminate · pot lights · combined w/living

Bedroom 5Basement4.22 × 3.18 m

laminate · closet · combined w/br

KitchenGround4.30 × 3.32 m

tile floor · granite counters · double sink

Dining RoomGround3.60 × 3.25 m

hardwood floor · window · pot lights

BedroomBasement3.99 × 1.94 m

laminate · window · combined w/br

Primary BedroomSecond4.66 × 3.62 m

hardwood floor · his and hers closets · 3 pc ensuite

Living RoomGround5.50 × 3.33 m

hardwood floor · bay window · pot lights

Bedroom 4Second3.32 × 3.06 m

hardwood floor · bay window · closet

Moe’s TakeTeam Asgarian · Broker
Below comparables
$1.14Mest. value

Listed at $999,989, this home is about 12% below comparable homes, worth a close look. The number above is my independent estimate of value, not the asking price.

In Rouge E11 lately, sellers have been getting about 99% of asking and homes sell in about 23 days.

Based on 70 similar homes that recently sold nearby, adjusted for size, beds, and baths.Median of 70 recently sold comparable homes — actual closing prices, not asks — adjusted for size, beds, and baths. The city (MPAC) assessment points to about $963K, a bit lower.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, sold for $1.06M
  • Bathrooms +$17K
  • Adjusts to $1.08M

That comparable adjusts to $1.08M; the $1.14M estimate above is the median of all 70 comparables, which is steadier than any single home.This estimate is grounded in actual closing prices from the last 15 months, not asking prices. Lot, condition, and finishes are still my in-person call.

The assigned public school is John G Diefenbaker Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

List price
$1000KGreat deal$1.24MOverpriced

Total price vs nearby homes. Fair value about $1.14M, median of 70 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Open-concept layout: modern, sought-after flow. Lifestyle
  • Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
Comparable listingsCurrently listed nearby in Rouge E11 · asking prices
$1.18Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

12 Glenheather Terrace$999k84 Morningview Trail$1.10M24 Turtledove Grove$1.45M

The 3 closest active listings nearby.

See all comparable homes
1000kThis home999k1.10M1.45MThis home vs active comparables
Live market pulseActive comparables in Rouge E11 · median list $1.19M
$444this home / sqft
12active listings nearby
1days on market
51sold nearby · 90 days
$1.10Mmedian sold price
99%of asking, on average

This home lists 19% below the area average of $549/sqft.

0 days faster than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Rouge E11, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

L'Amoreaux
$1.39M
Birchcliffe-Cliffside
$1.91M
Danforth Village-East York
$1000K
Willowdale East
$3.00M
Leaside
$1.73M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near John G Diefenbaker Public School
60%
John G Diefenbaker Public SchoolPublic · Elementary · 0.3 km awayBelow the GTA average · 60% meet the provincial standard
West Hill Collegiate InstituteEQAO results not published

Affordability & Mortgage

Affordability
$4,558/mo
$189KIncome needed
5.3×Price ÷ income
$1,052Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $4,558Property tax $380Total carry $4,938

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 23, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,269per month

Mortgage amount $799,991 · 4.14% over 25 years

$199,998Down payment (20.0%)
$799,991Loan before insurance
$0CMHC premium
$4,650Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,269
Property tax
$381
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,650

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$16,475
Toronto municipal land transfer tax
$16,475
Estimated closing costs
$32,950

Plus your down payment of $199,998. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$5,185/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$480,724Total interest paid
$1,280,715Total of all payments
Principal $799,991 Interest $480,724
YearPrincipalInterestBalance
1$18,741$32,488$781,250
2$19,525$31,704$761,725
3$20,342$30,887$741,384
4$21,193$30,036$720,191
5$22,079$29,150$698,112
6$23,002$28,226$675,110
7$23,965$27,264$651,145
8$24,967$26,262$626,178
9$26,011$25,217$600,167
10$27,099$24,129$573,067
11$28,233$22,996$544,834
12$29,414$21,815$515,420
13$30,644$20,584$484,776
14$31,926$19,303$452,850
15$33,261$17,967$419,589
16$34,653$16,576$384,936
17$36,102$15,126$348,834
18$37,612$13,616$311,222
19$39,186$12,043$272,036
20$40,825$10,404$231,212
21$42,532$8,696$188,679
22$44,311$6,917$144,368
23$46,165$5,064$98,203
24$48,096$3,133$50,108
25$50,108$1,121$0

At the end of your 5-year term

Total paid over the term
$256,143
Principal paid down
$101,879
Interest paid
$154,264
Balance remaining
$698,112

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,200/mo
$50,400Gross annual rent
3.9%Est. cap rate

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

5.0%
Gross yield
− Property tax $4,566− Insurance $1,400− Vacancy & upkeep $5,544Net operating income $38,890

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE IGNITE REALTY. MLS®/PropTx.

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