219-2799 Kingston Road, Toronto, ON

Cliffcrest, Toronto · MLS® E13599802

$568,800
For Sale
Just listed today
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2Bedrooms
2Bathrooms
1Garage
600-699Sq Ft

About this home

You've been looking for the 'RIGHT' home to live at The Bluffs, well, THIS. IS. IT! This conveniently located, south facing, spacious two bedroom, two bathroom unit is flooded with loads of light and has the most functional layout, you'll be glad you waited for this one. With a terrace that almost matches your interior square footage, you'll feel like you have the convenience of a condo in the city but with the yard space of the suburbs WITHOUT THE MAINTENANCE! This condo boasts modern finishes including, but not limited to, stunning quartz countertops, floor to ceiling windows, gorgeous laminate floors, generous sized bedrooms. And if you ever decide to leave your gorgeous terrace, as a resident in this building, you'll enjoy access to clean, sleek amenities such as a fitness facility with weights, cardio equipment and yoga studio, party room, and 24 hour concierge. As if that wasn't enough, you have the TTC right at your doorstep, GO Transit a short walk away, shopping, schools and who can forget what you came here for, Bluffers Park Beach! Don't miss this opportunity to call this one home. Now's your time to make a move!

Key facts

Property type
Condo Apartment, 1 Storey/Apt
MLS®
E13599802
Bedrooms
2
Bathrooms
2
Size
600-699
Cross streets
KINGSTON RD & ST. CLAIR AVE
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Maintenance
$642/mo
Exposure
South
Property tax
$2,716 / 2026
Listing brokerage
CENTURY 21 LEADING EDGE REALTY INC.
Our TakeTeam Asgarian · Broker
Above comparables
$448Kest. value

Listed at $568,800, and my independent estimate is about 27% above what comparable homes suggest.

In Cliffcrest lately, sellers get about 95% of asking; homes sell in ~31 days · prices down 22% YoY.

List price
$411KGreat deal$569KOverpriced

Total price vs nearby homes. Fair value about $448K, median of 10 comparables.

How this estimate is builtthe short version

I take the 10 most comparable recent sales nearby and adjust each one to this home for the real differences (size, beds, baths, garage, and standout features), then use the median, which is steadier than leaning on any single sale.

It’s grounded in recent closing prices, not asking prices. Lot, condition, and finishes are my in-person call, and the city (MPAC) assessment points to about $573K, higher than the comparables and worth a second look.

Schools & getting aroundcatchment and transit

The assigned public school is R H King Academy. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Read this with carewhy it’s an estimate, not an appraisal

There were not many closely comparable homes right in Cliffcrest, so I widened the search to the surrounding area.

Based on 10 comparable homes that recently sold nearby.

Comparable listingsCurrently listed nearby · asking prices
$500kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

2204-10 Park Lawn Road$600k1006-100 Dundalk Drive$350k2806-219 Fort York Boulevard$549k

The 3 closest active listings nearby.

See all comparable homes
569kThis home600k350k549kThis home vs active comparables
Live market pulseActive comparables in Cliffcrest · median list $420K
$876this home / sqft
7active listings nearby
23sold nearby · 90 days
$415Kmedian sold price
95%of asking, on average
22%vs a year ago

This home lists 40% above the area average of $624/sqft.

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Cliffcrest, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Flemingdon Park
$430K
Henry Farm
$627K
Bayview Village
$596K
Moss Park
$975K
Church-Yonge Corridor
$610K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Fairmount Public School
68%
Fairmount Public SchoolPublic · Elementary · 0.5 km awayBelow the GTA average · 68% meet the provincial standard

Affordability & Mortgage

Affordability
$2,592/mo
$121KIncome needed
4.7×Price ÷ income
$598Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

75%mortgage
Mortgage $2,592Property tax $226Condo fee $642Total carry $3,461

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 23, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,428per month

Mortgage amount $455,040 · 4.14% over 25 years

$113,760Down payment (20.0%)
$455,040Loan before insurance
$0CMHC premium
$3,297Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,428
Property tax
$226
Condo / maintenance fees
$642
Heating
$0
Estimated monthly cost
$3,297

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$7,851
Toronto municipal land transfer tax
$7,851
Estimated closing costs
$15,702

Plus your down payment of $113,760. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$2,949/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$273,439Total interest paid
$728,479Total of all payments
Principal $455,040 Interest $273,439
YearPrincipalInterestBalance
1$10,660$18,479$444,380
2$11,106$18,033$433,274
3$11,570$17,569$421,704
4$12,054$17,085$409,649
5$12,559$16,581$397,091
6$13,084$16,055$384,007
7$13,631$15,508$370,375
8$14,201$14,938$356,174
9$14,795$14,344$341,379
10$15,414$13,725$325,964
11$16,059$13,080$309,905
12$16,731$12,408$293,174
13$17,431$11,709$275,744
14$18,160$10,979$257,584
15$18,919$10,220$238,665
16$19,711$9,428$218,954
17$20,535$8,604$198,419
18$21,394$7,745$177,025
19$22,289$6,850$154,736
20$23,221$5,918$131,515
21$24,193$4,947$107,322
22$25,205$3,935$82,117
23$26,259$2,880$55,859
24$27,357$1,782$28,501
25$28,501$638$0

At the end of your 5-year term

Total paid over the term
$145,696
Principal paid down
$57,949
Interest paid
$87,746
Balance remaining
$397,091

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,050/mo
$24,600Gross annual rent
1.9%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.3%
Gross yield
− Property tax $2,716− Condo fees $7,704− Insurance $600− Vacancy & upkeep $2,706Net operating income $10,874

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CENTURY 21 LEADING EDGE REALTY INC.. MLS®/PropTx.

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