20 Billingsgate Crescent, Ajax, ON
South East, Ajax · MLS® E13636568
About this home
In short
- Act Now, Spacious Detached Bungalow In Demand Location, Close To All Amenities.
- Open Concept Main Floor With Combination Living/Dining And Hardwood Floors.
- 2 Additional Bedrooms On The Main Floor, Finished Basement With Bedroom And Large Rec Area.
- Finished Basement Offers Additional Kitchen And Bathroom.
Act Now, Spacious Detached Bungalow In Demand Location, Close To All Amenities. Open Concept Main Floor With Combination Living/Dining And Hardwood Floors. Eat-In Kitchen Overlooking The Living Area, Main Floor Large Master With Closet Space And Bathroom On The Main Level. 2 Additional Bedrooms On The Main Floor, Finished Basement With Bedroom And Large Rec Area. Finished Basement Offers Additional Kitchen And Bathroom. Must See Home, Move-In Condition, Close To All Amenities Including Schools And Shopping, 4 Car Parking, Won't Last.
Key facts
- Property type
- Detached, Bungalow
- MLS®
- E13636568
- Bedrooms
- 3+1 (4 total)
- Bathrooms
- 2
- Size
- 700-1100 sq ft
- Lot
- 50 × 115 ft
- Cross streets
- Salem/401
- Parking
- 4 parking
- Driveway
- Private
- Basement
- Finished
- Kitchens
- 2 (1 + 1)
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Unknown
- Roof
- Unknown
- Sewer
- Sewer
- Property tax
- $4,850 / 2025
- Days on market
- 48
- Listing brokerage
- RE/MAX WEST REALTY INC.
Rooms
Listed at $799,900. Going by how homes in South East and the wider GTA have actually closed against their asking prices (about 98%, 31 local closings in 90 days), the likely sale price is near $787K, if it sells. A realistic range is $737K to $887K.
Independent value check: $649K. Without looking at the asking price, our model values the home itself about 19% below the ask (homes like it typically land between $608K and $680K).
Why $649K. The typical detached home sold in South East over the past year went for about $874K (143 sales). What sets this one apart:
- ▼ Lowers it stronglyIts tax bill, which follows the city's own assessment, is $4,850 a year; the typical home sold here pays about $6,400.
- ▼ Lowers it stronglyIt is 700 to 1,100 sq ft; the typical home sold here is 1,500 to 2,000.
- ▼ Lowers it3+1 bedrooms and 2 baths, against 3+1 and 3 typically.
Longer on the market than typical. 48 days on the market against about 20 for homes like it here, and asking 23% above where comparable closings put it.
Total price vs nearby homes. Likely closing about $787K, from 31 recent closings in this pocket.
The market behind the math:
About 0.5 months of inventory: 5 detached homes for sale in the area against 31 closings in the last 90 days. Under two months favours sellers, over four favours buyers.
Price per square foot: this home lists at $889/sqft against an area asking average of $603/sqft.
How this estimate is builtthe short version
This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.
It never sees the asking price. The 31 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $661K. Condition and finishes remain an in-person call.
What the listing highlights4 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Finished basement: added living space, worth checking ceiling height and that the work was permitted. Value driver
- Open-concept layout: modern, sought-after flow. Lifestyle
- Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
- Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
Read this with carewhy it’s an estimate, not an appraisal
The listing states size as a wide range, so the size adjustment is approximate and this estimate is a rough read. I can confirm exact square footage to tighten it.
Based on 31 comparable homes that sold in South East over the past two years, from 273 closings there.
Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $649K, which is where my estimate comes from.
Per square foot, these ask about $640/sqft; this home lists at $889/sqft. Size is part of the price story, not just the sticker.
The 3 closest active listings nearby.
See all comparable homesNeighbourhood & location
South East, Ajax, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Ajax.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.24% via Ratehub.ca (as of September 21, 2026); conventional rates run a little higher.
Mortgage amount $639,920 · 4.39% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $3,503
- Property tax
- $404
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $3,907
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $12,473
- Estimated closing costs
- $12,473
Plus your down payment of $159,980. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $210,165
- Principal paid down
- $79,121
- Interest paid
- $131,044
- Balance remaining
- $560,799
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 14 whole-home leases in South East signed at a median of $2,946 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $2,685. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX WEST REALTY INC.. MLS®/PropTx.