59 Courcelette Road, Toronto, ON

Birchcliffe-Cliffside, Toronto · MLS® E13595232

$1,699,000
For Sale
Just listed today
Request a showing
◎ Directions
4Bedrooms
1Bathrooms
2Garage · 4 parking
1500-2000Sq Ft

About this home

Welcome to 59 Courcelette Road, a truly special detached home in the heart of Toronto's beloved Beach neighbourhood-where community, nature, and timeless charm come together. Lovingly cared for and filled with character, this home carries a sense of warmth the moment you arrive. Set on a premium 40-foot wide lot along a quiet, tree-lined street just steps to Queen Street East and close to the lake, it offers not just a place to live, but a lifestyle rooted in connection-to the water, the neighbourhood, and the feeling of home. From the street, enjoy gorgeous views of the lake, a daily reminder of the exceptional setting this home enjoys. Morning light fills the principal rooms, where a welcoming living room, separate formal dining room, and sunroom create inviting spaces for gathering, reflection, and everyday living. At the back of the home, a family room opens directly to a cottage-like backyard-lush with a beautifully established perennial garden that changes with the seasons and feels like a private retreat in the city. Original trim details and a wood-burning fireplace add warmth, character, and a sense of history that gives the home its enduring charm. Every room tells part of a story-one ready for its next chapter. A private driveway and detached two-car garage provide rare convenience in this cherished neighbourhood, while the generous lot offers space to grow, dream, and reimagine. Located within the highly sought-after Courcelette Public School district, and just moments from Queen Street East, waterfront trails, parks, and local cafes, this is a home where daily life feels grounded, vibrant, and deeply connected.

Key facts

Property type
Detached, 2-Storey
MLS®
E13595232
Bedrooms
4 (3 + 1)
Bathrooms
1
Size
1500-2000
Lot
40 × 122 ft
Cross streets
Queen & Courcelette
Parking
2 garage · 4 parking (detached)
Driveway
Private
Basement
Separate Entrance, Partially Finished
Heating
Water
A/C
None
Exterior
Concrete, Stucco (Plaster)
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$9,177 / 2025
Listing brokerage
RE/MAX HALLMARK REALTY LTD.

Rooms

Bedroom 4Lower4.35 × 2.88 m

broadloom · closet

Bedroom 3Second3.41 × 2.49 m

broadloom · overlooks backyard · closet

Dining RoomMain4.04 × 3.97 m

hardwood floor · wainscoting · separate room

Living RoomMain5.23 × 3.93 m

fireplace · hardwood floor · combined w/sunroom

LaundryLower4.35 × 2.45 m

concrete floor · b/i shelves · laundry sink

Primary BedroomSecond4.51 × 3.72 m

fireplace · overlooks backyard · closet

KitchenMain4.05 × 2.59 m

combined w/family · b/i appliances · tile floor

Family RoomMain5.90 × 3.16 m

w/o to garden · combined w/kitchen · broadloom

SunroomMain3.72 × 2.38 m

hardwood floor · leaded glass · combined w/living

Bedroom 2Second4.03 × 3.90 m

broadloom · overlooks frontyard · closet

Moe’s TakeTeam Asgarian · Broker
In line
$1.48Mest. value

Listed at $1,699,000, this home is within the range of comparable homes, on the higher side. The number above is my independent estimate of value, not the asking price.

In Birchcliffe-Cliffside lately, sellers have been getting about 102% of asking and homes sell in about 18 days.

Based on 61 similar homes that recently sold nearby, adjusted for size, beds, and baths.Median of 61 recently sold comparable homes — actual closing prices, not asks — adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.96M, higher than the comparables and worth a second look. The comparable range is wide here, so treat this as a rough read until I run a full CMA.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, sold for $2.32M
  • Bathrooms −$20K
  • Adjusts to $2.30M

That comparable adjusts to $2.30M; the $1.48M estimate above is the median of all 61 comparables, which is steadier than any single home.This estimate is grounded in actual closing prices from the last 15 months, not asking prices. Lot, condition, and finishes are still my in-person call.

On schools, this address is zoned for Malvern Collegiate Institute, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.

List price
$1.15MGreat deal$1.75MOverpriced

Total price vs nearby homes. Fair value about $1.48M, median of 61 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements. Value driver
Comparable listingsCurrently listed nearby in Birchcliffe-Cliffside · asking prices
$1.15Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

65 Harding Boulevard$1.63M100 Atlee Avenue$880k10 Queensgrove Road$1.39M18 Vanbrugh Avenue$949k11 Freeman Street$925k

The 5 closest of 6 active listings nearby.

See all comparable homes
1.70MThis home1.63M880k1.39M949k925kThis home vs active comparables
Live market pulseActive comparables in Birchcliffe-Cliffside · median list $949K
$971this home / sqft
6active listings nearby
98sold nearby · 90 days
$1.27Mmedian sold price
102%of asking, on average

This home lists 29% above the area average of $753/sqft.

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Birchcliffe-Cliffside, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

East York
$925K
Highland Creek
$1.60M
Bedford Park-Nortown
$4.46M
L'Amoreaux
$1.54M
Willowdale East
$3.00M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Courcelette Public School
77%
Courcelette Public SchoolPublic · Elementary · 0.2 km awayAbove the GTA average · 77% meet the provincial standard

Affordability & Mortgage

Affordability
$7,743/mo
$323KIncome needed
5.3×Price ÷ income
$1,787Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $7,743Property tax $765Total carry $8,508

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 22, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$7,253per month

Mortgage amount $1,359,200 · 4.14% over 25 years

$339,800Down payment (20.0%)
$1,359,200Loan before insurance
$0CMHC premium
$8,018Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$7,253
Property tax
$765
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$8,018

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$30,455
Toronto municipal land transfer tax
$30,455
Estimated closing costs
$60,910

Plus your down payment of $339,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$8,810/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$816,759Total interest paid
$2,175,959Total of all payments
Principal $1,359,200 Interest $816,759
YearPrincipalInterestBalance
1$31,841$55,197$1,327,359
2$33,173$53,865$1,294,185
3$34,561$52,478$1,259,625
4$36,006$51,032$1,223,618
5$37,513$49,526$1,186,106
6$39,082$47,957$1,147,024
7$40,716$46,322$1,106,308
8$42,419$44,619$1,063,888
9$44,194$42,845$1,019,694
10$46,042$40,996$973,652
11$47,968$39,070$925,684
12$49,975$37,064$875,709
13$52,065$34,973$823,644
14$54,243$32,795$769,401
15$56,512$30,527$712,889
16$58,876$28,163$654,014
17$61,338$25,700$592,675
18$63,904$23,134$528,771
19$66,577$20,461$462,195
20$69,362$17,677$392,833
21$72,263$14,775$320,570
22$75,286$11,753$245,284
23$78,435$8,604$166,849
24$81,716$5,323$85,134
25$85,134$1,905$0

At the end of your 5-year term

Total paid over the term
$435,192
Principal paid down
$173,094
Interest paid
$262,097
Balance remaining
$1,186,106

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,150/mo
$37,800Gross annual rent
1.4%Est. cap rate

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.2%
Gross yield
− Property tax $9,177− Insurance $1,400− Vacancy & upkeep $4,158Net operating income $23,065

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX HALLMARK REALTY LTD.. MLS®/PropTx.

CallRequest a showing