1708-4101 Sheppard Avenue, Toronto, ON

Agincourt South-Malvern West, Toronto · MLS® E13597918

$458,000
For Sale
Just listed today
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4Bedrooms
2Bathrooms
1Garage
1200-1399Sq Ft

About this home

LOCATION !LOCATION !LOCATION!Perfect For Families Or Investors Seeking A Home In A Prime Location.Beautifully Renovated Corner Unit Featuring 3+1 Bedrooms And 2 Full Bathrooms, Including A Primary Ensuite.1329 SF ** Situated On A High Floor, This Home Offers Bright South-Facing Exposure With Breathtaking Views Of The City, CN Tower, And Lake day And Night. The Modern Open Concept Kitchen Is Appointed With Large Countertops, Upgraded Cabinetry, And Stainless Steel Appliances. Both Bedrooms And Bathrooms Have Been Tastefully Updated.Prim Room Originally Was Convert by 2 Brs and Easy to Convert Back .Large Den Can be 4th Bedroom or Home Office . Very Convenient Location Within Walking Distance To Walmart, Agincourt Mall, Restaurants, And Quick-Service Dining Options. TTC and GO Station Are Right At Your Doorstep, With Easy Access To Hwy 401, And Only About 30 Minutes To Union Station And Many Major Colleges.Just 3 Minutes To Agincourt Junior Public School and Agincourt Collegiate Institute both Highly Ranked Schools (over 8/10)Making This A Perfect Choice For Families Focused On Education. This Home Is Ideal For Both Relaxation And Entertainment! Building Amenities Include An Indoor Pool Fitness Centre, Party Room, Laundry Facilities, Ping Pong Room, Sauna, Tennis Court, Park, And Childrens Playground.An Excellent Opportunity For Families, Investors, Or Those Looking To Downsize

Key facts

Property type
Condo Apartment, Apartment
MLS®
E13597918
Bedrooms
4 (3 + 1)
Bathrooms
2
Size
1200-1399
Cross streets
SHEPPARD AVE E /KENNEDY RD
Parking
1 garage (underground)
Basement
None
Heating
Baseboard
A/C
Wall Unit(s)
Exterior
Other
Maintenance
$794/mo
Exposure
South
Property tax
$1,531 / 2025
Listing brokerage
RE/MAX EXCEL REALTY LTD.

Rooms

KitchenFlat3.35 × 2.50 m

stainless steel appl · open concept

Dining RoomFlat2.53 × 2.30 m

laminate · open concept

Primary BedroomFlat3.88 × 3.47 m

laminate · 4 pc ensuite · window

Living RoomFlat5.67 × 3.63 m

laminate · south view · w/o to balcony

Bedroom 3Flat3.18 × 2.80 m

laminate · window · closet

Bedroom 2Flat3.91 × 2.78 m

laminate · window

DenFlat4.13 × 2.75 m

laminate · window

Moe’s TakeTeam Asgarian · Broker
Below comparables
$625Kest. value

Listed at $458,000, this home is about 27% below comparable homes, worth a close look. The number above is my independent estimate of value, not the asking price.

In Agincourt South-Malvern West lately, sellers have been getting about 97% of asking and homes sell in about 36 days.

Based on 29 similar homes that recently sold nearby, adjusted for size, beds, and baths.Median of 29 recently sold comparable homes — actual closing prices, not asks — adjusted for size, beds, and baths. The city (MPAC) assessment points to about $316K, lower than the comparables and worth a second look.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, sold for $489K
  • Bedrooms −$8K
  • Adjusts to $481K

That comparable adjusts to $481K; the $625K estimate above is the median of all 29 comparables, which is steadier than any single home.This estimate is grounded in actual closing prices from the last 15 months, not asking prices. Lot, condition, and finishes are still my in-person call.

Its public catchment (Agincourt Collegiate Institute) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

List price
$458KGreat deal$643KOverpriced

Total price vs nearby homes. Fair value about $625K, median of 29 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
  • Primary suite: a key comfort and resale feature. Lifestyle
  • Open-concept layout: modern, sought-after flow. Lifestyle
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
Comparable listingsCurrently listed nearby in Agincourt South-Malvern West · asking prices
$496kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

505-2365 Kennedy Road$455k1208-4727 Sheppard Avenue$498k1501-4101 Sheppard Avenue$489kPH810-39 Kimbercroft Court$498k1104-4101 Sheppard Avenue$538k

The 5 closest of 8 active listings nearby.

See all comparable homes
458kThis home455k498k489k498k538kThis home vs active comparables
Live market pulseActive comparables in Agincourt South-Malvern West · median list $538K
$352this home / sqft
13active listings nearby
97sold nearby · 90 days
$485Kmedian sold price
97%of asking, on average

This home lists 21% below the area average of $444/sqft.

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Agincourt South-Malvern West, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Henry Farm
$627K
Banbury-Don Mills
$649K
Bayview Village
$549K
Willowdale East
$540K
The Beaches
$799K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Agincourt Junior Public School
75%
Agincourt Junior Public SchoolPublic · Elementary · 0.6 km awayAbove the GTA average · 75% meet the provincial standard
Sir Alexander Mackenzie Senior Public SchoolEQAO results not published
St. BartholomewEQAO results not published

Affordability & Mortgage

Affordability
$2,087/mo
$102KIncome needed
4.5×Price ÷ income
$482Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

69%mortgage
Mortgage $2,087Property tax $128Condo fee $794Total carry $3,009

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 23, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$1,955per month

Mortgage amount $366,400 · 4.14% over 25 years

$91,600Down payment (20.0%)
$366,400Loan before insurance
$0CMHC premium
$2,877Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$1,955
Property tax
$128
Condo / maintenance fees
$794
Heating
$0
Estimated monthly cost
$2,877

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$5,635
Toronto municipal land transfer tax
$5,635
Estimated closing costs
$11,270

Plus your down payment of $91,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$2,375/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$220,174Total interest paid
$586,574Total of all payments
Principal $366,400 Interest $220,174
YearPrincipalInterestBalance
1$8,583$14,879$357,817
2$8,943$14,520$348,874
3$9,317$14,146$339,557
4$9,706$13,757$329,851
5$10,112$13,351$319,739
6$10,535$12,928$309,204
7$10,976$12,487$298,228
8$11,435$12,028$286,793
9$11,913$11,550$274,879
10$12,412$11,051$262,468
11$12,931$10,532$249,537
12$13,472$9,991$236,065
13$14,035$9,428$222,030
14$14,622$8,841$207,408
15$15,234$8,229$192,174
16$15,871$7,592$176,303
17$16,535$6,928$159,768
18$17,227$6,236$142,541
19$17,947$5,516$124,594
20$18,698$4,765$105,896
21$19,480$3,983$86,416
22$20,295$3,168$66,121
23$21,144$2,319$44,978
24$22,028$1,435$22,950
25$22,950$513$0

At the end of your 5-year term

Total paid over the term
$117,315
Principal paid down
$46,661
Interest paid
$70,654
Balance remaining
$319,739

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,100/mo
$49,200Gross annual rent
7.0%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

10.7%
Gross yield
− Property tax $1,531− Condo fees $9,526− Insurance $600− Vacancy & upkeep $5,412Net operating income $32,131

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX EXCEL REALTY LTD.. MLS®/PropTx.

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