190-70 Cass Avenue, Toronto, ON
Tam O'Shanter-Sullivan, Toronto · MLS® E13601764
About this home
Welcome to this private, quiet & beautifully refreshed 3+1 bedroom, 3 bathroom townhouse in the highly sought-after Tam O'Shanter-Sullivan neighbourhood, offering the perfect blend of space, comfort and convenience for first-time buyers, growing families, downsizers and investors alike. Freshly updated throughout, this move-in-ready home features fresh paint, new engineered hardwood flooring in the living and dining rooms, luxury vinyl flooring throughout the upper level and finished basement, new baseboards, a new kitchen window, aluminum-capped front and rear windows, an updated main floor powder room and a refreshed basement bathroom. The bright, functional layout offers spacious principal rooms designed for comfortable everyday living, while the finished lower level provides great flexibility as a recreation room, fourth bedroom, home office, gym or guest suite. The kitchen is functional and offers a great opportunity to personalize and update over time, allowing you to add your own style and value while enjoying the home from day one. Step outside to your private fenced backyard - an inviting space ready for your own gardens, outdoor entertaining or relaxing retreat. Enjoy the added convenience of your owned parking space located directly in front of your door, making everyday living and unloading groceries a breeze. Located in a well-managed, family-friendly townhouse community known for its mature trees, welcoming atmosphere and excellent value. This home is just minutes from Highway 401, TTC, Agincourt GO Station, parks, shopping, restaurants, community centres and excellent public and Catholic schools. Offering three finished levels of living space, thoughtful updates throughout and the opportunity to make it your own over time, this is an exceptional opportunity to own a fresh, move-in-ready home in one of Scarborough's most established and desirable neighbourhoods.
Key facts
- Property type
- Condo Townhouse, 2-Storey
- MLS®
- E13601764
- Bedrooms
- 4 (3 + 1)
- Bathrooms
- 3 (1 half)
- Size
- 1000-1199
- Cross streets
- Sheppard/Warden
- Parking
- 1 parking
- Basement
- Finished
- Heating
- Baseboard
- A/C
- Window Unit(s)
- Exterior
- Brick
- Maintenance
- $476/mo
- Exposure
- East
- Property tax
- $2,908 / 2026
- Listing brokerage
- RE/MAX HALLMARK FIRST GROUP REALTY LTD.
Listed at $595,900, and my independent estimate is about 7% below comparable homes, worth a close look.
In Tam O'Shanter-Sullivan lately, sellers get about 100% of asking; homes sell in ~30 days · prices down 8% YoY.
Total price vs nearby homes. Fair value about $641K, median of 6 comparables.
How this estimate is builtthe short version
I take the 6 most comparable recent sales nearby and adjust each one to this home for the real differences (size, beds, baths, garage, and standout features), then use the median, which is steadier than leaning on any single sale.
It’s grounded in recent closing prices, not asking prices. Lot, condition, and finishes are my in-person call, and the city (MPAC) assessment points to about $676K, a close match.
What the listing highlights2 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Finished basement: added living space, worth checking ceiling height and that the work was permitted. Value driver
- Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
Schools & getting aroundcatchment and transit
The assigned public school is Lynngate Junior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
Read this with carewhy it’s an estimate, not an appraisal
Below comparable homes on total price, yet the price per square foot ($542/sqft) is in line with the area, which usually points to a smaller or more efficient layout.
Based on 6 comparable homes that recently sold nearby.
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest of 7 active listings nearby.
See all comparable homesThis home lists 5% above the area average of $517/sqft.
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Tam O'Shanter-Sullivan, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 24, 2026); conventional rates run a little higher.
Mortgage amount $476,720 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $2,544
- Property tax
- $242
- Condo / maintenance fees
- $476
- Heating
- $0
- Estimated monthly cost
- $3,262
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $8,393
- Toronto municipal land transfer tax
- $8,393
- Estimated closing costs
- $16,786
Plus your down payment of $119,180. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $152,637
- Principal paid down
- $60,710
- Interest paid
- $91,927
- Balance remaining
- $416,010
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX HALLMARK FIRST GROUP REALTY LTD.. MLS®/PropTx.