950 Mink Street, Pickering, ON

West Shore, Pickering · MLS® E13678464

$999,000
For Sale
Listed 38 days agoNo offer date statedSitting longer than typical
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3+2Bedrooms
2Bathrooms
1Garage · 5 parking
1100-1500Sq ft

About this home

In short

  • Located just moments from the beautiful shores of Lake Ontario, 950 Mink St, Pickering offers an exceptional opportunity to own a wonderful home in a desirable and...
  • The property also offers a separate entrance and an additional kitchen, providing excellent potential for an in-law suite or rental opportunity, subject to applicable...
  • Enjoy the convenience of being close to Lake Ontario, parks, schools, shopping, dining, and major transportation routes, while experiencing all that Pickering has to...

Located just moments from the beautiful shores of Lake Ontario, 950 Mink St, Pickering offers an exceptional opportunity to own a wonderful home in a desirable and family-friendly community. This spacious bungalow features a warm and inviting layout with comfortable living spaces ideal for both everyday living and entertaining. The property also offers a separate entrance and an additional kitchen, providing excellent potential for an in-law suite or rental opportunity, subject to applicable municipal requirements and approvals. Enjoy the convenience of being close to Lake Ontario, parks, schools, shopping, dining, and major transportation routes, while experiencing all that Pickering has to offer. Whether you are a growing family, a first-time buyer, or an investor, this home offers the perfect blend of comfort, location, flexibility, and future potential. A wonderful opportunity to make this property your own, settle in, and simply move in and enjoy the lifestyle you've been waiting for.

Key facts

Property type
Detached, Bungalow
MLS®
E13678464
Bedrooms
3+2 (5 total)
Bathrooms
2
Size
1100-1500 sq ft
Lot
50 × 100 ft
Cross streets
Westshore & Oklahoma
Parking
1 garage · 5 parking (carport)
Driveway
Private
Basement
Separate Entrance, Finished
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Other, Stone
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$5,887 / 2025
Days on market
38
Listing brokerage
HOMELIFE DISTRICT REALTY

Rooms

Bedroom 2Main2.72 × 3.01 m

b/i shelves · window

LaundryBasement4.14 × 3.44 m
KitchenBasement4.70 × 3.44 m

Window

BedroomBasement3.11 × 3.52 m

closet · window

Living RoomMain4.53 × 4.04 m

bay window · hardwood floor · combined w/dining

RecreationBasement7.65 × 3.52 m

window · gas fireplace · b/i shelves

Dining RoomMain2.52 × 4.04 m

combined w/living · hardwood floor · window

Primary BedroomMain4.75 × 3.01 m

b/i shelves · window

Bedroom 3Main3.38 × 3.96 m

b/i shelves · window

KitchenMain5.35 × 3.30 m

breakfast bar · open concept · ceramic floor

DenBasement3.21 × 3.52 m

Closet

Our TakeTeam Asgarian · Broker
A small discount is typical
$971Klikely sale price

Listed at $999,000. Going by how homes in West Shore and the wider GTA have actually closed against their asking prices (about 97%, 10 local closings in 90 days), the likely sale price is near $971K, if it sells. A realistic range is $910K to $1.09M.

Independent value check: no figure for this home. Going only by the sales record, our model lands more than 25% below the ask. At that distance an automated figure has rarely been close to the eventual sale price, so we are not printing one. The usual reason is something the record cannot show: a rebuild, a second unit, or a lot or setting unlike the homes around it.

Longer on the market than typical. 38 days on the market against about 20 for homes like it here, and asking 25% above where comparable closings put it.

List price
$910KBelow recent closings$1.09MAbove recent closings

Total price vs nearby homes. Likely closing about $971K, from 10 recent closings in this pocket.

The market behind the math:

10sold nearby · 90 days
$887Kmedian sold price
97%of asking, on average
−8%prices vs a year ago
~16 dayshomes like this take to sell
38days on market so far
$2,812/moest. rent · 12 leases
3.4%gross yield on the ask
Balanced market
Buyer's marketSeller's market

About 3.9 months of inventory: 13 detached homes for sale in the area against 10 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $768/sqft against an area asking average of $655/sqft.

  • Separate-entrance basement apartment features. A finished 2 bed basement apartment with a separate entrance and a second kitchen. A self-contained space for extended family, guests or potential income. Basements do rent in West Shore: 19 of the 56 detached leases here lately were basement units, around $1,895 a month. That makes the suite real income. Second-suite retrofit status is not verified. A buyer intending to rent should confirm requirements with the City of Pickering.
How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 10 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $836K. Condition and finishes remain an in-person call.

What the listing highlights2 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant. Income potential
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
Read this with carewhy it’s an estimate, not an appraisal

There were not many closely comparable homes right in West Shore, so I widened the search to the surrounding area.

Based on 10 comparable homes that sold in West Shore over the past two years, from 138 closings there.

What sellers nearby are askingCurrently listed nearby in West Shore · asking prices
$1.06Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $799K, which is where my estimate comes from.

Per square foot, these ask about $732/sqft; this home lists at $768/sqft. Size is part of the price story, not just the sticker.

The 3 closest active listings nearby.

See all comparable homes
999kThis home1.05M879k1.25MThis home vs active comparables

Neighbourhood & location

West Shore, Pickering, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Bay Ridges
$1.11M
Rosebank
$1.50M
Dunbarton
$1.60M
Woodlands
$1.49M
Amberlea
$1.11M

Typical asking price of active listings of the same type, per area (outliers removed). Pickering.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$4,553/mo
$193KIncome needed
5.2×Price ÷ income
$1,051Weekly cost
$16,455Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

90%mortgage
Mortgage $4,553Property tax $491Total carry $5,044

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.39%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.24% via Ratehub.ca (as of September 22, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,375per month

Mortgage amount $799,200 · 4.39% over 25 years

$199,800Down payment (20.0%)
$799,200Loan before insurance
$0CMHC premium
$4,865Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,375
Property tax
$491
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,865

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$16,455
Estimated closing costs
$16,455

Plus your down payment of $199,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.39%Qualifying rate
$5,300/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$513,184Total interest paid
$1,312,384Total of all payments
Principal $799,200 Interest $513,184
YearPrincipalInterestBalance
1$18,085$34,410$781,115
2$18,888$33,608$762,228
3$19,726$32,770$742,502
4$20,601$31,894$721,900
5$21,516$30,980$700,385
6$22,471$30,025$677,914
7$23,468$29,028$654,447
8$24,509$27,986$629,937
9$25,597$26,898$604,340
10$26,733$25,762$577,607
11$27,920$24,576$549,687
12$29,159$23,337$520,529
13$30,453$22,043$490,076
14$31,804$20,691$458,271
15$33,216$19,279$425,055
16$34,690$17,805$390,365
17$36,230$16,266$354,136
18$37,838$14,658$316,298
19$39,517$12,978$276,781
20$41,271$11,225$235,510
21$43,102$9,393$192,408
22$45,015$7,480$147,392
23$47,013$5,482$100,379
24$49,100$3,396$51,279
25$51,279$1,216$0

At the end of your 5-year term

Total paid over the term
$262,477
Principal paid down
$98,815
Interest paid
$163,662
Balance remaining
$700,385

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 12 whole-home leases in West Shore$2,812/mo
$33,744Gross annual rent
2.3%Cap rate after taxes and upkeep
$2,672 to $3,000Typical rent range
~14 daysTo find a tenant, on average

The suite is real income here: basements rent in West Shore (19 of 56 recent detached leases were basement units, around $1,895 a month). The figure above is the whole house on one lease; rented as two units, the suite alone brings about $1,895 a month on top of the upper floors. Permitted use is worth confirming with the city.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 12 whole-home leases in West Shore signed at a median of $2,771 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $2,812. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

3.4%
Gross yield
− Property tax $5,887− Insurance $1,400− Vacancy & upkeep $3,712Net operating income $22,745

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE DISTRICT REALTY. MLS®/PropTx.

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