12 Euclid Avenue, Toronto, ON

Highland Creek, Toronto · MLS® E13595478

$2,189,000
For Sale
Just listed today
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5Bedrooms
6Bathrooms
2Garage · 8 parking
3500-5000Sq Ft

About this home

One Of A Kind Masterpiece! This Gorgeous Custom Home 'Under Full Tarion Warranty' Elegance & Striking Architectural Details' Located In HighLand Creek Community' Offers A Perfect Mix of Modern Style and Comfort With Spacious Open Living Areas and Large Windows That left In Plenty of Natural lights' Perfect Place to Relax And Entertain' Plaster Crown Molding, Oversized Baseboards,10Ft Ceilings, Wide Plank Engineered Hardwood throughout. Gorgeous Breakfast Area overlooking Bckyrd & Deck. Fam Rm w W/O to Bckyrd "Luxurious primary bedroom with customized closets and ensuite bath with double vanity sinks, and access to a private balcony'4 Bedrooms with Coffered Ceiling & Own Ensuite "Spiral Stairs' Double Car Garage' Long Driveway' This Home Is great Blend of Style. space and Convenience 'Minutes to 401 University Of Toronto Scarborough Campus.

Key facts

Property type
Detached, 2-Storey
MLS®
E13595478
Bedrooms
5 (4 + 1)
Bathrooms
6 (1 half)
Size
3500-5000
Lot
50.67 × 147.99 ft
Cross streets
Meadowvale / HWY 401
Parking
2 garage · 8 parking (attached)
Driveway
Private
Basement
Walk-Up, Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Stone
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$3,785 / 2025
Listing brokerage
RE/MAX ACE REALTY INC.
Moe’s TakeTeam Asgarian · Broker
Above the wider set
$1.83Mest. value

Listed at $2,189,000, this home is tracking about 20% above a wider set of listings, though close matches were thin, so treat this as a rough read until I run a precise CMA. The number above is my independent estimate of value, not the asking price.

Priced above comparable homes overall, but the price per square foot ($515/sqft) is in line with the area, so you are paying for extra space rather than a premium.

In Highland Creek lately, sellers have been getting about 97% of asking and homes sell in about 22 days. Prices are down 3% versus a year ago.

There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.

Based on 6 similar homes nearby, adjusted for size, beds, and baths.Median of 6 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $805K, lower than the comparables and worth a second look.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $1.75M
  • Bathrooms +$23K
  • Adjusts to $1.77M

That comparable adjusts to $1.77M; the $1.83M estimate above is the median of all 6 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

List price
$1.77MGreat deal$2.19MOverpriced

Total price vs nearby homes. Fair value about $1.83M, median of 6 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Primary suite: a key comfort and resale feature. Lifestyle
  • Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
Comparable listingsCurrently listed nearby · asking prices
$3.82Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

51 Greenfield Drive$2.70M24 Abbotsford Road$2.80M142 Fallingbrook Road$3.49M127 Ridley Boulevard$6.30M

The 4 closest active listings nearby.

See all comparable homes
2.19MThis home2.70M2.80M3.49M6.30MThis home vs active comparables
Live market pulseActive comparables in Highland Creek · median list $1.43M
$515this home / sqft
15active listings nearby
23sold nearby · 90 days
$1.16Mmedian sold price
97%of asking, on average
3%vs a year ago

This home lists 2% below the area average of $527/sqft.

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Highland Creek, Toronto, ON

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

East York
$925K
Bedford Park-Nortown
$4.46M
Alderwood
$1.56M
Birchcliffe-Cliffside
$1.69M
Eringate-Centennial-West Deane
$1000K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$9,977/mo
$390KIncome needed
5.6×Price ÷ income
$2,302Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

97%mortgage
Mortgage $9,977Property tax $315Total carry $10,292

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 22, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$9,345per month

Mortgage amount $1,751,200 · 4.14% over 25 years

$437,800Down payment (20.0%)
$1,751,200Loan before insurance
$0CMHC premium
$9,660Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$9,345
Property tax
$315
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$9,660

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$41,200
Toronto municipal land transfer tax
$41,200
Estimated closing costs
$82,400

Plus your down payment of $437,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$11,350/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,052,316Total interest paid
$2,803,516Total of all payments
Principal $1,751,200 Interest $1,052,316
YearPrincipalInterestBalance
1$41,025$71,116$1,710,175
2$42,741$69,400$1,667,435
3$44,528$67,612$1,622,907
4$46,391$65,750$1,576,516
5$48,331$63,809$1,528,184
6$50,353$61,788$1,477,831
7$52,459$59,681$1,425,372
8$54,653$57,487$1,370,719
9$56,940$55,201$1,313,779
10$59,321$52,819$1,254,458
11$61,803$50,338$1,192,655
12$64,388$47,753$1,128,268
13$67,081$45,060$1,061,187
14$69,887$42,254$991,300
15$72,810$39,331$918,490
16$75,856$36,285$842,634
17$79,028$33,112$763,606
18$82,334$29,806$681,272
19$85,778$26,363$595,494
20$89,366$22,775$506,128
21$93,104$19,037$413,024
22$96,998$15,142$316,025
23$101,056$11,085$214,969
24$105,283$6,858$109,687
25$109,687$2,454$0

At the end of your 5-year term

Total paid over the term
$560,703
Principal paid down
$223,016
Interest paid
$337,687
Balance remaining
$1,528,184

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$7,350/mo
$88,200Gross annual rent
3.3%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.0%
Gross yield
− Property tax $3,785− Insurance $1,400− Vacancy & upkeep $9,702Net operating income $73,313

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX ACE REALTY INC.. MLS®/PropTx.

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